Spring may bring thoughts of finally acquiring that dream home for sale in Tahoe Incline Village NV – and what better time for a home search than now?
By the time summer comes you could be making new memories in your new Tahoe home. Think about enjoying the Tahoe lifestyle and all it has to offer from beaches and golf to restaurants and shopping.
But before the dream turns into a full-fledged Tahoe Incline Village NV home for sale search, there are several things to consider. One of the most important is your credit score and what that score may mean as far as your mortgage options.
To advance to the search phase, you’ll need to know what your credit score looks like now and where it ultimately needs to be for you to be in a position to purchase a home. So now is an ideal time to contact your mortgage professional to review your credit.
Indeed, you can pull your own credit, but what you need is a way to interpret what’s on the report and how it will impact you throughout the lending process. Many things that you may see as minor on your report may actually make a significant difference in accessing the programs and interest rates you want.
For example, if you carry a lot of credit card debt or if one card has a higher balance than most lenders feel is appropriate, that’s a negative. But if your mortgage advisor draws this to your attention, you’ll have time to pay off or reduce your balance before you start to search.
And the sooner you start, the sooner you can be in your dream luxury home for sale in Tahoe Incline Village NV, enjoying beautiful sunsets and walks along the beach!
Call me, Peg Augustus, at 775-336-8631. With me, your real estate dreams will be made a reality.
