Sears Credit Card, is specifically designed to fit the needs of all customers who shop at Sears. Unlike traditional Sears offers, which were designed to provide the card owners with lucrative introductory offers, the Sears Card is specifically designed to provide the cardholder with the best set of rewards possible.
The Sears Credit Card allows you to earn 1 point for each dollar spent with the card. In addition, Sears offers 50% bonus on the number of points earned to those who pay their bills on time. This is certainly a measure taken by Sears to encourage holders to pay on time and avoid costly late fees.
The Sears Card does not come with any preset spending limit. What it means is that you don’t have to settle for a credit line of $3,000 if your credit score is close to $800. Sears will offer limits to cardholders based on credit history, so it is necessary to have a good credit score in order to maximize your benefits with the Sears World Card.
The card offers unlimited points, so you can keep earning as you spend with your business card. You can redeem your points in cash or towards travel, gift certificates, or merchandise for your business. In addition, there is no annual fee and balance transfer fee for this card, so you can take all of these rewards without having to pay a dime to Sears upfront. The best part of Sears Credit card is the best in class online account management dashboard. One can easily login in Sears Credit Card account and make bill payments, check transactions and manage all expects of the card.
The Sears World Mastercard does come with a high variable APR (16.99% at the time of this writing). So it is necessary to avoid parking large balances on your world card. If you are looking for a credit card to park large amounts, you may want to look at balance transfer credit cards but you certainly don’t want to use your World card for that purpose.
The card is not for everyone. Sears has specifically designed this card to meet the needs of sears shoppers. Consumers are allowed to apply for this card, but it is recommended that you do not park large balances with this card due to this high variable APR. If you are a small business owner who is looking to save on your everyday purchases, you will want to check this brand new offer from Sears. With all the rewards and incentives available through Sears rewards program, the Sears World can save your business a significant amount in the long run. On a side-note, the life of balance credit card was simply a giant of a card, and we don’t believe Sears’s new products fill the gap left by that card. The Sears World Mastercard is a wonderful new addition to the Sears brand, but its focus is more on rewards and less on the lower fees.