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Vital Information For First-Time Buyers

The first-time homebuyer Federal tax credit for $8000, record-low interest rates, and nationwide median home prices dropping to the lowest point in five years, makes this an enticing time to consider buying a home. By the way, that tax incentive isn't truly just for first-time buyers -- it's defined as those not having owned a home in the last three years. Research and knowing your options are critical. Check with your tax accountant for more details. It’s increasingly likely that Congress will extend and expand the popular home buyer tax credit, which will expire at the end of this month.

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According to an article in August in the Raleigh News & Observer, 10.8 percent of buyers are motivated to buy due to Federal and state tax incentives. So far only 1.14 million buyers have filed


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Relieving the Stress of Packing

Packing can be stressful time for every member of the family. To ensure that your move goes as smoothly as possible, try the following tips!
Pack a "Red Box"
Since one in five American families moves every year, that means 22 million families may be searching for their TV remote controls!
One of the pitfalls of packing for a move is you can't always anticipate what you'll need when you arrive at your new home, and movers typically list only the obvious such as dishes, glasses, bedding, etc. The miscellaneous items you need in the first few hours invariably wind up on the bottom of a random box.
To start, you may want to create your own "red box" as some moving companies ("Removers") do in Great Britain. This is the last box loaded and the first one off the truck. The one universal item in the red box is the tea kettle (perhaps this would be the coffee maker in the U.S.). This is also the place

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Making Your Home Age Appropriate Creates Appeal

All of us have something in common with our homes. Sure, style, design, and location are at the top of the list, but how about age? As we age, buyers, especially the baby boomer generation, are looking to transform their homes into a place that they can stay in for as long as possible or they're hoping to find one that's already equipped for them to age-in-place.
So how old your home and you are, are reason to give some thought to if your home needs age-appropriate adaptation in order for you to be most comfortable. And, in doing so, you may actually make your home more valuable to a wider audience of buyers, should you ever sell it.
According to the National Homebuilders Association, making a home suitable for the golden years is economicaly sound. The baby boomer generation (77 million people) makes up 28 percent of the U.S. population. Assisted living for this generation can cost more than $60-thousand per year, not counting moving expenses.
That's pretty pricey. So, if you've taken some steps to make your home an age-in-place sanctuary, then make sure you highlight those renovations if you ever

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Dennis' Featured Properties

Click pictures for details
(You may click the 'Refresh' icon in your toolbar above for most recent updates) And be sure to scroll down for News, Advice and Articles

$359,000 3220 W. Old Forest in Berry Creek with Clubhouse/Fitness/Pool 4 bedrooms with Bonus 3310 square feet Many extras

$210,000 809 Oak Ridge 4 bed, 3 bath, 2 half bath And a study. 3300 Sq. Ft. On 1st Fairway, water view
 Under Contract
$150,000
7609 N. Bethel Road
3 bed, 2 bath 1985 Sq. Ft.
42’ x 70’ “Shop”
 Under Contract
$349,900
7 Roka ridge
4 bed, 3.5 bath 3285 Sq. Ft.
Plus a study, projector / screen
Pond --- Stunning home!

$102,000
1713 N. Manning
3 bed, 1 bath 1140 Sq. Ft.
Recent H/A, New roof
Under Contract
$65,000
8903 W. Lakeview
Land - 8 Acres
Now is a great time to let me take your listing. It's getting very active - and I can give you alot of attention.
The above listings truly represent some of the best values in Stillwater. All are worth telling a friend about.
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Dennis' Recent Activity

112 Buyer or Seller transactions closed to date.
Let’s together make yours one of the next.
Pending TBD Lot 3, Block 16 Berry Creek List price: TBD
Pending TBD Lot 4, Block 16 Berry Creek List price: TBD
Pending 11-25-09 7906 N. Bethel 3 bed, 2 bath, 1985 square feet List price: $142,000
Pending 12-1-09 8903 W. Lakeview (8 acres land) List price: 65,000
Pending 12-30-09 7 Roka Ridge 4 bed / 2.5 bath, 3401 square feet List price: $349,900
Pending 12-30-09 123 S. Keats 4 bed, 2.5 bath, 2036 square feet List price: $205,000

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Which Realtor should you use? Dennis Cyr Go to 'Local Market Conditions' below to read why. Then come back to view the sites below and search the numerous articles in the “Daily News and Advice” section below. Further, please call or email me when you think of any way this newsletter can serve you better. My commitments to YOU are professional service and exposure. Call or email me – I'll make it worth your time.
Local listings (all agencies) I can show any of these
Mortgage Calculator
MM Team Stillwater, Realtors (my office site)
Moving? Start here, then Google ‘Moving’
Local weather
About Stillwater
Stillwater Chamber of Commerce
Stillwater Homebuyer Classes
Stillwater Public Schools
About Stillwater Schools
Stillwater NewsPress (newspaper)
Stillwater Map (Google maps and satellite - type in address, city, state)
Oklahoma Maps
Oklahoma State University
About Oklahoma
For a no-obligation market analysis of your home, or for a courteous and professional tour of any homes on the market, click on my email address - dennis@teamstillwater.com and send me a message --or -- call before ‘making your next move’. When life decides to ‘Move’ you, call me for directions. Thank you - Dennis


Local Market Conditions



Daily News and Advice

Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.

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