Contact me and we'll get started

Dennis Cyr
November 2009
Real
A Pool of Buyers and Sellers
'Jump in - It's Refreshing'

Copyright © 2009 Realty Times
All Rights Reserved.





Vital Information For
First-Time Buyers


  The first-time homebuyer Federal tax credit for $8000, record-low interest rates, and nationwide median home prices dropping to the lowest point in five years, makes this an enticing time to consider buying a home. By the way, that tax incentive isn't truly just for first-time buyers -- it's defined as those not having owned a home in the last three years. Research and knowing your options are critical. Check with your tax accountant for more details. It’s increasingly likely that Congress will extend and expand the popular home buyer tax credit, which will expire at the end of this month.


Mortgage Rates
U.S. averages as of October 29, 2009:

30 yr. fixed:   5.03%
15 yr. fixed:   4.46%
1 yr. adj:        4.57%




View current rates





      According to an article in August in the Raleigh News & Observer, 10.8 percent of buyers are motivated to buy due to Federal and state tax incentives. So far only 1.14 million buyers have filed



Are You Looking For a Home, Comparing Ones on the MLS or Wondering What Your Home Is Worth?

Click here so I can help





Relieving the Stress of Packing

     Packing can be stressful time for every member of the family. To ensure that your move goes as smoothly as possible, try the following tips!
      Pack a "Red Box"
      Since one in five American families moves every year, that means 22 million families may be searching for their TV remote controls!
      One of the pitfalls of packing for a move is you can't always anticipate what you'll need when you arrive at your new home, and movers typically list only the obvious such as dishes, glasses, bedding, etc. The miscellaneous items you need in the first few hours invariably wind up on the bottom of a random box.
      To start, you may want to create your own "red box" as some moving companies ("Removers") do in Great Britain. This is the last box loaded and the first one off the truck. The one universal item in the red box is the tea kettle (perhaps this would be the coffee maker in the U.S.). This is also the place




Making Your Home Age Appropriate Creates Appeal

     All of us have something in common with our homes. Sure, style, design, and location are at the top of the list, but how about age? As we age, buyers, especially the baby boomer generation, are looking to transform their homes into a place that they can stay in for as long as possible or they're hoping to find one that's already equipped for them to age-in-place.
      So how old your home and you are, are reason to give some thought to if your home needs age-appropriate adaptation in order for you to be most comfortable. And, in doing so, you may actually make your home more valuable to a wider audience of buyers, should you ever sell it.
      According to the National Homebuilders Association, making a home suitable for the golden years is economicaly sound. The baby boomer generation (77 million people) makes up 28 percent of the U.S. population. Assisted living for this generation can cost more than $60-thousand per year, not counting moving expenses.
      That's pretty pricey. So, if you've taken some steps to make your home an age-in-place sanctuary, then make sure you highlight those renovations if you ever



Dennis'
Featured Properties


Click pictures for details

(You may click the 'Refresh' icon in your toolbar above for most recent updates)
And be sure to scroll down for
News, Advice and Articles


$359,000
3220 W. Old Forest
in Berry Creek with
Clubhouse/Fitness/Pool
4 bedrooms with Bonus
3310 square feet
Many extras


$210,000
809 Oak Ridge
4 bed, 3 bath, 2 half bath
And a study. 3300 Sq. Ft.
On 1st Fairway, water view


Under Contract
$150,000
7609 N. Bethel Road
3 bed, 2 bath 1985 Sq. Ft.
42’ x 70’ “Shop”


Under Contract
$349,900
7 Roka ridge
4 bed, 3.5 bath 3285 Sq. Ft.
Plus a study, projector / screen
Pond --- Stunning home!


$102,000
1713 N. Manning
3 bed, 1 bath 1140 Sq. Ft.
Recent H/A, New roof

Under Contract
$65,000
8903 W. Lakeview
Land - 8 Acres

Now is a great time to let me take your listing. It's getting very active - and I can give you alot of attention.

The above listings truly represent some of the best values in Stillwater. All are worth telling a friend about.


Dennis'
Recent Activity


112 Buyer or Seller transactions closed to date. Let’s together make yours one of the next.

Pending TBD
Lot 3, Block 16 Berry Creek
List price: TBD

Pending TBD
Lot 4, Block 16 Berry Creek
List price: TBD

Pending 11-25-09
7906 N. Bethel
3 bed, 2 bath, 1985 square feet
List price: $142,000

Pending 12-1-09
8903 W. Lakeview (8 acres land)
List price: 65,000

Pending 12-30-09
7 Roka Ridge
4 bed / 2.5 bath, 3401 square feet
List price: $349,900

Pending 12-30-09
123 S. Keats
4 bed, 2.5 bath, 2036 square feet
List price: $205,000








Which Realtor should you use?
     Dennis Cyr
     Go to 'Local Market Conditions' below to read why. Then come back to view the sites below and search the numerous articles in the “Daily News and Advice” section below. Further, please call or email me when you think of any way this newsletter can serve you better. My commitments to YOU are professional service and exposure. Call or email me – I'll make it worth your time.
     

Local listings (all agencies) I can show any of these

Mortgage Calculator

MM Team Stillwater, Realtors (my office site)

Moving? Start here, then Google ‘Moving’

Local weather

About Stillwater

Stillwater Chamber of Commerce

Stillwater Homebuyer Classes

Stillwater Public Schools

About Stillwater Schools

Stillwater NewsPress (newspaper)

Stillwater Map (Google maps and satellite - type in address, city, state)

Oklahoma Maps

Oklahoma State University

About Oklahoma

For a no-obligation market analysis of your home, or for a courteous and professional tour of any homes on the market, click on my email address - dennis@teamstillwater.com and send me a message --or -- call before ‘making your next move’. When life decides to ‘Move’ you, call me for directions.
     Thank you - Dennis



Local Market Conditions




Daily News and Advice

Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.



More Articles


October Round Up: Rates Stay Flat

Real Estate Investment Buying Tips

Remodelers Help Homeowners Lower Heating Costs with Weatherization Programs

Extending Homebuyer Tax Credit Best Tool for Sustaining Housing Recovery




Dennis Cyr, CRS,GRI
E-mail: Dennis@TeamStillwater.Com
Web: http://PoolofHomes.com
(405) 714-1799

MM Team Stillwater, Realtors
405-372-8326
520 S. Knoblock
Stillwater, OK 74074


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