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Your REALTOR:
Dianne Clayton
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Copyright © 2009 Realty Times
All Rights Reserved.
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Vital Information For
First-Time Buyers
The first-time homebuyer Federal tax credit for $8000, record-low interest rates, and nationwide median home prices dropping to the lowest point in five years, makes this an enticing time to consider buying a home. By the way, that tax incentive isn't truly just for first-time buyers -- it's defined as those not having owned a home in the last three years. Research and knowing your options are critical. Check with your tax accountant for more details. It’s increasingly likely that Congress will extend and expand the popular home buyer tax credit, which will expire at the end of this month.
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According to an article in August in the Raleigh News & Observer, 10.8 percent of buyers are motivated to buy due to Federal and state tax incentives. So far only 1.14 million buyers have filed
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Featured Properties
click pictures for details
River Landing proudly presents... 740 River Landing Way
SOLD!
Inglewood area Proudly Presents 2509 Sandy Drive
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Time is Running Out I just want to remind you Time is running out to take advantage of the $8,000 Tax Incentive being offered. Washington is putting $8,000 in the pocket of every first time home buyer (or someone who has not owned a home in 3 years), but the offer ends November 30th. You have to have the keys in your hand by the 30th.
Now is a great time to be a first time home buyer (or step up homebuyer) for many reasons. Money's on sale, houses are on sale and the government is giving away money so take advantage.
I would love to see you, but more importantly, if you have clients or friends who have not owned a home in 3 years, they NEED to take advantage of this opportunity.
Call or text me at 615-207-0037
Hope to hear from you soon!
Dianne Clayton
Relieving the Stress of Packing
Packing can be stressful time for every member of the family. To ensure that your move goes as smoothly as possible, try the following tips!
Pack a "Red Box"
Since one in five American families moves every year, that means 22 million families may be searching for their TV remote controls!
One of the pitfalls of packing for a move is you can't always anticipate what you'll need when you arrive at your new home, and movers typically list only the obvious such as dishes, glasses, bedding, etc. The miscellaneous items you need in the first few hours invariably wind up on the bottom of a random box.
To start, you may want to create your own "red box" as some moving companies ("Removers") do in Great Britain. This is the last box loaded and the first one off the truck. The one universal item in the red box is the tea kettle (perhaps this would be the coffee maker in the U.S.). This is also the place
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Making Your Home Age Appropriate Creates Appeal
All of us have something in common with our homes. Sure, style, design, and location are at the top of the list, but how about age? As we age, buyers, especially the baby boomer generation, are looking to transform their homes into a place that they can stay in for as long as possible or they're hoping to find one that's already equipped for them to age-in-place.
So how old your home and you are, are reason to give some thought to if your home needs age-appropriate adaptation in order for you to be most comfortable. And, in doing so, you may actually make your home more valuable to a wider audience of buyers, should you ever sell it.
According to the National Homebuilders Association, making a home suitable for the golden years is economicaly sound. The baby boomer generation (77 million people) makes up 28 percent of the U.S. population. Assisted living for this generation can cost more than $60-thousand per year, not counting moving expenses.
That's pretty pricey. So, if you've taken some steps to make your home an age-in-place sanctuary, then make sure you highlight those renovations if you ever
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Tonya Esquibel
WR Starkey Mortgage
Tonya Esquibel is named one of the top 200 originators in the country for 2009!
The recent challenges in the credit and real estate markets make clear more than ever how important it is home owners seek the advice and assistance of competent professionals. Tonya Esquibel has not only survived the credit crisis, shes been thriving during these challenging times. While many other lenders have used the real estate boom as a vehicle to further their own personal financial situation, Tonya's integrity has kept her on task to do what's best for her client's financial situation.
That's why Tonya was named as one of the top 200 originators in the country for 2009 by Originator Magazine. Her expertise in the area of real estate finance keeps her clients informed of the latest developments in the mortgage and real estate industry. As program guidelines change and new challenges and opportunities emerge, Tonya is able to advise her clients in the best financial approach available for each of their unique situation.
Tonya can be reached at 615-300-0794. You can also hear Tonya Saturdays from 7 am to 8 am on 104.5 FM, The Zone. Or visit my web site at www.expertonyourside.com
Tonya Esquibel
Phone: 615-300-0794
Email: tesquibel@wrstarkey.com
WR Starkey Mortgage
512 Autumn Springs Ct., Suite 104-D
Franklin, TN 37067
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Featured Properties
click pictures for details
The Music Row Area Proudly Presents...1509 Villa Place
Park Glen Neighborhood Proudly Presents 507 Creek Point
Wonderful Mid-Century One Level home
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Is Your Home Wired Properly?
We all know that as things age, they often need replacing but sometimes homeowners neglect to take care of their home's electrical wiring and that can set them up for potential danger. Electrical consumption since the middle of the last century has increased in most homes on average about 400 percent.
If you're tripping your main safety circuit box that could be a sign that you're overloading the electrical outlets and an indication that an electrical contractor should examine your wiring. Oftentimes, homes are renovated several times without any electrical wiring updated. Yet, this is a part of the house that can cause huge problems if it isn't kept up-to-date.
Daily News and Advice
Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.
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