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Scott Baker
November 2009
Real
There IS a difference in Realtors, contact me, anytime!
Copyright © 2009 Realty Times
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Vital Information For
First-Time Buyers


  The first-time homebuyer Federal tax credit for $8000, record-low interest rates, and nationwide median home prices dropping to the lowest point in five years, makes this an enticing time to consider buying a home. By the way, that tax incentive isn't truly just for first-time buyers -- it's defined as those not having owned a home in the last three years. Research and knowing your options are critical. Check with your tax accountant for more details. It’s increasingly likely that Congress will extend and expand the popular home buyer tax credit, which will expire at the end of this month.


Mortgage Rates
U.S. averages as of October 29, 2009:

30 yr. fixed:   5.03%
15 yr. fixed:   4.46%
1 yr. adj:        4.57%




View current rates





      According to an article in August in the Raleigh News & Observer, 10.8 percent of buyers are motivated to buy due to Federal and state tax incentives. So far only 1.14 million buyers have filed



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For Buyers and Sellers





Relieving the Stress of Packing

     Packing can be stressful time for every member of the family. To ensure that your move goes as smoothly as possible, try the following tips!
      Pack a "Red Box"
      Since one in five American families moves every year, that means 22 million families may be searching for their TV remote controls!
      One of the pitfalls of packing for a move is you can't always anticipate what you'll need when you arrive at your new home, and movers typically list only the obvious such as dishes, glasses, bedding, etc. The miscellaneous items you need in the first few hours invariably wind up on the bottom of a random box.
      To start, you may want to create your own "red box" as some moving companies ("Removers") do in Great Britain. This is the last box loaded and the first one off the truck. The one universal item in the red box is the tea kettle (perhaps this would be the coffee maker in the U.S.). This is also the place




Making Your Home Age Appropriate Creates Appeal

     All of us have something in common with our homes. Sure, style, design, and location are at the top of the list, but how about age? As we age, buyers, especially the baby boomer generation, are looking to transform their homes into a place that they can stay in for as long as possible or they're hoping to find one that's already equipped for them to age-in-place.
      So how old your home and you are, are reason to give some thought to if your home needs age-appropriate adaptation in order for you to be most comfortable. And, in doing so, you may actually make your home more valuable to a wider audience of buyers, should you ever sell it.
      According to the National Homebuilders Association, making a home suitable for the golden years is economicaly sound. The baby boomer generation (77 million people) makes up 28 percent of the U.S. population. Assisted living for this generation can cost more than $60-thousand per year, not counting moving expenses.
      That's pretty pricey. So, if you've taken some steps to make your home an age-in-place sanctuary, then make sure you highlight those renovations if you ever



Wondering What Your Home Is Worth?

Let me show you.




New on the Market
     $8,000 buyer tax credit, if you buy before December 1, 2009!!! Call me for Details. I will provide you with the best service possible.
New Kitchen! Symmes Twp., 4 bedrooms, 4 baths $300,000
Bradbury Model! 3 bedroom 2-story in Miamisburg $159,900
Now Sold! Spotless ranch in Trenton $121,900
Finished LL with Kitchen! 4394 Square Feet of Luxury in West Chester! $379,900
Great Yard! Exquisite Master Suite in Fairfield Twp. $199,900
Now Sold! 4 BR in Mason, 3274 sq. ft. Amazing Kitchen. $320K
Amazing Hardwoods! Condo in West Chester, 2 decks, loft. $99,900
Now Sold! 3 BR in West Chester, Updates Galore! $150K
Now Sold! Fantastic Quad level in West Chester, $159,900
New Paint and Carpet! 3 BR 2-story in Liberty Twp. Finished LL $200K
Ready to Move In! 4 year new ranch in West Chester. All the amenities! $259,901
Why Rent?! Great condo with private entrance in Fairfield Twp. $82,500
Sold! 3 BR in Monroe. Finished LL and new deck. $174,900
Lots of Upgrades! Private and Peaceful ranch home in West Chester. Lots of updates. $190,000
Now Sold/Pending! 4 BR home in Liberty Twp. Updated kitchen. $180,000
Maintenance Free Condo in Mason, near Kings Island and Beach Waterpark! New Pergo flooring. $115K
Better than New! 4 bedroom home in Trenton, just 2 years NEW! Beautiful stone patio. All for just $169,900!
Sold in 8 Days! 2 year old ranch in West Chester. Amazing landscaping with lake view. $259,900
Now Sold! Original owners! 4 BR in Liberty Twp, huge yard, sunroom, updated kitchen. $179,900
Now Sold! 4 bedroom 2-story in Liberty Twp. Only $199,901 and spotless. Ready to move in and meet your new neighbors!
If you know anyone thinking about buying or selling, Anywhere, Please have them give me a call. I will provide them with great service!
Contact Scott, ANYTIME!
513-403-5323
Please visit my website: www.ScottBakerHomes.com



Local Market Conditions




Daily News and Advice

Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.



More Articles


October Round Up: Rates Stay Flat

Real Estate Investment Buying Tips

Remodelers Help Homeowners Lower Heating Costs with Weatherization Programs

Extending Homebuyer Tax Credit Best Tool for Sustaining Housing Recovery



Scott Baker, ABR,e-PRO
E-mail: scott.baker@cbws.com
Web: http://www.ScottBakerHomes.com
513-403-5323

Coldwell Banker West Shell
1-800-710-9843
9106 West Chester Towne Centre


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