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Karin Wollis
November 2009
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Focus On 'Local' for Real Estate Prices

  Canadian property owners intent on following real estate price fluctuations using mainstream media reports from centres across Canada may be searching too far afield for the information they need. Local details should be more significant than national patterns. Local real estate professionals and local news are excellent resources regarding real estate prices on specific streets, in particular condominium complexes or in


Mortgage Rates

Best Available Rates as of October 30, 2009:

1 yr. closed:
3 yr. closed:
5 yr. closed:
10 yr. closed:  
1 yr. open:
3.25%
3.70%
4.19%
5.90%
6.45%

Source: www.CanadaMortgage.com





certain subdivisions.
      By now most people are familiar with the "location, location, location" mantra of real estate value, but too often this triple-whammy criterion receives a dismissive giggle rather than the serious



Wondering What Your Home Is Worth?

Let me show you.





Preparedness & Other
Forward-Thinking Lessons


     The first decade of the 21st - Century has been packed with history - making change and it’s not finished yet. Online and off there is a lot of noise about The Recovery - intermixed with just as much silent despair.
      When you review what has happened in your life and career during these years, would you say you’re learning from experience or are you just reacting to the latest "sound byte"?
  • Habits do not change themselves. What have you decided to deliberately unlearn about money management and home ownership? Are you consciously replacing out - of - date approaches with fresh, progressive thinking and actions?
  • Drop the good intentions and take action. Which lessons learned by you and others are you incorporating to improve returns on home ownership, in purchasing recreational property and when selecting a real estate investment?
  • The seeds of tomorrow are planted



  • Relieving The Stress of Packing

         PPacking can be stressful time for every member of the family. To ensure that your move goes as smoothly as possible, try the following tips!
          Pack a "Red Box"
          Since one in five American families moves every year, that means 22 million families may be searching for their TV remote controls!
          One of the pitfalls of packing for a move is you can't always anticipate what you'll need when you arrive at your new home, and movers typically list only the obvious such as dishes, glasses, bedding, etc. The miscellaneous items you need in the first few hours invariably wind up on the bottom of a random box.
          To start, you may want to create your own "red box" as some moving companies ("Removers") do in Great Britain. This is the last box loaded and the first one off the truck. The one universal item in the red box is the tea kettle (perhaps this would be the coffee maker in the U.S.). This is also the place for miscellaneous but crucial items such as scissors, pens, paper, hammer, nails, hooks, screwdriver and tape measure.
          Packing a suitcase for each family member as though you were going on a short vacation is another good idea.



    Is Your Home Wired Properly?

         We all know that as things age, they often need replacing but sometimes homeowners neglect to take care of their home's electrical wiring and that can set them up for potential danger. Electrical consumption since the middle of the last century has increased in most homes on average about 400 percent.
          If you're tripping your main safety circuit box that could be a sign that you're overloading the electrical outlets and an indication that an electrical contractor should examine your wiring. Oftentimes, homes are renovated several times without any electrical wiring updated. Yet, this is a part of the house that can cause huge problems if it isn't



    More Articles


    Protecting Your Home From Termites

    What Makes First-Time Buyers Tick?

    Making Your Home Age Appropriate Creates Appeal



    Karin Wollis
    E-mail: karin@karinwollis.com
    Web: http://www.karinwollis.com
    780-460-8558 (Pager)
    1-866-702-7322 (Toll Free)

    Realty Executives Masters
    780-460-8558
    #110, 5 Giroux Road
    St. Albert, Alberta T8N 6J8


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