Monday - July 21st - When is Sale Complete? Question: When is the sale of a home complete? Answer: In the general case, a home sale is over and done when all existing liens have been paid off and a change of title has been recorded in local land records. That said, there may be an exception in the case of a foreclosure. A number of jurisdictions say that after a home has been sold through foreclosure the owners may still get back their property by paying off old debts and charges, a process called equity redemption.