Forbes.com recently reported on its what stats show are America's most affordable cities.

Their criteria was based on cost of living and employment rates. They report that "U.S. homes are more affordable than they've been in two decades. The most recent report by the National Association of Homebuilders and Wells Fargo Bank showed that 72.5% of American homes sold in the last quarter were considered affordable. Of course, foreclosures and sliding prices may play a role."

Making the list:

• Phoenix, Arizona

• Columbus, Ohio

• San Antonio, Texas

• Houston, Texas

• Dallas, Texas

• Austin, Texas

• Cincinnati, Ohio

• Pittsburgh, Pennsylvania

• St. Louis, Missouri

• Indianapolis, Indiana