| | |
| Investor Report: Second and Third Trusts | May 16, 2008 |
| Real Estate Outlook: Encouraging News | May 15, 2008 |
| Washington Report: Are "Jumbo" Loans Overpriced? | May 12, 2008 |
| Real Estate Outlook: State of the Economy | May 9, 2008 |
| Investor Report: Traditional Credit Sources Squeezing Pipeline | May 8, 2008 |
| Washington Report: Low-Cost "Gap" Financing | May 5, 2008 |
| Investor Report: Miami-Dade County | May 2, 2008 |
| Real Estate Outlook: Could Resales Be Up? | May 1, 2008 |
| Washington Report: Fannie and Freddie Under Fire From Groups | April 28, 2008 |
| Investor Report: Dramatic Cutbacks | April 25, 2008 |
| Real Estate Outlook: Index Says Positive Growth Underway | April 24, 2008 |
| Washington Report: FHA to Handle Foreclosure Crisis | April 21, 2008 |
| Investor Report: Spring 2008 "Risk Index" | April 18, 2008 |
| Real Estate Outlook: Spring Market Warm, but Consumer Confidence Low | April 17, 2008 |
| Washington Report: Bills on Capitol Hill | April 14, 2008 |
| Investor Report: Fannie Mae and Short Sales | April 11, 2008 |
| Real Estate Outlook: Mortgage Money and Interest Rates | April 10, 2008 |
| Washington Report: $15 Billion Housing Market Relief Plan | April 7, 2008 |
| Investor Report: Investor Market Strong | April 4, 2008 |
| Real Estate Outlook: Market is Stirring | April 3, 2008 |
| Washington Report: Sen. John McCain Weighs in on Housing | March 31, 2008 |
| Investor Report: Apartment Real Estate Investment Trusts | March 28, 2008 |
| Real Estate Outlook: Existing Home Sales Rise | March 27, 2008 |
| Washington Report: Buying Bonds and the Mortgage Market | March 24, 2008 |
| Investor Report: Timber Property | March 21, 2008 |
| Real Estate Outlook: Fed Rate Cut | March 20, 2008 |
| Washington Report: VA Loans for Veterans Overlooked | March 17, 2008 |
| Investor Report: Economic Stimulus Provides Opportunity | March 14, 2008 |
| Real Estate Outlook: Positive Trends | March 13, 2008 |
| Washington Report: Fannie and Freddie Overhaul Appraisal Practices | March 10, 2008 |
| Investor Report: Booming Farmland Acreage | March 7, 2008 |
| Real Estate Outlook: Housing Better Than Some Reports Indicate | March 6, 2008 |
| Investor Report: Virgin Money USA and Takeback Financing | February 29, 2008 |
| Real Estate Outlook: Numbers Best in Months | February 28, 2008 |
| Washington Report: Where the Candidates Stand | February 25, 2008 |
| Investor Report: The Year to Invest | February 22, 2008 |
| Real Estate Outlook: Positives Taking Shape | February 21, 2008 |
| Real Estate Outlook: Spring Market Has Good News | February 19, 2008 |
| Washington Report: Hope Now Alliance | February 15, 2008 |
| Investor Report: Private Mortgage Insurance Changes | February 14, 2008 |
| Washington Report: Hope Now Alliance | February 11, 2008 |
| Investor Report: Scarlet Letters | February 8, 2008 |
| Real Estate Outlook: Economy is Growing | February 7, 2008 |
| Investor Report: Narrowed Definition of "Like Kind" | February 4, 2008 |
| Washington Report: Economic Stimulus Package for Housing | February 1, 2008 |
| Real Estate Outlook: Good News! | January 31, 2008 |
| Washington Report: Compromise and Teamwork in the Capitol | January 28, 2008 |
| Investor Report: New Opportunities from Rates Downswing | January 25, 2008 |
| Real Estate Outlook: A Looming Recession? | January 24, 2008 |
| Washington Report: Fixes for Housing and National Economy? | January 21, 2008 |
| Investor Report: New "Risk List" Guide | January 18, 2008 |
| Real Estate Outlook: Mortgage Rates Down to the Low Levels | January 17, 2008 |
| Washington Report: RESPA Encourages Lenders? | January 14, 2008 |
| Investor Report: Short Sales Transactions Hot | January 11, 2008 |
| Real Estate Outlook: Mixed Messages | January 10, 2008 |
| Investor Report: College and University Towns | January 4, 2008 |
| Washington Report: Financially Distressed Homeowners | January 3, 2008 |
| Real Estate Outlook: Will Housing Turn Around? | December 31, 2007 |
| Washington Report: Capital Gains Takes on Change | December 28, 2007 |
| Real Estate Outlook: Media Reporting Good Turns? | December 27, 2007 |
| Investor Report: Short Sale Opportunities | December 24, 2007 |
| Washington Report: Legislation Finally Passes | December 21, 2007 |
| Real Estate Outlook: Economy Solid and Encouraging | December 20, 2007 |
| Washington Report: Senate Banking Committee Unveils | December 17, 2007 |
| Investor Report: The Basic Principles in Gulfport-Biloxi, Mississippi | December 14, 2007 |
| Real Estate Outlook: A Mixed Message as Mortgage Rates Drop | December 13, 2007 |
| Washington Report: Hot Debates on Subprimes and Foreclosures | December 10, 2007 |
| Investor Report: Battle of the Warring Housing Price Indexes | December 7, 2007 |
| Investor Report: Affordable Markets Defying National Trends | December 6, 2007 |
| Washington Report: Senate Absent and Ineffective | December 3, 2007 |
| Real Estate Outlook | November 30, 2007 |
| Investor Outlook | November 29, 2007 |
| Home Owners Still "Cashing Out" Billions of Equity Via Refi's | November 12, 2007 |
| Appraisal-Inflation Scheme Alleged by New York. | November 5, 2007 |
| Democrats' New Mortgage Reform Bill Brimming with Consumer Protections. | October 29, 2007 |
| No More Hanky-panky with Real Estate Appraisals | October 22, 2007 |
| Where is FHA Reform "So Urgently Needed"? | October 15, 2007 |
| House Passes "Phantom Income" Mortgage Relief Bill with Second Home Tax Restrictions | October 8, 2007 |
| New Congressional Draft "Phases Out" Mortgage Writeoffs on Big Houses | October 1, 2007 |
| FHA Home Loan Program Poised to Take Off -- Big-Time | September 24, 2007 |
| Are Housing and Real Estate Becoming Weapons in National Immigration Debate? | September 17, 2007 |
| Are National Home Prices Down 3.2 Percent or Up 3.2 Percent? | September 10, 2007 |
| Bush Pledges Help from the FHA for Delinquent Subprime Borrowers | September 3, 2007 |
| A Cut-off of the Mortgage Interest Deduction for Big Houses? | August 27, 2007 |
| Real Estate "Oases": Markets Thriving in Tough Times | August 20, 2007 |
| Homeowners are Still "Cashing Out" Billions in Equity Through Refinancings | August 13, 2007 |
| FHA Mortgage Volume Jumps, But Legislation Would Boost it More | August 6, 2007 |
| National Survey: Consumer Understanding of Credit Scores "Poor" and "Costly" | July 30, 2007 |
| NAR "Legal Scan" Highlights Agency and RESPA Issues | July 9, 2007 |
| Treasury Dept. to Lenders: Reach Out and Help Troubled Homeowners Earlier | July 2, 2007 |
| Mortgage Fraud Rising Fast; Florida and California Now the Hot Spots | June 25, 2007 |
| Fair Isaac to Pull the Plug on FICO Score Boosting Schemes for Mortgages | June 18, 2007 |
| Wall Street Mortgage Bond Changes Could Forestall Thousands of Foreclosures | June 11, 2007 |
| Where Do Home Owners Pay the Highest Real Estate Taxes? | June 4, 2007 |
| A True "No Fee" Mortgage? | May 28, 2007 |
| Lender Discrimination Based on Property Type or Location? | May 21, 2007 |
| Congressional Bill Would Remove Mortgage Debt Forgiveness Tax Penalty | May 14, 2007 |
| Reverse Mortgages Boom While the Rest of the Industry Swoons | April 30, 2007 |
| Major Mortgage Players Pledge Foreclosure Relief; May Alleviate Fallout | April 23, 2007 |
| Capitol Hill and Mortgage Industry Working on Foreclosure-Prevention Fixes | April 16, 2007 |
| Credit Score Boosting Offers for Home Buyers Trouble Federal and State Officials | April 9, 2007 |
| Feds, Consumer Advocates Focus on Lack of Escrows in Subprime Mortgages | April 2, 2007 |
| FTC to Realtors and Mortgage Brokers: Can't Ban "Trigger List" Hot Leads | March 26, 2007 |
| FHA May Have Loans for Many Home Buyers Frozen out of Subprime | March 19, 2007 |
| House Prices Up or Down? | March 12, 2007 |
| Major Realty Firm Charged with Breach of Fiduciary Duty over Title Affiliate Recommendations | March 5, 2007 |
| Legislation Seeks to Ban Mortgages for Home Buyers Without Social Security Numbers | February 26, 2007 |
| Subprime Mortgage Meltown Could Squeeze Some Credit-impaired Home Buyers | February 19, 2007 |
| Downpayments Shrivel as Prices Rise; 100 Percent Financing the New Norm? | February 12, 2007 |
| Appraisers Say Pressure on Them to Fudge Values is Up Sharply | February 5, 2007 |
| Location, Location, Location: What's the Impact on Value? | January 29, 2007 |
| Realty Appraisers Upset at "Stripping" of Their Proprietary Data | January 22, 2007 |
| Americans are Dis-ARMing, According to New Freddie Mac Research | January 15, 2007 |
| Homebuyers Paying Too Much in Points, Says New Statistical Study. | January 8, 2007 |
| Growing Numbers of Homeowners Falling Behind on Mortgage Payments | December 18, 2006 |
| Women Home Buyers Disproportionately Placed in Higher-cost Mortgages | December 11, 2006 |
| Housing Prices Cool Nationally, But Some Local Markets are Seeing Mini-Booms | December 4, 2006 |
| Do "Low-Doc" Home Mortgage Borrowers Have Something to Hide? | November 27, 2006 |
| Mortgage Rate Decreases Spurring a Mini-Boom in Refinancing | November 20, 2006 |
| Feds Investigating Home Builder Mortgage Programs for Consumer Abuses | November 13, 2006 |
| Bankers Say People Who Borrow Against Home Equity are the Credit Elite | November 6, 2006 |
| Congressional Committee Proposes Crackdown on Homeowner Tax Writeoffs | October 30, 2006 |
| Baby Boomers: Greatest Real Estate Generation? | October 23, 2006 |
| Economists Beginning to Challenge Media's Negative Drumbeat on Housing | October 16, 2006 |
| Mortgage Rate "Buydowns" Can Sell Houses in Slow Markets. | October 9, 2006 |
| Feds Rein in "Risky" Loans, While IRS Speeds up Home Buyer Income Verifications | October 2, 2006 |
| New Option for Rate-Wracked Credit Line Borrowers: Zero Cost Conversions | September 25, 2006 |
| Downpayment on a Credit Card? Hey, Why Not? | September 18, 2006 |
| Home Mortgage Applications "Trigger" Sales of Private Financial Information | September 11, 2006 |
| Federal Agencies Stall Key Consumer Protections for Mortgage Applicants | September 4, 2006 |
| Homeowners vs. Renters: Who Scores Better? | August 28, 2006 |
| Option ARM "Reset" Payment Spikes Worry Mortgage Lenders, Regulators | August 21, 2006 |
| Fed's Rate Decision a Plus for Homeowners | August 14, 2006 |
| Investor Hot Spots | August 7, 2006 |
| House Overwhelmingly Passes FHA Reform Legislation | July 31, 2006 |
| Consumer Group Blasts State Real Estate Commissions | July 24, 2006 |
| Federal Real Estate and Mortgage Tax Incentives | July 17, 2006 |
| Wall Street Rating Agency Reins in "Piggyback" Mortgage Combos | July 10, 2006 |
| Suit Challenges Credit Data Omissions | July 3, 2006 |
| Home Builder "Incentives" to Buyers Under Federal Scrutiny | June 26, 2006 |
| Two Year Investigation Alleges "Pervasive" Discrimination | June 19, 2006 |
| FHA Finalizes "Anti-flipping Fraud" Rules | June 12, 2006 |
| A Diverse Coalition is Pushing Major FHA Reform Legislation on Capitol Hill | June 5, 2006 |
| New Study Sounds Alert on High-Risk "Payment Option" and Interest-Only Loans | May 29, 2006 |
| Advice to Investors: Look to Affordable "Linear" Real Estate Markets | May 22, 2006 |
| Toxic Reverse Mortgage Gobbles up a 94-year-old Widow's Home Equity | May 15, 2006 |
| American Homeowners "Cashing Out" Equity at Near-Record Rate | May 8, 2006 |
| Title Insurance Pricing, Kickbacks Criticized on Capitol Hill | May 1, 2006 |
| Failure of Settlement Agents to Provide HUD-1 Closing Numbers in Advance | April 24, 2006 |
| Bond Market Jump Signals Higher Mortgage Rates Ahead | April 17, 2006 |
| Fair Housing Study Blasts Realty Agents for Alleged "Steering" and Racial Discrimination | April 10, 2006 |
| New NAR Study: Tax Law Changes, Demographics Fueling Second Home Boom | April 3, 2006 |
| FTC to Mortgage Insurers: Alert homebuyers of Credit File Problems | March 27, 2006 |
| Lawsuit: Agents Fail to Disclose Representation | March 20, 2006 |
| Credit Bureaus Hawking Confidential Info | March 13, 2006 |
| Housing price boom fizzling? Not According to the FED | March 6, 2006 |
| Equity Stake in Your Home: What Percentage? | February 27, 2006 |
| FHA Wants to Offer "Risked-based" Pricing and Low-to-No Downpayments | February 20, 2006 |
| "Cash-out" Refinancings are Nearing an All-time Record | February 13, 2006 |
| Guaranteed "Good Faith Estimates" on Real Estate Settlement Costs? Yes! | January 30, 2006 |
| Baby Boomers Planning Big Splashes in Next 60 months | January 23, 2006 |
| FHA Relaxes Property and Fix-up Rules | January 16, 2006 |
| Appraisers Look to Pros for Real-Time Insights in Softening Markets | January 9, 2006 |
| "Lease Option" Real Estate Draws Scrutiny | January 2, 2006 |
| Federal Financial Regulators Issue Proposed Restrictions | December 26, 2005 |
| Michigan Legislature Joins the Private Property Rights Revolt | December 19, 2005 |
| Restricting "Negative Amortization" Mortgages in 2006 | December 12, 2005 |
| Housing Price Appreciation Cooling Slightly | December 5, 2005 |
| Home Buyers May Get Mortgage Insurance Tax Deductions | November 28, 2005 |
| Pro-consumer Mortgage Rate-Quote Pricing Alert Reform Bottled up at Federal Agencies | November 21, 2005 |
| HUD's "RESPA Police" Target Realty Brokers | November 14, 2005 |
| House of Representatives Sends Supreme Court Message with Vote for Property Rights Protection Bill | November 7, 2005 |
| New "Price Bloat" Index Pinpoints Overvalued and Undervalued Home Real Estate Markets | October 31, 2005 |
| Tax Reform Panel Makes it Official: No More Home Equity Interest Write-offs, No Property Tax Deductions | October 24, 2005 |
| New Consumer Research Study: American Homeowners Are Not Debt Junkies | October 17, 2005 |
| Guaranteed Good Faith Estimates the Remedy to Settlement Sheet Shocks? | October 10, 2005 |
| New Service for Prospective Homebuyers with Artificially-Depressed FICO Credit Scores | October 3, 2005 |
| A Look at Mortgage Statistics | September 26, 2005 |
| HUD Settlement With Coldwell Banker Sends "Affiliated Business" Warning To Realtors. | September 19, 2005 |
| Disaster Loss Tax Write-offs on Your House | September 12, 2005 |
| Housing Price Boom Strengthens, Spreads to New Markets | September 5, 2005 |
| "Asset Rental" and "Verification of Employment" Programs Draw Scrutiny | August 29, 2005 |
| Ruling Makes Some Markups Illegal | August 22, 2005 |
| Boosted Cashout Refis? | August 15, 2005 |
| Wall Street and Financial Regulators Take Aim at Wildly Popular "Option ARMs" | August 8, 2005 |
| New Report: Housing Boom Stimulating Mortgage Application Fraud Boom | August 1, 2005 |
| RESPA "Police" Target Alleged Referral Payment Schemes | July 25, 2005 |
| New Research: Homebuyer "Preapproval" Letters Often Virtually Worthless | July 18, 2005 |
| Congress Hits Back at the Supreme Court over its Controversial Eminent Domain Decision | July 4, 2005 |
| U.S. Supreme Court: Cities Can Seize Homes for Private Economic Development | June 27, 2005 |
| Federal Financial Regulators May Rein in Popular Interest-only and Payment Option Mortgages | June 20, 2005 |
| Pre-Bubble Burst Investing in South Florida | June 13, 2005 |
| New federal Study Reports Average U.S. Home Jumped 12.5 Percent in Value Last Year. | June 6, 2005 |
| Federal Court Ruling Boosts "Rapid Re-scoring" for Mortgage Applicants | May 30, 2005 |
| "Streamlined" No-Fee Mortgages are Coming to the Prime Home Purchase Market | May 23, 2005 |
| Federal Antitrust Litigators Target Alabama Legislature On "Anti-competitive" Realty Policies; NAR Considers VOW Policy Change To Placate Justice Department | May 16, 2005 |
| Mortgage Brokers Ask HUD To Investigate Builder "Incentives" To Homebuyers. | May 9, 2005 |
| NAR To States: Don't Be Intimidated By The U.S Justice Department Or FTC | May 2, 2005 |
| Justice Dept. And FTC "Trust-Busters" Zero In On State Real Estate Regulators. | April 25, 2005 |
| National Mortgage Pricing Study: Brokers Are Cheaper At Least For Subprime Applicants. | April 18, 2005 |
| New National Mortgage Pricing Data Likely To Produce Suits Against Lenders | April 11, 2005 |
| Major Federal Crackdown On Realty Fee Kickbacks Underway "In Every State." | April 4, 2005 |
| Do Debt-Strapped Homeowners In High-Priced "Bubble" Markets Pay Their Mortgages On Time? | March 28, 2005 |
| Real Estate Speculation Worries Mortgage Insurers; PMI Tightens Underwriting. | March 21, 2005 |
| Senate-Passed Bankruptcy Bill Reforms Rules For Real Estate Owners And Lenders | March 14, 2005 |
| New Federal Housing Price Inflation Data Suggests A Slowdown Has Begun | March 7, 2005 |
| IRS Says Real Estate Tax Fraud Criminal Investigations Doubled In The Past Three Years, Prison Sentences Nearly Doubled. | February 28, 2005 |
| Greenspan: Housing Price Bubbles, Yes. Housing Price Bust, No. | February 21, 2005 |
| Realtors' New "Strategic Plan" Urges Brokers To Explore Multi-Service "Packaging" | February 14, 2005 |
| Homeowners Sue Freddie And Fannie For Alleged Excess Fees, Anti-Trust Violations | February 7, 2005 |
| Federal Tax Benefits For Homeowners To Hit Record $125 Billion | January 31, 2005 |
| Housing Price Bubble? New Economic Study Says No! And Yes! | January 24, 2005 |
| U.S. Home Renovations Booming | January 17, 2005 |
| Agency Sounds Warning On Stated-Income And Interest-Only Mortgages | January 10, 2005 |
| Missing Credit Card Limits Can Cost Homebuyers | January 3, 2005 |
| Fannie Mae's Tough Times Likely To Continue In 2005 | December 27, 2004 |
| Home Equity "Hedging" Investment Program Now Before SEC | December 20, 2004 |
| Federal Regulators Voice Concerns About Booming Home Equity Credit Lines | December 13, 2004 |
| U.S. Home Value Appreciation Rate Breaks Record | December 6, 2004 |
| Free Annual Credit Reports Site Goes Live | November 29, 2004 |
| PMIs Hit With Federal Suits By Home Buyers Alleging Fair Credit Violations | November 22, 2004 |
| Controversial "SNAP" Program Draws Attention To Burgeoning "Downpayment Assistance" Field | November 15, 2004 |
| Election Day Brought Especially Bad News For Fannie And Freddie | November 8, 2004 |
| New Tax Bill Narrows A Popular Section 1031 Exchange/Capital Gains Loophole | November 1, 2004 |
| Fed Study Finds Many Credit Bureau Files Are Missing Key Information | October 25, 2004 |
| Home Equity Credit Lines Booming Along With Home Values | October 18, 2004 |
| Mortgage Insurance Tax Deductibility Dead On Capitol Hill For 2004 | October 11, 2004 |
| Will The Turmoil At Fannie Mae Create Problems For Home Buyers, Realtors And Mortgage Lending? | October 4, 2004 |
| "Markups" Of Realty Settlement Fees Ruled Illegal By Federal Appellate Court | September 27, 2004 |
| Low-Downpayment Homebuyers Get "Date Certain" Mortgage Insurance Cancellation Option | September 20, 2004 |
| Housing Appreciation Gains Surprise Realty Economists, Defy Doomsayers | September 13, 2004 |
| IRS Issues Final "Reduced Maximum" Home Sale Capital Gains Rules | September 6, 2004 |
| Late-Summer Refinancing And "Cashout" Spurts Underway | August 30, 2004 |
| New Alternative To "Piggyback" Loan Plans Courts Low-Downpayment, High Credit Score Home Buyers | August 23, 2004 |
| Median Home Resale Prices Soar in 2nd Quarter Survey; 49 Metro Markets in Double Digits | August 16, 2004 |
| New Federal Policy Extends Liability For Inflated Appraisals To Mortgage Lenders | August 9, 2004 |
| New FICO Score Should Help Qualify Home Buyers With "Non-Traditional" Credit Profiles | August 2, 2004 |
| New "Neighborhood Champions" Home Finance Plan Targets Police, Firefighters, Teachers, Health Professionals | July 12, 2004 |
| Payment Shocks In Interest-Only Hybrid ARMs Could Hurt Home Buyers | July 5, 2004 |
| New Federal Reserve Bank Study Pokes Holes In "Housing Bubble" Theories | June 28, 2004 |
| Delinquency And Foreclosure Rates Down Over Past Year | June 21, 2004 |
| National Home Real Estate Appreciation Rate Entering Cool-Down Phase | June 14, 2004 |
| FTC Spells Out Final "Free Credit Report" Rules For Consumers Nationwide | June 7, 2004 |
| Mortgage Insurers To Offer Unemployment Coverage To Home Buyers At No Cost | May 31, 2004 |
| Lending Programs Use FICO Score Proxies To Interpret Nontraditional Income And Credit Patterns | May 24, 2004 |
| Senate-Passed Tax Bill Allows Deductions Of Mortgage Insurance Premiums For Millions Of Homeowners | May 17, 2004 |
| Suits By Credit File "Rescorers" Challenge Dominance Of Three Giant Private Bureaus | May 10, 2004 |
| Top Insurers Pulling The Plug On Homebuyers Using Low-Downpayment "NINA" Mortgages | May 3, 2004 |
| Home Mortgage Spammers And Scammers Targeted By FTC | April 26, 2004 |
| Heavy Penalties Proposed For FHA Lenders Who Fail To Explore "Workout" Solutions For Delinquent Homeowners | April 19, 2004 |
| "Excess Interest Payments" By FHA Borrowers Stoking A Legislative Fight On Capitol Hill | April 12, 2004 |
| Bush Mortgage Settlement Reforms May Be On Ice, But Guaranteed-Fee Mortgage "Packages" Are Hot | April 5, 2004 |
| Home Buyers Should Benefit From New Free Credit Report System | March 29, 2004 |
| Mortgage Lenders Ask Home Buyers To Waive Financial Privacy Rights | March 22, 2004 |
| FTC Warns HUD To Modify Mortgage Broker Fee Disclosures In RESPA Reform Proposals | March 15, 2004 |
| Home Values Soared In The Last Quarter Of 2003 | March 8, 2004 |
| "Tax Time Bombs" May Be Ticking Away For Unsuspecting Home Sellers | March 1, 2004 |
| Million Dollar Plus Houses Soar In Numbers, And Are Now The Fastest Growing Segment Of All U.S. Houses | February 23, 2004 |
| Mortgage Insurance Deductibility Bills To Get Big Push Before Election | February 16, 2004 |
| Study Pegs "Value-Added" Contributions Of Key Home Real Estate Features | February 9, 2004 |
| Refi Boom Equity Cashouts Were Good For The Economy, Great For Homeowners | February 2, 2004 |
| Local Title And Settlement Agencies Begin Offering Guaranteed Mortgage Packages | January 26, 2004 |
| Fannie Mae And Freddie Mac "Privatized?" That Radical Thought Is Now Circulating In Blueprint Form On Capitol Hill | January 19, 2004 |
| New National Credit Bureau Tracks Rental And Utilities Payments | January 12, 2004 |
| Federal Class Action Settlement Highlights Alleged "Reverse Discrimination" Against White Home Buyers | January 5, 2004 |
| Study Says Fannie Mae's And Freddie Mac's Benefits To Home Buyers Are Negligible | December 29, 2003 |
| "Risk-Based Pricing" Alerts And Free Credit Reports Won't Be Available For A Year | December 22, 2003 |
| Settlement Cost Reform "Alive And Well" Despite HUD Secretary Martinez's Resignation | December 15, 2003 |
| Home Value Gains Still Strong In Most Markets, Though The Rate Of Appreciation Is Moderating | December 8, 2003 |
| Consumer Credit Reform Legislation To Make Credit Files More Accessible To Home Buyers | December 1, 2003 |
| New National Code Of Mortgage Company Servicing Prohibitions Spelled Out In Federal Settlement | November 24, 2003 |
| Freddie Mac: American Refinancers Hit Lowest "Cashout" Rate In Mortgage History | November 17, 2003 |
| $55 Million FTC And HUD Settlement With Fairbanks Capital Reported By PMI Group | November 10, 2003 |
| FHA Begins Controversial Electronic Monitoring System Despite Appraisers' Protests | November 3, 2003 |
| Passage Foreseen For Home Mortgage Insurance Tax Writeoff Legislation | October 27, 2003 |
| Bush Administration Announces Controversial, Hardball Approach To Real Estate "Markups" | October 20, 2003 |
| NAR Survey: Realty Agent Recommendations Play Important Role For Buyers | October 13, 2003 |
| Sallie Mae's National Credit Policy Switch Could Hurt Young, First-Time Home Buyers | October 6, 2003 |
| Bush Administration Considers "Dual" Guaranteed-Cost Settlement Packages As Reform Option | September 29, 2003 |
| National Survey Reports Appraisers Frequently "Pressured" To Raise Valuations | September 22, 2003 |
| Major Credit Reform Bill Passes House By Wide Margin | September 15, 2003 |
| Home Price Appreciation At 5.56 Percent Nationally; 27 Major Markets In Double Digits | September 8, 2003 |
| Top Dollar-For-Dollar Returns On Residential Real Estate In Northeast And California | September 1, 2003 |
| HUD Puts New Muscle Into Real Estate Settlement Anti-kickback Enforcement | August 25, 2003 |
| Condo, Apartment And Townhouse Values Jumping At More Than Twice The Rate Of Detached Homes | August 18, 2003 |
| Immigrant Homebuyers Need No Credit Files, No Credit Scores, For New Mortgage | August 11, 2003 |
| Insured Electronic Home Valuations Cut Costs, Anger Traditional Appraisers | August 4, 2003 |
| NAR: Internet Tops Newspapers For First Time As Home Buyer Information Source | July 28, 2003 |
| Major Credit Reform Bill Passed Unanimously by House Subcommittee | July 21, 2003 |
| Guaranteed Settlement Cost Packages To Be Centerpiece Of Bush Mortgage Reforms | July 14, 2003 |
| Do You Own Multiple Homes But No "Principal Residence" For Capital Gains Purposes? | July 7, 2003 |
| New Congressional Bill Would Guarantee Free Credit Reports And Access To Scores Nationwide | June 30, 2003 |
| Congressional Hearings Focus on Electronic Mortgage Underwriting Fairness | June 23, 2003 |
| Freddie Mac's Woes: Could They Hurt Home Buyers, Builders, Realtors? | June 16, 2003 |
| Federal Study Finds Home Value Growth Hottest on East, West Coasts | June 9, 2003 |
| Federal Government, States Investigate Fairbanks Capital's Treatment of Homeowers | May 19, 2003 |
| NAR To Focus On "CLUE" Homeowner's Insurance Issue This Week | May 12, 2003 |
| FHA Announces Tough New Anti-Flipping Rules | May 5, 2003 |
| Settlement Industry Opponents Attack Martinez Settlement Reform Proposals | April 28, 2003 |
| Armed Forces Get Home Sale Capital Gains Tax Relief | April 21, 2003 |
| Title Insurance "Reissue Rates" Spark Class Action Suits, Controversy | April 14, 2003 |
| Mortgage Insurance Deduction Bills Moving in House and Senate | April 7, 2003 |
| NAR: Baby Boomer Investors Fueling Second Home Market Sales | March 31, 2003 |
| Court Refuses to Throw Out National Consumer Class Action Suit Against Freddie Mac | March 24, 2003 |
| In 2003 Mortgage Refi Boom, State Tax Policies Govern What You Pay | March 17, 2003 |
| Home Resale Values Jump by Double Digits in 43 Major Markets | March 10, 2003 |
| Lobbying Effort Underway To Make Mortgage Insurance Premiums Tax Deductible | March 3, 2003 |
| Mortgage Settlement Cost "Guaranteed Package" Concept Spreading Like Wildfire | February 24, 2003 |
| Controversial New Federal Anti-predatory Mortgage Lending Bill Would Pre-empt Local Laws | February 17, 2003 |
| Bush Administration to Help Credit-impaired Families Buy Homes | February 10, 2003 |
| Third Consecutive Federal Court Upholds Realty Settlement Cost "Markups" | February 3, 2003 |
| Home Sale Tax Victims: Corporate, Military and Foreign Service Transferees | January 27, 2003 |
| National Flood Insurance Policies Flowing Again | January 20, 2003 |
| Martinez to Lenders: You Are Responsible for Bad Appraisals | January 13, 2003 |
| Where Is Your Principal Home? New IRS Rules Spell Out Answers, Help Save on Capital Gains | January 6, 2003 |
| New Federal Tax Rules Clarify Home Sale Capital Gains Exclusions | December 30, 2002 |
| Study: Artificially Depressed Credit Scores Harm Millions of Loan Applicants | December 23, 2002 |
| Federal Flood Insurance Program Set to Lapse Indefinitely, Affecting 20,000 Communities | December 16, 2002 |
| Latest Federal Home Price Appreciation Data Show Mixed Pattern | December 9, 2002 |
| Lenders' Failure to Switch to The Most Advanced Credit Scoring Model Could Be Costly | December 3, 2002 |
| National Consumer Lobby Enters Fight Over Discount Price Title Insurance | November 25, 2002 |
| Unseen Credit File Errors Can Boost Mortgage Fees Behind Your Back | November 18, 2002 |
| Foreclosure-prevention "Workouts" Help Financially-troubled Homeowners | November 11, 2002 |
| HUD Gets 25,000-plus Comments On Its Mortgage Settlement Reform Proposals | November 4, 2002 |
| Class Action Suit Charges Freddie Mac Violated "Hundreds Of Thousands" Fair Credit Rights | October 28, 2002 |
| GE To Launch New "Mortgage Protection" Insurance Plan For Homeowners Who Lose Jobs | October 21, 2002 |
| Fannie Mae's New Loan Program Breaks The Oldest Rule of Lending | October 14, 2002 |
| New "Home Asset Management Account" Launched | October 7, 2002 |
| Fannie Mae Sued For Alleged Discrimination Against Minority Borrowers | September 30, 2002 |
| Appellate Court Hands Lenders Multiple Victories | September 23, 2002 |
| Justice Dept. and HUD In Three Private Suits Involving Settlement-Cost "Markups" | September 16, 2002 |
| Home Value Appreciation Rates are Sizzling in Some Markets | September 9, 2002 |
| Appraisers to HUD: We Don't Want To Be "Watched" Electronically! | September 2, 2002 |
| Rate Hikes In PMI Hit Mortgage Applicants With "A-Minus" Credit | August 26, 2002 |
| Alternative Title Program Shut Down | August 19, 2002 |
| Housing Prices Are Not "Out of Touch", Say Economists | August 12, 2002 |
| HUD's "Guaranteed Mortgage Packages" Not New To ABN-AMRO Mortgage Group | August 5, 2002 |
| Fannie Mae Developing Two Mortgage Plans To Protect Against "Financial Meltdowns" | July 29, 2002 |
| Washington Law Considered New Model In Disputes Between Home Builders and Buyers | July 8, 2002 |
| "Guaranteed-Cost Settlement Package" Concept At Core Of Settlement Reform Plan | July 1, 2002 |
| Bush Minority Homeownership Plan Rests Heavily on Fannie and Freddie | June 24, 2002 |
| How To Save 50 to 60 Pecent On Title Insurance When Refinancing | June 17, 2002 |
| U.S. Home Values Jump By Average 6.05 Percent, Defying Predictions of Downturn | June 10, 2002 |
| Second Consecutive Appellate Court Reverses HUD on Settlement "Markups" | June 3, 2002 |
| NAR Urges Greater Disclosure of Home Valuation Methods | May 27, 2002 |
| New Bill Would Require 2-Day Advance Delivery of HUD-1 Form | May 20, 2002 |
| New Bill Would Ban All Settlement Cost "Markups" | May 13, 2002 |
| Home Equity-Bankruptcy Controversy Resolved | May 6, 2002 |
| Freedom From 11th Hour Closing Cost Surprises | April 29, 2002 |
| Price and Home Size Matter Far More Than Commute Times to Work or School | April 22, 2002 |
| Boulware vs. Crossland Mortgage Corp. | April 15, 2002 |
| HUD Drafting New Closing-cost Disclosure Reform Proposals, Others Devising Their Own | April 8, 2002 |
| Does Your "Gap Ratio" Pass Freddie Mac's New Underwriting Test? | April 1, 2002 |
| Credit Scores Directly Connected to What You Pay For New Mortgages | March 25, 2002 |
| First Alliance Mortgage Settles "Predatory Lending" Charges For Up To $60 Million | March 22, 2002 |
| Fannie, Freddie Exploring Cost-Cutting Plans For Title Coverage In Mortgage Refinancings | March 18, 2002 |
| Freddie Mac's "Modifiable Mortgage" Could be The Rage The Next Time Interest Rates Drop | March 11, 2002 |
| "Rapid Re-Scoring" of Credit File Could Boost FICO Just Enough to Qualify For a Home Loan | March 4, 2002 |
| Martinez's "Appraiser Watch" Proposal Adds New Worries for Appraisers | February 25, 2002 |
| Out-dated Credit Score Models Are Lowering Some Applicants' Scores | February 18, 2002 |
| Could We See Refi Boom II in 2002 | February 11, 2002 |
| Homeowner Subsidies Top $100 Billion Yearly | February 4, 2002 |
| Record Home Equity Growth Buoys Economy | January 28, 2002 |
| New eBay Program Makes Big Splash in Vacation Timeshares | January 21, 2002 |
| Job Loss Insurance Gains Attention As Recession Grows | January 14, 2002 |
| Watch Out For Refi Tax Snares | January 7, 2002 |
| IRS Readies Home-Sale Capital Gains Rules | December 31, 2001 |
| Settlements Reveal HUD Realty Crackdown Priorities | December 24, 2001 |
| Fannie Mae Tries Appraisal Waivers, Seeks Reduced Consumer Costs | December 17, 2001 |
| Mortgage Brokers Seek "Good Faith Estimate" Reform | December 10, 2001 |
| Settlement Overcharge Crackdown: Are Appraisals Next? | December 3, 2001 |
| RESPA Crackdown Nets Settlements | November 26, 2001 |
| Home Values Continue To Outperform The Economy | November 19, 2001 |
| Higher Credit Scores On The Horizon? | November 12, 2001 |
| Federal Court Rejects Challenge To Loan Broker Fees | November 5, 2001 |
| Are "Conforming" Loans Always Conforming? | October 29, 2001 |
| "Upcharging" On The Outs, Says HUD | October 22, 2001 |
| Mortgage Bankers Seek Real Estate Stimulus Package | October 15, 2001 |
| Real Estate Relief Considered In Washington | October 8, 2001 |
| Who Will Pay For Interest Losses? | October 1, 2001 |
| Reservists Guaranteed Lower Mortgage Rates | September 24, 2001 |
| Title Industry Opposes "Upcharging" Consumers | September 17, 2001 |
| FHA Seeks Property "Flip" Crackdown | September 10, 2001 |
| Major Fee Dispute Goes Forward In Court | August 27, 2001 |
| Is A "Re-Refi" Boom On The Horizon? | August 20, 2001 |
| Realtors Back Federal Penalties For Appraisal Tampering | August 13, 2001 |
| New Real Estate Energy Tax Credits Pass House | August 6, 2001 |
| Rent-Vs-Buy Calculators Miss The Mark, Says Study | July 23, 2001 |
| Are Credit Scores Plummeting? | July 16, 2001 |
| Consumers Seek More Realtor Recommendations | July 9, 2001 |
| New Tax Credits Proposed For Housing | July 2, 2001 |
| FHA Seeks Better Way To Refund Premiums | June 25, 2001 |
| Rising Home Prices Spark Call For Bigger Write-Offs | June 18, 2001 |
| Fannie Mae Change To Impact Credit Picture | June 11, 2001 |
Kenneth R. Harney writes an award-winning, nationally-syndicated column on housing and real estate from Washington, D.C. He is also managing director of the National Real Estate Development Center, a professional education company. He is a past member of the Federal Reserve Board's Consumer Advisory Council, a committee that by federal statute reviews all Fed actions on home mortgage, consmer credit and banking industry regulation.