Insurance policies are written based on the concept of "indemnity" which means "protection or security against damage or loss." Fire insurance policies are not designed to put a policyholder in a better position than he was prior to a loss. Otherwise, having insurance might create an incentive to have a loss. FULL STORY-> The recession, thought to have begun in December 2007 and in many ways the deepest since World War II that impacted every state and every metropolitan area, is over noted the Associated Builders and Contractors (ABC) in its 2010 economic forecast for the commercial and industrial construction industry. While good news, it may not be a time to rejoice, yet. "While the industry battled the effects of the recession in 2009, expect 2010 to be a transitional but sluggish year on the road to recovery," said ABC Chief Economist Anirban Basu. FULL STORY-> As a new agent, you may be better off working with buyers. Columnist Jennifer Allan shares why. FULL STORY-> Loan modification scams may not be the worst of monetary crimes, but they are certainly in the running. Taking advantage of financially distressed homeowners, the most common form of these scams is this: They take a large up-front fee (in the thousands) and then do nothing, or next to nothing, producing no beneficial results for the beleaguered borrowers. FULL STORY-> The huge impact of the federal home buyer tax credit program - which is now set to continue and even expand through next spring - dominates the housing resale numbers this week. FULL STORY-> "Ignorance is bliss" was never said about real estate purchases for 7 good reasons. PJ Wade shares sound insights and practical solutions for buyers in any market. FULL STORY-> Go e-PRO.
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