Hi -- Thanks for your note. I am aware of automated appraisals and -- for many of the reasons you cite -- am not thrilled by them. I think both lenders and consumers are better served by having an actual human visit a property, examine the interior, walk the grounds, and provide an independent estimate of value. The issue, as I point out, is not whether it is done but whether valuing homes without seeing them is a good idea. I think not. All the best. Peter G. Miller OurBroker(r)

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