If you are still renting, or if you have owned your current home a long time, you may be paying a lot of income tax, and should be able to take advantage of a bigger tax break.
With interest rates still historically low, that first home, or a larger home in Carlsbad, may be a lot more affordable than you think. Let's get together, and crunch some numbers, to see how the loan interest and property tax deduction can help you make that move!
For those who feel the market still has a ways to drop, then how do you explain the multiple offers leading to rising prices in many North County neighborhoods.
When you strip away all the Short Sales, where the sellers are 'upside down', there's not as much on the market as you may be seeing on the internet. Lots of yard signs don't give you the true picture.
And most of those Southern California foreclosures you've been reading about are in Riverside, San Bernardino, Lancaster, and Palmdale.
When you look at what's really available for sale, I think we've returned to a more normal market. There are always new buyers who want out of the 'rental rat race'…and current owners who need more space for a larger family. Others need less space, now that the kids have gone. And then there are always the company, and military relocations.
Life goes on, and in spite of all the negative press, prices in Southern California always come back, only to rise again! So…rather than waiting to buy, consider buying, and WAIT!
ZIP Codes: 92008, 92009, 92010, 92011 Location Characteristics: Beautiful Public Beaches, Downtown Shops and Bistros, Excellent Schools and Climate!
About Al & Morgan Janis:
As a television reporter for 20 years, Al's ability to ask questions, while also listening, are skills that have carried over to 18 years of helping people in the North County buy and sell real estate.
The additional skills learned during 7 years of 'conflict resolution' as the President of an HOA Board of Directors, go a long way towards giving you a smooth escrow.
Experience arranging financing during hundreds of transactions, gives you a real estate professional who helps buyers avoid the 'landmines' on the way to an on-time closing.
This financial background also helps ensure sellers go to escrow with the right buyer!
And for customer service, you will simply LOVE dealing with Morgan, who for years helped travelers navigate the 'friendly skies' of United Airlines.
These reports reflect the views and opinions of their authors and are not necessarily the views and opinions of Realty Times.
