Ft. Lauderdale, In Broward County the place to be in Ft. Lauderdale and it's ON SALE! Home prices are way down which is a great opportunity for buyers. The trend is similar as the rest of Florida. Down! The great weather we are having is a big plus. The Greater Ft. Lauderdale hosing Market currently has 3+ years in inventory. As the number of listings rises each and every month sellers will be forced to seriously consider the validity of their listing. Currently we have more than 30 months of inventory in south Florida, Miami is close to 50 months. So what does this mean to you the SELLER? If you are SERIOUS about selling now i.e. 3-6 months, you must be very aggressive with your price (10%) below the lowest, and offer the buyer confections for closing costs and by down. If you are a BUYER- it gives you room to negotiate. You also need to be realistic, what you are looking for may not exist!!! Find out what the seller REALLY needs vs. what he would like. Be aware that now is a great time to buy. Come February there are some suggestions on the table from FANEE and FREDI (The institutions that control and manage the lending guidelines—Those Who Must Be Obeyed!). Credit scores under 680 will have an upfront risk charge from 0.75%-2% as the score gets lower. (yes those are points)Visit my website to view a video on how to bust up your credit. www.loans-4-u.com/player?movoxoMovieId=22 (if it doesn't load click on the refresh button). Today 12-10-07 the rates are in the low 6%, a little higher than last Monday 5.75% and still the lowest in 25 months. Would you like the "Buyer Report"? I will gladly send it to you just send us an Email with the subject Buyer Report. Yes, it's FREE. If you are a REALTOR- It may be time to have a heart to heart talk with your seller. Are they serious about selling??? Then position them better in the current market to sell. After this heart to heart talk you may find out that they should pull off the listing and revisit it in a year or so. Be a professional and stay in touch with them and keep them updated. Some sellers have to be "fired" they plug the system with unrealistic prices. Would you like the "Seller Report"? I will gladly send it to you just send us an Email with the subject Seller Report. Yes, that's FREE to. Please take a look at my ezine articles (copy & paste the link below) http://EzineArticles.com/?expert=Racheli_Smilovits.
Approximate Location Boundaries: South Florida St. Lucie, Palm Beach, Broward, Miami/Dade
Location Characteristics: Serving South Florida for the last 12+ years. It will be hour honor to have you experience 1st class service. Integrity blended with excellent care is the foundation of what we do. We have been fortunate to serve many happy clients, who are all referrals and repeat customers, and after you will have the opportunity to experience our service you will understand why.
About Racheli Smilovits13+yrs Mortgage :
Serving S. Florida for the last 13+ years When it comes to mortgages: the person you want to know is me Racheli Smilovits. I has been active in the financial arena since 1987, and a mortgage broker since 1995. Serving the Florida Gold Coast --Port St. Lucie, Palm beach, Broward-Ft. Lauderdale, and Miami Dade counties, I work with buyers from both the US and abroad. Whether you are buying or refinancing choosing the right program is far more important than simply finding the lowest interest rate. As the Real Estate market continues to change, IMAGINE having a “PERSONAL ADVISOR” who is a professional that understands the industry and KNOWS how to keep you a head of the game. My business is built through attention to details and listening to my clients needs, that’s why so many feel confident and comfortable in referring their colleagues and friends. To meet the demand of today’s sophisticated clients I attend numerous conferences and is a mentor to realtors and mortgage brokers through Buffini and Company, the largest Real Estate coaching organization; I constantly research for new programs which allows me to stay ahead of others in my field. Working with a professional realtor is Key. I will be glad to refer you to one that will be "just right" for you. You can always count on me, Racheli Smilovits to go the extra mile to help you reach your goals. So Remember~~when it's time to run the numbers and discuss your specific needs, Don't keep Racheli at "Loans-4-u" a secret, just give her a call SHE WILL MAKE THE TIME to serve you and your referrals!
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