For the most part, I think the prices of homes in our market have reached the bottom. We lost 10% to 20% on the value of homes, depending on the price ranges. The under $150,000 price range lost less percentage wise than the higher priced homes. We had one marketing plan used by one real estate firm over the last 4 years that has caused a lot of foreclosures in the subdivisions that they marketed. These pockets of homes are being bought up by move-up buyers and investors. When this inventory is absorbed, our market will be back to a fairly normal market between buyers and sellers.
