Paul F.
Stillwaggon


NJ Estates Real Estate Group
March 2012
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LINKING THE LATEST TECHNOLOGY
TO OLD FASHION SERVICE

Copyright © 2012 Realty Times
All Rights Reserved.






Daily News And Advice
Updated 01:00 AM CST Today 
Today's Feature Stories

Obama Administration Cuts FHA Refinancing Fees, 3 Million Homeowners Could Benefit

After years of raising costs, the Federal Housing Administration will soon offer cut-rate mortgage insurance, saving qualified borrowers an estimated $250 a month or $3,000 a year. FULL STORY->


Personalize the Dream of Homeownership

According to the latest survey from Better Homes and Gardens the dream of homeownership is still alive. Is it time you personalized your space? FULL STORY->


Real Estate CyberTips

Ever try to get 7 busy people together for a half hour meeting? Ever tried to herd a lapful of cats? You know how it goes - after 23 phone calls back and forth you're lucky to get 4 commitments. FULL STORY->


FHA Mortgage Applications Increase While FHA Mortgage Rates Remain Low

FHA mortgage applications increased in January while FHA mortgage rates continued to remain low. According to FHA's Single Family Outlook report, FHA purchase applications increased 7.5% which was 11.1% higher than last year. FHA refinance applications also saw an increase of 26.3%. FULL STORY->


Real Estate Marketing Strategies: Easy Ways to Turn a Scarcity Mindset Into A Prosperity Mindset

What do you do when you notice a gap between where you are and where you want to be? If you're like most people, you probably dwell on what isn't happening. FULL STORY->


HOAs' Perception of Protection

Homeowner associations have a responsibility to protect the investments of the members. A person's home is typically his largest investment, thus protecting property value should be a main concern of any HOA. Perceptions of personal safety influence current residents' decisions regarding relocation and rank high in perspective buyers' relocation choices. FULL STORY->


Headlines

Real Estate Marketing Strategies: Easy Ways to Turn a Scarcity Mindset Into A Prosperity Mindset
What do you do when you notice a gap between where you are and where you want to be? If you're like most people, you probably dwell on what isn't happening. FULL STORY->

Agents Have A Central Role To Play, With That Comes Responsibility
It wasn't too many years ago that a lot of very smart people were predicting that real estate professionals, like dinosaurs, sloths, and saber-tooth tigers before them, were about to become extinct. It was not that they were going to be replaced by someone else -- persons or a profession that would fulfill a perhaps similar, but slightly different, function -- but rather that they just wouldn't be needed at all. FULL STORY->

Home Equity Lines of Credit, In Context
If a Home Equity Line of Credit (HELOC) is your only financial backup, you may be on shakier ground that you realize. PJ Wade explains the pitfalls of relying solely on HELOCs at any stage of life. FULL STORY->

The Pre-Inspection Inspection
Every good buyer knows that once you are truly interested in a home you need to a have a thorough inspection done. This can keep you from make a big mistake or on the opposite hand give you some peace of mind about your purchase. FULL STORY->

Real Estate Outlook: Pending Home Sales Trend Upward
The latest Pending Home Sales Index from the National Association of Realtors showed promising results this month, with pending sales in upward movement. This is the highest point seen since April of 2010, when buyers took advantage of the first time home-buyer tax credit. FULL STORY->

What's the Secret to Success? (HINT: It lies in the little things.)
There's lots of "secrets" to success. The key is to look at what success means to you then figure out what YOU can do every day that makes you "special" and brings you closer to where you want to go. FULL STORY->

Agents: Are Successful Short Sales Possible?
We all understand that this economy is difficult. In the aftermath of the real estate crash, many homeowners found themselves behind on their mortgage payments and in a difficult financial situation. The good news is that because foreclosures and bad financial news seem like the norm, ways up -- and out of the situation -- have been created to help these individuals and families: Short sales. FULL STORY->

The Buyer Interview - Additional Value of Your Services
One of the benefits a Champion Agent provides his clients is security. They provide security in many forms, but certainly proper contract preparation is essential for security to be achieved for the client. FULL STORY->

The Most and Least Stressful Cities to Live In
If you want to live a less stressed life, you better avoid Florida, according to some studies. Seems a bit surprising as that's where many retirees end up living. But according to Sperling's BestPlaces study, five of the top ten metro areas that rank high in the stress study are located in Florida. FULL STORY->

30-year Fixed-rate Mortgage Averages 3.90 Percent
In Freddie Mac's results of its Primary Mortgage Market Survey® (PMMS®), fixed mortgage rates moved slightly lower for the week and remaining near their 60-year lows helping to keep homebuyer affordability high. FULL STORY->

The Best Apps in Real Estate Just Got Even Better
The Official REALTOR.com® suite of mobile apps are the real estate apps that serious consumers rely on. Unlike other apps, consumers know they can trust the information they get from REALTOR.com® because it’s real-data in real-time. FULL STORY->

Insurers Shifting Catastrophe Costs to Consumers

Top 10 Places to Live

Home Loan Modification Scams Persist

Housing Reports Show Improvement as Low Mortgage Rates Continue

Should I Accept This Offer?

@#%! Barking

Remove The Option to Fail

There's No Getting Around It: Material Facts Must Be Disclosed

Staggering Amount of Mortgage Fraud in Canada Last Year

Attract Retail Tenants and Buyers With Superior IT Services

Agents: Etiquette of Blogging

Make it Rain: Simple Solutions for Making a Difference in Your Career

Real Estate Outlook: Bernanke on Housing

Average 30-Year Fixed-Rate Mortgage Up From All-Time Record Low

Remodeling Improvements That Entice Buyers

Natural Flooring Choices


Homes Powered by the Sun: Sell For More, Becoming New Standard

Strategic Defaulters Roll The Dice

Buyers: Making the Right Choice

Principal Reduction Will Solve The Housing Crisis and Jumpstart The Economy

Homeownership Still The American Dream, Fuels Economy

Time to Move up?



CURRENT
MORTGAGE RATES

Interest Rate Watch
30 yr fixed: 3.90%
15 yr fixed: 3.17%
1 yr adj: 2.72%
(U.S. Daily Averages)


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NJ Estates Real Estate Group,
For All Your Real Estate Needs
Contact NJ Estates Real Estate Group

E-mail: njestates@gmail.com
Web: http://www.newjerseyestates.net
908-561-5492 (Paul S) 908-310-1358 (Cell)

NJ Estates Real Estate Group
Weichert Realtors

908-561-5492
55 Stirling Road, Watchung, N.J. 07069


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