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Mortgage Rates Drop as Treasury Bond Yields Plummet

Thursday's sell-off in the stock market led to a "flight to quality", driving a strong rally in long term Treasury bond prices.

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Falling bond yields over the last week finally started trickling through to the mortgage sector as the 30 year fixed rate mortgage average fell to 6.78%. The 15 year fixed rate average fell to 6.49%, while the one year ARM rate was unchanged at 5.61%.

The yield on the benchmark 30 year Treasury bond fell to a record low 5.34% on Thursday, a drop of 10 basis points, or 0.10%, from Wednesday.

Shock waves from accelerating instability in Russia swamped the stock market Thursday, as the Dow Jones Industrial Average lost over 357 points to close at 8165.99, a one day drop of over 4%. The carnage was not limited to blue chips, as the NASDAQ composite fell over 4.5% and S&P 500 index lost just under 4%.

Published: August 28, 1998

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Mortgage Rates
30 Year Fixed: 3.83%
15 Year Fixed: 3.05%
1 Year Adj: 2.73%
(U.S. Weekly Averages)

Today's Headlines 08/28/1998


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