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March 10, 2010

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How to Read an Inspection Report

When interviewing a home inspector, ask the inspector what type of report format he or she provides.

There are many styles of reports used by property inspectors, including the check list, computer generated using inspection programs and the narrative style. Some reports are delivered on site and some may take as long as 4 - 6 days for delivery. All reporting systems have pros and cons.

The most important issue with an inspection report is the descriptions given for each item or component. A report which indicates the condition as "Good," "Fair" or "Poor" without a detailed explanation, is vague and can be easily misinterpreted.

An example of a vague condition would be : Kitchen Sink: Condition - Good, Fair, or Poor.

None of these descriptions gives the homeowner no idea what is wrong. Does the sink have a cosmetic problem? A plumbing problem? In our opinion a good report should supply you with descriptive information on the condition of the site and home.

An example of a descriptive condition is: Kitchen sink: Condition - Minor wear, heavy wear, damaged, rust stains, chips in enamel finish. Recommend sealing sink at counter top.

As you can see, this narrative description includes a recommendation for repair. Narrative reports without recommendations for repairing deficient items may be difficult to comprehend, should your knowledge of construction be limited.

Take the time and become familiar with your report. Should the report have a legend, key, symbols or icons, read and understand them thoroughly. The more information provided about the site and home, the easier to understand the overall condition.

At the end of the inspection your inspector may provide a summary with a question and answer period. Use this opportunity to ask questions regarding terms or conditions that you may not be familiar with. A good inspector should be able to explain the answers to your questions. If for some reason a question can not be answered at the time of the inspection, the inspector should research the question and obtain the answer for you.

For instance, if the inspector's report states that the concrete foundation has common cracks, be sure to ask, "Why are they common ?"

The answer you should receive will be along these lines: common cracks are usually due to normal concrete curing and or shrinkage. The inspectors knowledge and experience is how the size and characteristics of the cracking is determined.

We recommend that you accompany your inspector through the entire inspection if possible. This helps you to understand the condition of the home and the details of the report.

Read the report completely and understand the condition of the home you are about to purchase.

After all, it is most likely one of the largest investments you will ever make!

Related Article: Both Buyers and Sellers Benefit from Inspections

Published: March 11, 1999

Use of this article without permission is a violation of federal copyright laws.





Editor's Note: This article reflects the opinions of Ron Melton and Mike Ross only and not necessarily the views of this or any other publication, organization or Website owner.







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Today's Insider REALTOR Secret

Mortgage Rates
30 Year Fixed: 4.97%
15 Year Fixed: 4.33%
1 Year Adj: 4.27%
(U.S. Weekly Averages)

Today's Headlines 03/11/1999 12:00:00 AM


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