Boundary lines between properties are described in the property description
in your deed. Before you build a fence or any other structure on your land
which is near or on the boundary separating your property from your
neighbor's property, you need to be certain of your property's boundary
lines. If you mistakenly build a fence on your neighbor's property, you
could be responsible for trespassing and a court could make you tear down the
fence. If you are unsure as to where the boundary lies between your
property and that of your neighbor's property, there are several things you
can do to resolve the problem.
If a survey was done when you purchased the property, this description of the
property would show your actual boundary lines. Often, however, there are
cases where the description of a property was originally recorded many years
ago, even decades ago, and that description may not be entirely accurate. The
property description on your deed is normally in metes and bounds, by a
government survey system, or by a reference to a recorded map. It may not
detail boundaries that a survey would reveal.
One solution is to order an up-dated survey which would reveal the actual
boundary lines. Another alternative would be to file a quiet title lawsuit
whereby you would ask a judge to determine the boundary lines of your
property. This procedure is generally more expensive than a survey due to
the legal filing fees. A less expensive alternative would be to meet with
your neighbor and to agree on a physical object, such as a fence or a large
tree which would serve as the boundary line between your two properties. You
and your neighbor would then sign a quitclaim deed and grant to the other
neighbor ownership to any land on the other side of the line you had agreed
upon.
If you neighbor starts building on property which you feel is on your land,
you would need to notify your neighbor immediately. If construction is
allowed to continue, you could risk giving up your right to that part of your
land. By a procedure called prescriptive easement, the court allows a party
using your land, if uncontested for a specified number of years, the right
to the use of that land indefinitely.
If you obtained a mortgage when your purchased your property, the lender
generally requires that a survey be performed. It is always wise to walk the
property,with survey in hand, prior to closing on the property. You may not
anticipate adding a fence or other structure at the time of purchase, but you
may want to in the future, and determining your exact boundary lines at the
time of purchase will prevent any potential problems.
Also See:
What Title Insurance Will Do for You
Dealing With Clouds On Your Title
Coverage And Types Of Title Insurance Policies
Closing Escrow When You Are Out of Town
Published: July 16, 1999
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