We are now ready to enter into what many experts predicted would be one of the most pivotal months of the year.

Many markets are thawing as buyers release fear of housing bubbles, and while home values are not rising at the rapid rate they were last year, some markets are still setting records.

For the second consecutive quarter, Indianapolis, IN, was the nation’s most affordable major housing market -- this figure coming from the National Association of Home Builders.

Our experts report that the city is seeing these conditions because of a slowed market with a huge inventory. Good news for buyers -- not so good news for sellers. The number of sales in the area are reportedly down by as much as 50 percent. Homes are taking on average 75 days to sell -- and while many homes can be found in the $100,000 range -- the median selling price for a single family home is reported at $221,800.

Looking for an affordable market in other areas of the country? While there are deals and steals in most any market -- brought on by a number of factors, such as rising interest rates or a sellers need to move quickly -- some areas of our nation are showing consistent numbers that are making buyers smile.

Near the top of the list for affordable major metros is Dayton, Ohio. Mild February weather brought many new listings onto the market -- meaning sellers seeing this increased inventory are having to adjust their asking prices.

Buyers should expect home prices near $130,000. A buyers market with falling prices -- this area might be the right fit for first time home buyers or those with young families. Many homes are available in move-in condition.

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