Today's Interest Rates from Realty Times are based on a 30 year amortization rate, with good credit and no origination fees.

The economy is slowing, there's no doubt about that. But there's also no doubt that the Fed will have to act soon. Mortgage rates are anticipating that move and still moving lower.

5.75%

Falling

How do we get our rates?

Most mortgage rate surveys contain old data, sometimes a week old, as in Freddie Mac's weekly interest rate survey. Still other mortgage rate services poll different lenders in such a confusing format that it's hard to understand with such polls being nothing more than lenders advertisements.

Our mortgage rates are culled from actual rate sheets from major lenders each and every day as soon as they're released. The rates are fresh and accurate and benefit our readers with no bias towards one lender or another.

Published: April 4, 2008

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