5 tips you should keep in mind before buying a home

Written by Posted On Friday, 24 August 2018 07:44

2018 started strongly and it seems a very good year for everyone who was thinking of buying the house of their dreams. If it becomes the most important investment of your life, we have prepared 6 tips so you can get the desired home and family.

These are the 5 most important tips before buying a home:

1. Choose what type of home is best suited to your needs.

There are many options when buying a home: Apartments, flats, duplexes, chalets, cottages,...

Each of these options has its advantages and disadvantages.

Therefore, it is important to know what needs we have in terms of housing and see what objectives we look for when buying one.

It would also be logical to look to the future and ask ourselves a series of questions that will be important later on.

For example, we should ask ourselves if the family will increase or not, if we want a quiet area where children can play or a central area near everything, if we think about having pets, etc.

2. Examine the location.

This advice is a bit close to the previous one. What we want to tell you with this advice is that you keep in mind the expectations you are looking for with your future home in terms of its location.

We would have to evaluate the distance with respect to schools, means of transport available from the place, distance to the place of work, health center, supermarkets, banks, places of leisure, ...

It will also be good to know what kind of neighborhood we want to live in if we like large or small neighborhoods, quieter or less and what kind of neighbors are in each area, among other things.

3. Do not be fooled by the bank.

There are many occasions in which one requests a mortgage from the bank and the bank wants to adhere to the obligation to contract some type of insurance or product.

In this aspect, you should know that the banks at no time can condition the granting of the mortgage to the purchase of insurance or products.

What is an option is that you can reach an agreement in which hiring this type of insurance or products, the bank can reward you by lowering the interest rate of the mortgage.

Anyway, before deciding, we must make calculations of whether we are interested or not, and compare the price they are offering us with that of other banks.

4. Seek advice on real estate professionals.

Many people choose to seek housing on their own and embark on the purchase of their house without any external advice.

What at first may seem like an economic saving can turn into future headaches and bad decisions.

Our recommendation is that you seek professionals in this field to advise you on a decision as important as this one.

These advisers can help you to buy a home in an infill development in urban neighborhoods and they know the appropriate price of each home according to the location it has. They also have experience and knowledge in the real estate market and are trained to carry out all the procedures to follow and ensure that the operation is successful.

On the other hand, these professionals have been trained to negotiate and reach the best possible agreement, so they will surely achieve better prices in your benefit.

5. If you are convinced, do not lengthen it too much

Finally, the last piece of advice you should know is that if you are clear about the home you want and have the necessary capital, do not think too much about it.

With these 5 tips before buying a home, we are sure that it will be much easier for you to make the next purchase. But if you still have any questions, you can contact us, we will be happy to give you the best possible advice according to your needs.

Rate this item
(0 votes)

Agent Resource

Limited time offer - 50% off - click here

Realty Times

From buying and selling advice for consumers to money-making tips for Agents, our content, updated daily, has made Realty Times® a must-read, and see, for anyone involved in Real Estate.