Getting the right mortgage is an important decision, because an incorrect choice can lead to financial heartache and constraints for years to come. Nearly three-quarters of borrowers seek guidance before finally committing to a mortgage, because even if they’ve settled on fixed rate rather than standard variable, or interest-only, there are many other factors to consider. It makes sense to have an idea of the options that exist before approaching a mortgage lender, and the questions that they may ask of you.

The infographic above prepared by The Money Advice Service reveals six of the most popular mortgage choices – so why not take a look at what is on offer.

Different types of mortgages - An infographic by the team at Money Advice Service