Foreclosure: Not the Only Option for Your Denver Home

Written by Posted On Friday, 27 May 2016 18:53

In recent reports, US Foreclosures activities are statistically decreasing but for homeowners who are slipping into a mortgage payment delinquency, the fear of becoming a statistic is strong.

Foreclosure should be viewed as the last recourse after everything else has been explored and not the first choice of solution. Many Coloradans are fearful of their situations and do not realize that there are positive steps that can be taken to avoid foreclosure. Our focus with homeowners facing foreclosure is to give them hope of a dignified solution to their financial crisis through current lender loan modification, loan refinancing (short or long-term) or a short sale (a lender-approved sale at less than the outstanding loan balance.)


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Over 85% of the clients served by CDPE real estate professionals avoid foreclosure. Alex Chafren, founder of the Distressed Property Institute, believes that homeowners surrounded by a strong CDPE real estate agent team including legal and financial referrals have the greatest chance of avoiding foreclosure and at minimal financial investment to the homeowner.

Our commitment to help save homeowners from foreclosure began after participating in several foreclosures, short sales, and bank owned transactions.  Witnessing the helplessness, utter sense of aloneness and guilt felt by homeowners facing foreclosure compelled us to act as a homeowner advocate, lending a helping hand of expertise and compassion. Our 15 years of real estate experience, our commitment to education, strong marketing, systems development, and checklists, combined with our knowledge of the pre-foreclosure process, have given our clients a huge advantage in the epidemic of foreclosures.

Not having a clear understanding of the elements and consequences of foreclosure lead many homeowners to give up. There is a huge difference in "after foreclosure" as opposed to "life without foreclosure."  We may not be able to save every house, but we can offer the saving hand to every financially distressed homeowner.

At The Bandy Team, we help Denver homebuyers as well as sellers with all their real estate needs. We will help you work through any issues that may arise in buying or selling a Denver property.

Our team of real estate experts can answer your questions and can show you some real estate in Aurora, including properties in Heritage Eagle Bend and a wide variety of homes in Saddle Rock. Our trusted professionals will be there to help you every step of the way!

Curious about the value of your Denver home? Click here for a quick estimated home value.



Until next time,

Marianne Bandy, Team Leader

The Bandy Team

 Keller Williams Park Meadows





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Marianne Bandy

Marianne is a professional LDS Realtor in Denver with outstanding integrity, who takes the time to understand your specific housing and family needs. She is the team leader of one of the top selling Real Estate Teams in her broker's office. She understands that a big part of your family's happiness depends on the home and community where you live.  LDS Realtor in Denver Colorado

One of Marianne’s greatest passions is helping people with their Real Estate transactions, typically one of the largest financial transactions they will undertake. Marianne is the listing agent for the team but also loves working with Latter Day Saint home buyers as well.  Marianne uses her expertise and market knowledge so that her clients get the most accurate and up to date information possible. Marianne has a breadth of experience working with clients through all aspects of closing on a home. When listing homes for sale, this includes readying the home for sale, developing a marketing strategy, getting feedback on showings, negotiating inspection items,  and many other details that lead up to a successful closing. 

Marianne is excellent at contract negotiations and looking out for the best interests of her clients. She has obtained the Certified Negotiation Expert (CNE) certification. When helping Buyers, she loves the feeling of helping families connect with the right home in the right community. She also has knowledge of ward and stake boundaries, meeting house locations,  youth programs, drive time to the LDS Denver temple, and seminary locations for your high school children. 

If you’re looking for solid results and a WOW! experience, then call Marianne and put her to work for you. In the last two years, the Bandy Team sold 125 homes.  The Bandy Team has the experience and proven systems you need to make your transaction as smooth and worry-free as possible. 

The Bandy Team is committed to conducting business with the utmost integrity. The team was formed on the principles of honesty and loyalty with clients. Marianne believes in surrounding herself with good people that share her values.  This includes good business partners that can aid in all aspects of a real estate transaction, including home inspections, loans, transaction coordination, home repairs, etc. Marianne and her entire team are committed to the highest levels of customer service for their clients. 

Who you work with Matters!  

LDS Real Estate Agent in Denver Colorado

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