Your REALTOR:
Blue Pacific Realty
October 2021
Real
The main objective for the Realtors at Blue Pacific Realty
is to provide personalized, expert service
in a friendly, responsive manner.


5 Things You Need to Know About Your Paycheck Stub
When lenders verify and validate information included in your mortgage loan application, with all due respect, they don’t simply take your word for it. While you may enter your monthly income on the application, they will use that amount initially to preapprove you but will eventually contact your employer directly to verify what you make each month. Part of that process also asks you to provide them with copies of your most recent paycheck stubs covering a 30 day period. In this way, lenders verify your monthly income used for a final approval. But your monthly income is only part of the validation process.
      The first of course is to look at the monthly gross pay for each month. If
Mortgage Rates
U.S. averages as of October 2021:


30 yr. fixed: 3.01%
15 yr. fixed: 2.28%
5/1 yr. adj: 2.48%






If you get paid on the 1st and 15th, lenders add those amounts together for use in qualifying. Note, this is the gross or ‘before withholding’ amount. If you get paid every other week,
Wondering What Your Home Is Worth?

Free Market Analysis




7 Signs It’s Time to Downsize
     Downsizing a home is almost inevitable for many older people. Once your children are out of the house, you don’t need and probably don’t want as much space as you once had. Downsizing can be smart financially and give you a new lease on life, but it can also be an emotional decision to leave your home behind.
      The following are seven signs that it might be time to consider downsizing, even if you’re a bit hesitant.
      1.) Your Neighborhood No Longer Suits Your Lifestyle The location of your home can be as important to your lifestyle as the features of the house itself. When you bought your home, maybe your neighborhood was filled with young children or was close to the best



Pulling Off Granny Chic Décor Style
     Granny chic décor style isn’t necessarily new, but it does remain incredibly popular right now. You probably never thought you’d be trying to make your house look like your grandma’s, but here we are. Sometimes also called grandmillennial, what this style is all about is combining old and new.
      It’s sometimes a tricky design style because it can be too overdone or not done enough.
      The following are some tips and things to know about this particular style of décor and interior design.
      The Core Features When you want a grandmillennial or granny chic home, think about that unique juxtaposition that can happen between old and new.
      Some of the things to remember are patterns, light, texture, and memories. That might mean stacks of old books, family photos or vacation photos in mismatched frames, or floral prints on the

Building Green


Blue Pacific Realty has added a "Building Green" page. This is an informative, easy to operate page to help connect you with professionals interested in creating more environmentally sensitive structures.



Blue Pacific Realty's
Video News Channel

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Brookings, Oregon Website (www.BrookingsHarborOregon.com)

Blue Pacific Realty has created a website to provide the public with highlights of our community and the surrounding area. Take a trip along the coast from Crescent City, California, through the Broookings, Oregon area, on to Pistol River and Gold Beach at http://www.BrookingsHarborOregon.com. Blue Pacific Realty's community site features specific local destinations with information and slide shows for your enjoyment. There's also a calendar of events section and general information about our community. If you live in the Brookings-Harbor area, send this site to your friends. If you haven't had the opportunity to visit our community yet, this site will give you a good overview of "Why we love living in Brookings, Oregon". Please Enjoy. CHECK IT OUT - Blue Pacific Realty has added a "Building Green" page on their website www.blupac.com. An informative, easy to operate page to help connect you with those professionals interested in creating more environmentally sensitive structures.



  Daily News and Advice

Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.
More Articles
September Real Estate Roundup
How to Give Your Décor a Sustainable Makeover
Will You Finance? How to Answer This Question
The Best Benefits of Houseplants
Earnest Money vs. Down Payment: How Do They Compare?


Blue Pacific Realty
E-mail: info@blupac.com
Website: http://www.blupac.com
Phone: 541-412-8424
Fax: 541-412-0334
Blue Pacific Realty
Toll Free: 888-412-8424
16289 Hwy. 101 S, Suite A
Brookings, OR 97415


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