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Joe Boozer
June 2020
Service! Integrity! Results!

Should I Sell Now?
The pandemic has put the world on pause. Should you put your real estate plans on pause, too?
      This article reaches a sizable online audience, so there’s not just one answer to this question. In direct conversation with you—one-on-one—this question could be answered with specific reference to your location, property, finances, and desired outcomes, but there would still not only be one answer to this question.
      Real estate, by its nature and its tremendous location-driven diversity, makes that question open-ended, with many possible answers:
      • Each option has many perspectives.
• Each property is
Mortgage Rates
U.S. averages as of June 2020:

30 yr. fixed: 3.15%
15 yr. fixed: 2.62%
5/1 yr. adj: 3.13%

is unique.
• The reasons homeowners love, or are ready to leave, their real estate are unique, too.
      The greatest challenge can be uncovering and
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Credit and Coronavirus: What You Need to Know
     If you’re one of the thousands of homeowners who is struggling to pay your mortgage and bills right now, safeguarding your credit probably isn’t high on your must-do list. But if you want to make sure your credit stays good—or even improves—despite any economic difficulties, read on for some important updates and tips. 
      Government safeguarding credit? There have already been steps taken to safeguard credit for those who enter into a forbearance program. Typically, “Payments that are skipped or only partially paid during a mortgage forbearance period technically violate the original terms of your mortgage loan agreement, so even though your lender agrees to the forbearance plan, they may report your payments as delinquent to the

Are You Ready to Divorce Your House After the Quarantine?
     A number of things have happened during this unprecedented time:
      People have had more time to spend together. They’ve also spent that time at home. 
      All that time together has not necessarily helped some relationships. Perhaps not surprisingly, the divorce rate is skyrocketing in countries like China, and now it’s been reported that, “Cooped-up New Yorkers are flooding lawyer phone lines with divorce inquiries — with an avalanche of filings expected once the courts re-open,” said the New York Post.
      But it’s our relationship with our homes that may be the most stressed. A home may function perfectly fine when you’re only there a few hours a day, but this quarantine has shined a light on many a flaw. Here’s how to tell if you’re just done or if your relationship with your house can recover.
      It’s not something a

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Local Real Estate Update!


As we move into the normally busy home buying and selling season locally it is still a little early to know just how active our real estate market will be, but signs are that we will be experiencing a major upturn in sales as spring progresses, especially if the pandemic continues to show signs of abating and the economy comes back to life!  Statistics in some major markets are already showing an upturn in activity, back to almost or above that of a year ago at this time!  It is still too early to tell just how things will progress, but we are keeping a close watch on activity! 

Real estate is a long term investment and there is still a large pent up demand for home purchase by that segment of the public that do not now own a home.  Also, the need for families to move up or down as family status changes or job relocation make a move necessary! Historically low interest rates at the present time are another factor pushing sales! Interest rates remain very volatile, but are still at almost historic lows!

Inventory of homes for sale continues to be low, dropping even below the 2 to 3 months of unsold inventory experienced at the end of last year--inventory has dropped to as low an 1.5 months (average level is considered about 6 months in a "balanced" market).  We are in an extreme "seller's market" with inventories as low as they are, especially in the entry level housing up to around the $600,000 range in San Diego County.

If you have thought of buying and/or selling please give us a call for a no obligation consultation on your particular situation!  We can keep you informed as the month progresses and advise you if it looks like the time to plan your move! We can handle your purchase and/or sale and if you need property management assistance, we also can provide that! We have instituted "virtual' home tours and showings and maintain strict "social distancing" and safety procedures to keep everyone safe.  Almost all paperwork an be done via digital signing!  We are here to help and answer any of your questions.   Give us a call or text us anytime!


  Daily News and Advice

Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.
More Articles
May Real Estate Roundup
Forbearance News: Borrowers Can Now Defer Payments Until The End Of Their Loan
Could The Corona Virus Provide The Next Boon For Private Mortgage Lending?
The Things That Matter The Most In Your Credit Report
5 Outdoor Projects for a Beautiful and Fun Homecation Space

Joe Boozer, Broker GRI
E-mail: joeboozer@cox.net
Website: http://JBProperties.Org/
619-988-7222 cell
1081 BORDEN RD SUITE 103, Escondido, CA 92026

Equal Housing Opportunity

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