Your REALTOR:
Juanita Montgomery
August 2019
Real


How Long Does It Take to Close on a House?
"All cash, seven-day close.” Those words are a dream for a home seller and a real estate agent, but while they may be thrown around on shows like Million Dollar Listing to entice a buyer to accept a $28 million offer on a $30 million list price, how realistic is it to close so quickly in the real world? Not very, it turns out. Yes, an all-cash offer can greatly speed up closing (and, even then, seven days is rare). But for the 75% or so of buyers who finance their home purchase, "47” is the magic number.
      That’s the average time it takes to close on a home, according to mortgage software company Ellie Mae. However, every loan is different, and there are
Mortgage Rates
U.S. averages as of August 2019:


30 yr. fixed: 3.75%
15 yr. fixed: 3.18%
5/1 yr. adj: 3.47%






are a number of factors that can affect the closing date. The trick to getting through closing as quickly, easily, and painlessly as possible is knowing what to expect, knowing where you can
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Mistakes Buyers Make When Searching for Their First Home, and How to Avoid Them
     Many starter-home purchases are driven primarily by price, which is understandable. But, there are so many other considerations involved in finding the right place, like square footage and location, to name just a few of the most consequential.
      When looking for your first home, it’s critical to keep the most important considerations in mind so you don’t find yourself going down a real estate rabbit hole. Remember these common buyer mistakes to keep you on track.
      Buyer mistake No. 1: Being seduced by the pretty stuff Fresh paint, pretty throw pillows, nice bedding. They’re all decoration, and decoration can be dangerous for homebuyers. Don’t let it distract you from the house itself.



7 Packing Mistakes You’re Making
     Moving is a drag—there’s no way of getting around it. But there are ways to make your move a whole lot easier, and it starts with packing. 
      Here are ten moving mistakes you may be making—and how to avoid them. 
      1. You figure you can pack everything in a few days Begin with a plan—and start packing weeks in advance, especially if you have a lot of stuff. But before you just start piling things into boxes, spend the time up front to make an inventory of everything that needs to be either packed or tossed and break it down room by room. It will save you time down the line (and spare you a few grey hairs too). 
      2. You wing the whole labeling thing  Think you’ll be able to remember which boxes go with each room based on memory? Think again. 
      Label boxes by contents and room location

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10 Tips for Creating a Calmer, More Peaceful Home
     Your home should be your sanctuary, but sometimes it’s hard to brush off the stress of the day and sink into the serenity. That's especially true if your home is more chaos than calm. Use these tips to create a space that’s soothing, so, no matter what the day holds, you always have an inviting place to come home to.
      Add some greenery Studies have shown that plants can make your home feel calmer and ease anxiety. Plants like jasmine and English ivy can improve sleep, lavender and rosemary can lower stress, and several other plants have been shown to improve air quality so you breathe easier.
      Hide the electronics "Nobody wants to stare at a tangle of cords,” said Houzz. "Thankfully, we have more options than ever for keeping our tech devices hidden away. When possible, choose smaller, wireless devices that look less obtrusive even when left out in the open. Tie up cords in a media center so they are not visible, and dedicate a single drawer to storing all of your chargers, power cords and small tech devices when they’re not in


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Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.
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Juanita Montgomery R CRS GRI e-PRO
E-mail: jm@alohajuanita.com
Website: www.BigIslandHomes.com
Cell phone: 808-936-7719

Clark Realty
808-936-7719
67-1185 Mamalahoa Hwy., Ste. E-128
Parker Ranch Shopping Center
Kamuela Hawaii 96743


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