Your REALTOR:
Kevin Kleifges
November 2019
Real
Helping people find their Dream Homes


Scary Issues That Can Kill Your New Home Joy
Be afraid. Be very afraid. That new home you’re thinking of buying might not be as perfect as you think. Danger lurks behind every wall. Or maybe just one. Either way, it's probably something you should know about. 
      Buying a home is full of challenges, and the one that might be the most frustrating of all is finding out there’s something wrong after you’ve already closed escrow. In many cases, you may have recourse against the seller if there is an issue that wasn’t disclosed, or against the home inspector if he or she missed something serious. But even then, you’re still left with a problem you have to deal with when all you want is to be enjoying your new
Mortgage Rates
U.S. averages as of November 2019:


30 yr. fixed: 3.75%
15 yr. fixed: 3.18%
5/1 yr. adj: 3.4%






are eight things to look for before signing on the dotted
Wondering What Your Home Is Worth?

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Your Lender - Mark Kilfeather




Now That It’s Fall, Did You Miss the Home Selling Boat?
     Worried you missed your window when it comes to selling your home this year? It’s true that spring and summer are the hottest (literally) seasons of the year, with more buyers out there looking to purchase a home and get settled before school starts. Also, there is some recent data out there that says that October and December are two of the slowest months of the year for home sales. 
      But that doesn’t mean you can’t offload your home now, or that you won’t get a good price if you do. If you have to list now and you want to get your home in the best position to sell quickly and for a good number, heed these tips. 
      Make sure your home is market ready Buyers at this time of



New Appraisal Rule: What Does It Mean for You?
     A new home appraisal rule just went into effect—the first time in 25 years that "federal regulators have increased the property value limit of the homes that require an appraisal as part of the selling process,” said REALTOR® Magazine. The rule exempts some home sales priced at $400,000 and below from requiring an appraisal. That figure was previously capped at $250,000. "The new rules likely apply to about 40% of home sales, regulators estimate.”
      So how will this affect home buyers and sellers? First, it should be noted that those homes that do receive the exemption still have to be evaluated "to provide an estimate of the market value of real estate collateral,” said Housingwire. "The agencies state that the evaluation must be ‘consistent with safe and sound banking practices.’ To that point, the rule establishes that an evaluation "should contain sufficient information and

Top 5 Benefits of Having A Buyer's Agent Represent You
1. Full Representation- A Buyers' Agent owes 100% of their dedication and loyalty to you, the home buyer. They do not have a reason or motivation to "sell" one house over another, and can thoroughly put YOUR interests above any sellers' wants or needs.
     2. No Loyalty to Home Sellers or Listing Agents- Because of the 100% loyalty to you, their Buyer Client, a Buyers Agent does not need to look out for the best interests of the Seller, whatsoever. Their job is to get YOU - the Home Buyer, into the best home for the least amount of money and hassle possible. The Sellers' and the Listing Agents' wants and needs have nothing to do with the level of service provided by a Buyers' Agent to you, their Buyer Client.
     3. Great Knowledge of the Market- A Buyers agent knows "what is out there" better than anyone else. They spend much of their time looking at houses (both online and in person) and fully understand what is available and where all the good deals are. They are the ones setting appointments and viewing hundreds of homes every month. In many cases, a Buyer's Agent has already seen a home that you may be interested in, and can share with you many details before you even go inside!
    4. Access to ALL Available Properties- A Buyers Agent can show you ANY property that is available - regardless of the sign in the yard. They have access to every home that is for sale, the minute it becomes available, and have no loyalty to one listing agent or company over another. Also, in many cases they can effectively represent their buyer clients in the purchase of a home from an unrepresented seller (FSBO). A Professional Buyers Agent will leave no stone unturned when finding the perfect home for you, their Buyer Client.
     5. Effective Negotiating Skills and Contract Knowledge - A Buyers' Agent is an effective negotiator, as one main part of their job is to write solid offers that get you, their Buyer Client in the best possible situation. They negotiate and write contracts for a living and know all the tips and tricks to use and avoid when dealing with different listing agents and sellers. A Buyer's Agent thoroughly understands all the details of a Buy-Sell Contract, and is able to explain and walk through the entire contract, disclosures and any counter offers to you, their Buyer Client, in a way that actually makes sense. They will maintain the contract and all necessary dates, making sure that it all works out in YOUR BEST INTEREST. Furthermore, a Buyer's Agent can help you find competent lenders, home inspectors, landscapers and anyone else that you, a future homeowner, may need, once you find a home that you want to buy.
     BONUS BENEFIT ... In most cases, representation by a professional Buyers' Agent will cost you nothing - It's FREE! The compensation that a Buyer's Agent receives is built into the selling costs paid by the Seller at the time of closing. Wow! Please call me at 703-346-3783 to discuss how I can help you buy your next home. I am one of the top buyer agents in northern Virginia and would love to add you to my list of loyal clients


  Daily News and Advice

Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.
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The Basics of Down Payment Assistance Programs
Is It a Good Time to Buy a House?
Five Chic Fall Home Trends


Kevin Kleifges,REALTOR
E-mail: kkleifges@gmail.com
Website: http://www.KevinsProperties.com
703-346-3783
Keller Williams
703-346-3783
1900 Baton Drive
Vienna VA 22182


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