Your REALTOR:
Roxanne DeBerry
March 2019
Real
"Putting Your Interests First"


Why You Should Just Say No to FSBO
There was a lively conversation on our neighborhood Nextdoor last week from someone who was listing his home for sale by owner (FSBO) and wanted to get the word out to neighbors but definitely did NOT want to attract the attention of real estate agents. He had a few choice words for agents around what he considered to be their unreasonable commission for "the easy job of sticking a sign outside.”
      Well there’s an oversimplification. While we await a follow-up sometime NEVER saying the home has been sold, without a Realtor and for asking price, we thought it was a good time to examine again why it’s not a good idea to try to sell your own home. It just so
Mortgage Rates
U.S. averages as of March 2019:


30 yr. fixed: 4.35%
15 yr. fixed: 4%
5/1 yr. adj: 4%




View current rates


so happens that the National Association of Realtors’ (NAR) 2018 Profile of Home Buyers and Sellers was just released, and their data further supports this claim.
Data from the report
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Important Things To Know About Home Inspections
     If you're hiring someone to inspect the home you want to buy, or you're a seller trying to find out if there are any hidden problems that need fixing before you put your home on the market, here are five things you need to know:
      1. You can choose your home inspector. Your real estate professional can recommend an inspector, or you can find one on your own. Members of the National Association of Home Inspectors, Inc. (NAHI), must complete an approved home inspector training program, demonstrate experience and competence as a home inspector, complete a written exam, and adhere to the NAHI Standards of Practice and Code of Ethics.
      2. Home inspections are intended to point out adverse conditions, not cosmetic



An Alternative to Cash? Using Sweat Equity for Down Payments
     Down payment standing in your way of becoming a homeowner? Coming up with the cash is so yesterday. You may be able to use your sweat equity to get in the door, instead.
      The Department of Housing and Urban Development (HUD) just announced it will be awarding $10 million in sweat equity grants to nonprofit housing organizations through its Self-Help Homeownership Opportunity Program (SHOP). "The funds, combined with labor contributed by the homebuyers and volunteers, will lower the cost of homeownership for certain buyers,” said HousingWire. "According to HUD, through the program, homebuyers contribute ‘significant sweat equity’ toward the development of their housing units or the units of others participating in the local self-help housing programs.”
      Low-income homebuyers can work toward their down payment through activities including "landscaping, foundation work,

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The Market
Here we are in March already! Homes are selling but there have been changes over the last year...

The monthly median numbers shows that Allen, Frisco, McKinney, Plano and Wylie have less pending sales and closed sale than the same months in 2018. Also, offers that are coming in are less than last year in all these areas. However, remember that each neighborhood is different compared to a whole city that I am discussing. For information on your particular home, give me a call at 214-676-8040.

You may think this is a little crazy but our team is been extremely busy compared to last January and February. All of our buyers agents are working with people and I have been helping people get their homes on the market and I have had several offers over this time period.

Remember if you know someone who is looking to buy or sell call me at 214-676-8040. I always appreciate helping you and those you refer.

Roxanne DeBerry The DeBerry Team Keller Williams Realty roxanne@thedeberryteam.com

  Daily News and Advice

Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.
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Self-Employed? What to Know About Buying a Home.
Financing a Home in a Rural Area? Here’s How



Roxanne DeBerry,REALTOR CRS ePro
E-mail: roxanne@thedeberryteam.com
Website: http://www.roxannedeberry.com
214-676-8040-CELL
Keller Williams Realty
972-943-7377
3608 Preston Road, Ste. 230
Plano, Texas 75093


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