We have seen extreme amounts of volatility in the rate market, and it becomes increasing difficult for clients and referral partners to deal with it. Nobody has a crystal ball, and despite all the charts, graphs, and trend lines, it is still impossible to know what is going to happen in the rate market in a particular time frame. That is why for the last year or so I have shared with everyone I speak with the philosophy of “if you like it and the payment works, LOCK IT and move on!” You can always refinance later down the road if the rate market relaxes, and you are protected against the market moving against you. One of the things we can control is about how interest rates are only one piece of the payment puzzle, and that there are other considerations to think about beyond just the interest rate of…
Posted On Monday, 19 September 2022 00:00 Written by
As we begin this school year with our young people back in their seats, the question becomes can we as parents and teachers be more tolerant and understanding of their emotional needs after the long years of pandemic causing such havoc? As a school principal, I have often reminded classroom teachers that they are coaches as well as teachers. I raised four young people in my early days as a parent – well, I should say their mother did most of the day-to-day teaching as I was all too often in the classroom or on the field raising/teaching other people’s children. I’ve had to remind myself that all children are not the same.
While the coach on the field/gym may have one or two assistants to divide up the teaching responsibilities, the classroom teacher is often left to herself to deal with 30-40 in that classroom. How do…
Posted On Friday, 16 September 2022 00:00 Written by
How do you work at home when your 2 young daughters have hijacked the Lucky Charms cereal to make a swimming pool for their Barbie Dolls all over your kitchen and still get work done? Super Mom and Co-Founder of Workman Success Systems, Brianne Workman Ika, shares how she really does get it done, carve out a little quiet time and still have some balance while smiling through it all.  A bit about Brianne: Brianne is committed to the success of WSS coaches, clients, and an amazing team. She has spent the last 8 years working as Verl's right hand, and the last 5 years as the Co-Founder and VP of Strategy and Growth helping to build Workman Success Systems. She loves working alongside her brothers, and dad, every day and excited about the future of WSS.
Posted On Thursday, 15 September 2022 00:00 Written by
From healthcare and manufacturing to marketing and engineering, we are still seeing nearly five different generations share the workforce across all industries. While the average age of any level employee is certainly decreasing, there is no question that many individuals 55 and older are not only staying in their positions but are also emerging from retirement in a part-time fashion. Generational differences and an often unspoken “Generational War” are topics touched on by many, but few have a solution to. This is due to the anthropological complexities of how humans interact, especially those varying in age by years and, more often than not, decades.
However, the most common assumption has been that the real obstacle facing business leaders and the Generational War is technology. Even further, educators and leaders have set this benchmark on the younger generation as being well-versed in technology and the older ones being inept. But this is no…
Posted On Tuesday, 13 September 2022 13:00 Written by
Too many people lose business because they don’t pay attention to their connections! Absence does NOT make the heart grow fonder; it makes it look in new directions. Loan officers are notorious for “assuming” relationships instead of nurturing them! Prime example is that many originators loose touch with their contacts, preapproved borrowers, and closed clients at an alarming rate. I have seen firsthand that very few people schedule the follow-up or even have a written follow-up procedure for each stage of their relationships. The lost income from those lost relationships is often far more than what that originator makes each year! Imagine that you could double your income if you had a follow-up procedure you followed? I just ran into a group in the past few weeks that literally would DELETE follow-up tasks that were scheduled, just to clear the schedule! Yup! Just delete the task instead of doing the…
Posted On Monday, 12 September 2022 00:00 Written by
  Join Krisstina and Terri Murphy for their FREE Money Mondays webinars!  Click here to sign up.  Krisstina Wise is a real estate mogul, Millionaire Coach, and creator of several multi-million dollar businesses including Goodlife Luxury, The Paperless Agent and most recently, WealthyWellthy. She is also an international speaker and the award-winning author of the Amazon Best-Seller Falling for Money, a romance novel for your bank account. Named one of the 100 Most Influential Real Estate Leaders in the country, she has been featured in USA TODAY, as well as by Apple, Contactually and Evernote for her creative leadership with emerging technologies.
Posted On Monday, 12 September 2022 00:00 Written by
For more than 40 years I’ve looked forward to this time of year as schools were starting after a long -- sometimes it seemed short -- hot southern California summer and that meant football season and Friday night lights were back. After graduating from Occidental College and beginning a high school teaching career, I began a football officiating career as well which concluded in 1991 when I retired from the NFL. When I started, I never thought of professional football, let alone college officiating. For me, high school officiating was exciting and financially rewarding - even though it was low-paying. ($12.50 per game).
Today, every week in our local newspaper, yes - we still have those, there are high school football results as well as other high school sports scores. I am sure in your community it’s the same. Unfortunately, following these scores is an article titled “Officials…
Posted On Friday, 09 September 2022 00:00 Written by
Sable Otey has spent most of her adult life clearing hurdles -- usually the type that are lined up single file on a running track -- but there have been a few that life has dropped in her way. When the world is your stage, you want to be at your best when Olympic gold is hanging in the balance.She's challenged herself to earn a spot on the United States bobsled team that competed in the Winter Olympics in South Korea. In some ways, it's a major transition from track and field, her sport of choice in high school, college and one year beyond, but in other ways, her role on the bobsled team is very similar. Either way, Otey is convinced she had the athleticism, work ethic and support and made her latest dream reality.After her pregnancy ended hopes of participating in the 2012 Olympic track and field trials,…
Posted On Thursday, 08 September 2022 00:00 Written by
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