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We have seen extreme amounts of volatility in the rate market, and it becomes increasing difficult for clients and referral partners to deal with it. Nobody has a crystal ball, and despite all the charts, graphs, and trend lines, it is still impossible to know what is going to happen in the rate market in a particular time frame. That is why for the last year or so I have shared with everyone I speak with the philosophy of “if you like it and the payment works, LOCK IT and move on!” You can always refinance later down the road if the rate market relaxes, and you are protected against the market moving against you. One of the things we can control is about how interest rates are only one piece of the payment puzzle, and that there are other considerations to think about beyond just the interest rate of…
As we begin this school year with our young people back in their seats, the question becomes can we as parents and teachers be more tolerant and understanding of their emotional needs after the long years of pandemic causing such havoc? As a school principal, I have often reminded classroom teachers that they are coaches as well as teachers. I raised four young people in my early days as a parent – well, I should say their mother did most of the day-to-day teaching as I was all too often in the classroom or on the field raising/teaching other people’s children. I’ve had to remind myself that all children are not the same.
While the coach on the field/gym may have one or two assistants to divide up the teaching responsibilities, the classroom teacher is often left to herself to deal with 30-40 in that classroom. How do…
![Today's Modern Mom: Managing a Business and Motherhood with Brianne Workman Ika [VIDEO]](/media/k2/items/cache/876251d6fd16bd81a382ea9f2af23fd7_S.jpg)
How do you work at home when your 2 young daughters have hijacked the Lucky Charms cereal to make a swimming pool for their Barbie Dolls all over your kitchen and still get work done? Super Mom and Co-Founder of Workman Success Systems, Brianne Workman Ika, shares how she really does get it done, carve out a little quiet time and still have some balance while smiling through it all. A bit about Brianne: Brianne is committed to the success of WSS coaches, clients, and an amazing team. She has spent the last 8 years working as Verl's right hand, and the last 5 years as the Co-Founder and VP of Strategy and Growth helping to build Workman Success Systems. She loves working alongside her brothers, and dad, every day and excited about the future of WSS.
From healthcare and manufacturing to marketing and engineering, we are still seeing nearly five different generations share the workforce across all industries. While the average age of any level employee is certainly decreasing, there is no question that many individuals 55 and older are not only staying in their positions but are also emerging from retirement in a part-time fashion. Generational differences and an often unspoken “Generational War” are topics touched on by many, but few have a solution to. This is due to the anthropological complexities of how humans interact, especially those varying in age by years and, more often than not, decades.
However, the most common assumption has been that the real obstacle facing business leaders and the Generational War is technology. Even further, educators and leaders have set this benchmark on the younger generation as being well-versed in technology and the older ones being inept. But this is no…
Too many people lose business because they don’t pay attention to their connections! Absence does NOT make the heart grow fonder; it makes it look in new directions. Loan officers are notorious for “assuming” relationships instead of nurturing them! Prime example is that many originators loose touch with their contacts, preapproved borrowers, and closed clients at an alarming rate. I have seen firsthand that very few people schedule the follow-up or even have a written follow-up procedure for each stage of their relationships. The lost income from those lost relationships is often far more than what that originator makes each year! Imagine that you could double your income if you had a follow-up procedure you followed? I just ran into a group in the past few weeks that literally would DELETE follow-up tasks that were scheduled, just to clear the schedule! Yup! Just delete the task instead of doing the…
Join Krisstina and Terri Murphy for their FREE Money Mondays webinars! Click here to sign up. Krisstina Wise is a real estate mogul, Millionaire Coach, and creator of several multi-million dollar businesses including Goodlife Luxury, The Paperless Agent and most recently, WealthyWellthy. She is also an international speaker and the award-winning author of the Amazon Best-Seller Falling for Money, a romance novel for your bank account. Named one of the 100 Most Influential Real Estate Leaders in the country, she has been featured in USA TODAY, as well as by Apple, Contactually and Evernote for her creative leadership with emerging technologies.
For more than 40 years I’ve looked forward to this time of year as schools were starting after a long -- sometimes it seemed short -- hot southern California summer and that meant football season and Friday night lights were back. After graduating from Occidental College and beginning a high school teaching career, I began a football officiating career as well which concluded in 1991 when I retired from the NFL. When I started, I never thought of professional football, let alone college officiating. For me, high school officiating was exciting and financially rewarding - even though it was low-paying. ($12.50 per game).
Today, every week in our local newspaper, yes - we still have those, there are high school football results as well as other high school sports scores. I am sure in your community it’s the same. Unfortunately, following these scores is an article titled “Officials…
Sable Otey has spent most of her adult life clearing hurdles -- usually the type that are lined up single file on a running track -- but there have been a few that life has dropped in her way. When the world is your stage, you want to be at your best when Olympic gold is hanging in the balance.She's challenged herself to earn a spot on the United States bobsled team that competed in the Winter Olympics in South Korea. In some ways, it's a major transition from track and field, her sport of choice in high school, college and one year beyond, but in other ways, her role on the bobsled team is very similar. Either way, Otey is convinced she had the athleticism, work ethic and support and made her latest dream reality.After her pregnancy ended hopes of participating in the 2012 Olympic track and field trials,…
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Prior to 2020 and the coronavirus pandemic, corporate and client meetings were commonly an even blend between in person, over the phone, and by way of Skype, Zoom, 1 Click Connection™ or even Microsoft Teams. Which technology was used in what situation largely depended upon what type of material was covered in these meetings. In looking back, this was largely because it allowed business leaders and trainers the ability to make certain that all involved in a meeting were fully informed. But once the pandemic hit, nearly every company made the shift to a virtual and, in most cases, hybrid work environment. What this did to meetings and employee or customer communication was remarkable — virtual meetings, video classrooms, and all things Skype, Zoom, 1 Click Connection™, Microsoft Teams, FaceTime, and more became the “new normal.”
The likes of these software options were second nature to many who have utilized…
Join Krisstina and Terri Murphy for their FREE Money Mondays webinars! Click here to sign up. Krisstina Wise is a real estate mogul, Millionaire Coach, and creator of several multi-million dollar businesses including Goodlife Luxury, The Paperless Agent and most recently, WealthyWellthy. She is also an international speaker and the award-winning author of the Amazon Best-Seller Falling for Money, a romance novel for your bank account. Named one of the 100 Most Influential Real Estate Leaders in the country, she has been featured in USA TODAY, as well as by Apple, Contactually and Evernote for her creative leadership with emerging technologies.
Many of you won’t remember this famous song, but the reality of our business is that September is one of the most critical months of the year. As we transition from summer to fall, vacation back to school, we look forward to the final quarter of the year. September can quietly make or break your year by what you do or don’t do! You must take control over your schedule to maximize opportunities. The key words are visibility and opportunity! While each market is different, the transition from summer to fall brings with it many community events, school functions, charity fund raisers, and a huge number of harvest festivals of one kind or another. The key for all of us is to take part in one or more of these activities. Sure, you should attend as many of these as possible and network, but these events afford you the opportunity…
Charles T. Jones, a great speaker and writer and lover of books proclaimed that “You will be the same 5 years from now as you are today except for the people you meet and the books you read!” He influenced me to begin building a robust library some forty years ago, and it has been one of the most rewarding activities I have ever been involved in. An interesting phenomenon has taken place in the last century. In the eighteen hundreds and early nineteen hundreds, people relied on books to learn and gain sophistication through being “well-read”. Today we have so much information inundating us that we hardly have time to sort and process it. Technology has changed our world substantially in that regard. The learners of 150 years ago simply did not have the choices we had. Books were sacrosanct in the lives of many. Today lots of…
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