In the latest survey from Lending Tree they found that 29% of Americans say they’d be open to co-buying a home with someone other than their spouse or significant other.  36% of Non-homeowners fear they'll never be able to buy on their own. 29% of Americans say they’d be open to co-buying a home with someone. 63% say they’d consider doing so with a family member who wasn’t their spouse and 57% say they’d consider buying with a good friend or current roommate.  Nearly two-thirds of parents say they’d consider co-buying a home with their child. Millennial parents are the most receptive to the idea at 76%, compared with 53% of baby boomers. 64% of non-homeowners say they think they’ll be able to afford a home without a co-buyer one day. Gen Z is the most optimistic generation at 76%, while baby boomers have the bleakest outlook at 43%. Of those who think…
Posted On Sunday, 23 July 2023 14:24 Written by
Existing-home sales slipped in June, according to the National Association of Realtors®. Sales varied among the four major U.S. regions, with the Northeast experiencing gains, the Midwest holding steady, and the South and West posting decreases. All four regions recorded year-over-year sales declines. Total existing-home sales[i] – completed transactions that include single-family homes, townhomes, condominiums and co-ops – receded 3.3% from May to a seasonally adjusted annual rate of 4.16 million in June. Year-over-year, sales fell 18.9% (down from 5.13 million in June 2022). “The first half of the year was a downer for sure with sales lower by 23%,” said NAR Chief Economist Lawrence Yun. “Fewer Americans were on the move despite the usual life-changing circumstances. The pent-up demand will surely be realized soon, especially if mortgage rates and inventory move favorably.” Total housing inventory[ii] registered at the end of June was 1.08 million units, identical to May but…
Posted On Thursday, 20 July 2023 07:12 Written by
  A bit about Natasha: Natasha Nassar Hazlett is an inspirational speaker, coach, attorney and author of the #1 Amazon Best Selling Book: Unstoppable Influence: Be You. Be Fearless. Transform Lives.   One decision helped this formerly uninspired, unmotivated entrepreneur on the verge of abandoning her business to finally ditch her limiting, self-sabotaging beliefs and uncover her radiant Truth. Now she and her husband, Rich, are helping thousands of others do the same through their popular Unstoppable Influence® 21-Day Challenges and coaching programs.   Natasha and Rich are the co-founders of Fast Forward Marketing, LLC.  Together they empower entrepreneurs around the world with the clarity, confidence, and strategies they need to boost their income and influence while working less. Natasha is also Of Counsel to the Boise law firm of Angstman Johnson, where her practice is focused on estate planning and estate and trust administration.  She graduated from Southern Methodist University with a B.A. in Political Science…
Posted On Thursday, 20 July 2023 00:00 Written by
In part 1 of this article, we diagnosed a reality of many digital disruptions, especially those pertaining to AI and automation in the education industry: Technology will NOT replace humans, but only give them a greater opportunity to leverage their tactile, human skills to find new roles in the world. In such a hands-on, human sector as education, educators, administrators, and leaders alike should not fear the current influx of autonomous software like ChatGPT but instead, use an anticipatory mindset coupled with their human competencies to adapt autonomous software and think critically and creatively about letting it handle the simple, otherwise arduous tasks. In doing so, professionals in education can better foster the ability for students to learn the skill of application and in turn, how they themselves can adapt to the world around them. The best part? All of this cannot be replicated by AI, autonomous software, or machine learning (ML) whatsoever!
Posted On Tuesday, 18 July 2023 00:00 Written by
After a good CPI number and a solid 10-year treasury auction, we saw a nice 75bp improvement in the UMBS 30YR 5.5% coupon, which followed up a 19bp gain on Tuesday. Today we have the PPI number and jobless claims, so we might see some more good news and another good day for bonds. Despite all the good inflation data, you can expect the Fed to raise rates again at the end of the month, just because they can, and because they REFUSE to use any real-time data at their disposal and formulate a real strategy. As usual, the Fed is way behind the curve and refuses to admit they are wrong. Since you can’t fight the Fed, expect a slow, but steady decline in mortgage rates and when the economy stalls in the fall as those with student loans struggle to pay back what they owe, billions will not…
Posted On Monday, 17 July 2023 00:00 Written by
There were no winners of the jackpot in the Mega Millions drawing on Tuesday, July 11th and the Powerball drawing on July 12th. However, the Players Edge AI app successfully predicted the jackpot for both drawings. In addition, the app accurately predicted the second, third, and fourth place winners twice as often as the actual results, with Players Edge AI producing 4,147 predictions compared to the actual count of 2,290. Powerball July 17th drawing - $900 Million Mega Millions July 18th drawing - $640 Million Players Edge has a proven record that its technology can significantly exceed actual lottery-winning results. Using our free APP will enhance your chance of winning. Available on the APP stores, download and register for FREE access. www.PlayersEdgeLotteryPicks.com  
Posted On Sunday, 16 July 2023 14:47 Written by
Elevated mortgage rates are cutting into homebuyers’ budgets. But this week’s inflation report—which shows that consumer prices are cooling quickly—provides a glimmer of hope that mortgage rates could gradually start to come down. The median U.S. home-sale price rose 1.5% from a year earlier during the four weeks ending July 9, the first increase in nearly five months. That’s according to a new report from Redfin (redfin.com), the technology-powered real estate brokerage. Average weekly mortgage rates are at their highest level since November 2022, bringing the typical homebuyer’s monthly payment to a near-record-high of $2,627.
To look at the hit on affordability another way, a homebuyer on a $3,000 monthly budget can afford a $450,000 home with today’s average rate. That buyer has lost $30,000 in purchasing power since February, when they could have bought a $480,000 home with that month’s average rate of around 6%. The drop…
Posted On Friday, 14 July 2023 06:19 Written by
What can you learn from a woman who is a self-described Badass (former military), a Smart Ass (MBA) and a PhD Wise Ass? You get the author of a new book, “SPARK! The 5 Essentials to lead within”- Meet Tracey Jones, Ph. D an author of 10 books and learn from her extraordinary vision of leadership!  Find out what DNA REALLY stands for!  A bit about Tracey:  Author, speaker, veteran, and entrepreneur, Dr. Tracey C. Jones is a student of life. With five careers path spanning the military, Fortune 500 companies, defense and government contracting, and small business, she has a unique perspective of learning, living, and leading. Tracey is the author of 10 books, five of which are children’s books co-“paw”thored by her rescue dogs and cats. She is also a recognized scholar and researcher in the field of crisis leadership and the theory of motivation. As the daughter…
Posted On Thursday, 13 July 2023 00:00 Written by
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