Buying a home is one of the largest investments someone will make in a lifetime. Getting a mortgage is one of the biggest loans in the budget. Take a little time to save yourself a lot of money. Team up with the experts and use their experience to save yourself from a bad experience. Taking a few extra minutes to prepare can give you big bragging rights on your real estate deal for years to come.
Here are some things to do as you set out to buy your home or get your mortgage. Determine your budget. Set a timer for two to three hours, turn on your favorite tunes and start slogging through your last six months bank statements and credit card statements. Keep a tally of how much you are spending on food, rent, utilities, gas, insurance and more. Remember those bills you only pay…