Some are already gone. Others will follow shortly. Some will be back on Monday or Tuesday, while others won’t be found until some time in January. The point is, if you have your plans all set and you are taking off until next year, have a great time and I will see you next year. However, if you are planning on working next week, you might just be the only game in town! If you are working; then WORK! Show up and personally connect with everyone you can, letting them know you are working and are there to serve those who are actively looking! Believe me, there will be people looking! So, spend some time coming up with your contact plan for Tuesday through Friday, you know, make your list, and check it twice kind of thing! Thoughts on what to do: Call every one of your preapprovals and ask…
Posted On Tuesday, 27 December 2022 00:00 Written by
Posted On Monday, 19 December 2022 00:00 Written by
Being Anticipatory as a leader or an organization is not necessarily a sole act of seeing the future, although paying attention to Hard Trend future certainties and seeing disruptions of any kind before they occur may make it seem so. An Anticipatory mindset that embodies an entire organization or specific leader within an organization means they have also embraced the reality that change is always occurring. Anticipation gives the right individual the opportunity to get in front of that change and turn it into a transformation within their industry and the world! The beauty of my Anticipatory Organization® Model is that any and every organization in any and every industry can leverage it to their advantage. To do so, it helps to first read about how certain organizations changed their mindset before creating positive disruptions and transformations in and outside of their operation. Their level of pushing the envelope all relates in some way or…
Posted On Tuesday, 20 December 2022 00:00 Written by
  It appears that cold calling Realtors is back front and center with those mortgage people who never learned how to establish and build relationships. The ads and clips on social media hyping the possible rewards of making “100 calls a day” to agents in your market trying to establish a contact and a potential relationship are enough to give anyone pause to ask a few questions, like:   1. Are there even 100 Realtors in your market worth talking too? 2. Do you know who these people are and what their production is? 3. Do they control any business you would be interested in? 4. Are they more focused on listings or buyers? 5. Do they have a team or are they part of a team? 6. Does their company or branch already have a committed relationship? 7. How many other lenders are doing the exact same thing? 8.…
Posted On Monday, 19 December 2022 00:00 Written by
“Mortgage rates dropped even further this week as two main factors affecting today’s mortgage market became more favorable. Inflation continued to ease while the Federal Reserve switched to a smaller interest rate hike. As a result, according to Freddie Mac, the 30-year fixed mortgage rate fell to 6.31% from 6.33% the previous week. The monthly mortgage payment for a home loan of $400,000 is currently $2,480 compared to $2,680 five weeks ago when rates were above the 7% threshold. Although mortgage rates are more than double those of a year ago, home prices continue to be higher than the previous year due to limited inventory. Looking at the housing supply by income level, buyers earning $75,000 face the most significant housing shortage compared to any other income group. In a balanced market, these buyers should be able to afford half of the homes listed for sale. However, these middle-income buyers…
Posted On Thursday, 15 December 2022 10:25 Written by
Today’s buzz is all about the “new” real estate market. Given the rise in interest rates, the recent and ongoing scarcity of housing inventory and the skyrocketing costs for new construction impacted by the pandemic, for most of the industry this is a “new” and changing market When the market tightens up, it’s the perfect time to refresh and replace old, tired tools with exciting new options that allow immediate service connections with simplicity and effectiveness And with change comes opportunity!  These new resources and platforms that connect are now seamlessly directed to provide the ultimate customer connection and are far easier, faster and economical than the historically useful but dated platforms that give smart agents the competitive edge. So, what’s old that is now new? Let’s review a few oldies that have been “kicked up a notch” to better serve your customers and clients: Video Connection – Remember in…
Posted On Thursday, 15 December 2022 09:23 Written by
Third-party perspective and comparing one’s self to others is how we as human beings maintain a frame of reference regarding a goal we are working toward. Also known as “benchmarking,” this process of comparative analysis may benefit you as a Formula 1 race car driver or a marathon runner, but it in no way helps you reach the significance many business leaders or entrepreneurs hope to achieve. What I have come to find in the decades I have helped business leaders, CEOs, and entrepreneurs is that the act of benchmarking in business is a hindrance, as it does not give you and your organization that motivation to push harder. Instead, what happens time and again is a business leader looks at their competitor’s product, service, or process and consciously or often unconsciously ends up mimicking it!
Why does this happen, and how can you as a leader resist the urge to benchmark…
Posted On Tuesday, 13 December 2022 00:00 Written by
It appears that cold calling Realtors is back front and center with those mortgage people who never learned how to establish and build relationships. The ads and clips on social media hyping the possible rewards of making “100 calls a day” to agents in your market trying to establish a contact and a potential relationship are enough to give anyone pause to ask a few questions, like: 1. Are there even 100 Realtors in your market worth talking too? 2. Do you know who these people are and what their production is? 3. Do they control any business you would be interested in? 4. Are they more focused on listings or buyers? 5. Do they have a team or are they part of a team? 6. Does their company or branch already have a committed relationship? 7. How many other lenders are doing the exact same thing? 8. What are…
Posted On Monday, 12 December 2022 00:00 Written by
Hard Trends have three distinct categories — demographics, regulation, and technology — each of which help you find certainty in an uncertain world. While all are vital, demographics are quickly taking precedence, and one in specific will greatly impact business in the near future. In my recent Opportunity Hour: Conversations with the Masters, I interviewed Jason Dorsey, a behavioral researcher and Anticipatory Leader who has led more than a hundred groundbreaking behavioral research studies globally. His passion is uncovering hidden behavioral trends that other Anticipatory Leaders can use to drive measurable results. In authoring his newest bestselling book, titled Zconomy: How Gen Z Will Change the Future of Business — and What to Do About It, Jason reveals the ways in which business leaders can adapt to the dynamic nature of a generation that is unlike all the others currently in the workforce. Together, he and I unboxed common characteristics of Gen Z…
Posted On Tuesday, 06 December 2022 00:00 Written by
December can be very exciting as well as frustrating; it’s really a choice. With all the holiday celebrations, completing the old year while preparing for the new one can get very complicated if you don’t take time to prepare and prioritize!  We deal with an overcrowded social schedule, serious demands placed on our professional obligations, the end of year for our numbers, our referral partner’s numbers, and all the emotions that go with them. One of the keys to help manage and actually enjoy these last days of 2022 is at your fingertips; just prioritize and schedule the things you want and need to get done in advance, and don’t fall victim to “slipping in” additional commitments of your time and energy! First list is the list of family and friend commitments. Parties and gathering Concerts Traditions both old and new Undivided attention Celebrations Now comes the professional obligations Professional…
Posted On Monday, 05 December 2022 00:00 Written by
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