Ralph Waldo Emerson-“The desire of gold is not for gold. It is for the means of freedom and benefit.” Samir and Sabba had finally found a home that would give them some rest from the busy city and the noise.  They had been visiting with a builder who called them to let them know that he had a ready-made house that had everything on their wish list.   The first buyer was supposed to close in the next two and a half weeks but had backed out due to a family emergency. So if Samir and Sabba wanted the house, they would need to buy it right away, or the builder would have to take the next offer.  How could Samir and Sabba close in two and a half weeks on the new home if they could not sell the old one yet? They would need to use a large…
Posted On Monday, 02 August 2021 00:00 Written by
So many times, people will ask me why some people are far more productive than others? Why some people are more organized than others? How is it that some people get far more done in less time than others? Well, to me the answer is largely that people who do more, are much more likely to be more scheduled in their actions and activities than those who aren’t. I learned early in my career from a well-established loan officer that you can spend all your time trying to remember what you were supposed to be doing next, or you could spend your time doing the things you needed to do. It’s a choice.  Back then, we didn’t have CRM’s to auto populate tasks and activities into our schedule for us, but we could use a planner to schedule WHEN we had to look at or review something or when we…
Posted On Monday, 02 August 2021 00:00 Written by
Posted On Friday, 30 July 2021 00:00 Written by
Tony Martinez has been educating and training real estate agents for almost 30 years. As a Broker, Trainer, Coach and radio show host, he has made a tremendous impact on the careers of thousands of agents. Tony is considered by many as one of real estate’s premier speakers. As an expert on Short Sales and a National Speaker, Tony has trained over 10,000 agents on the Short Sales process. On May 20, 2021 Tony Martinez Events, LLC acquired the rights to the CDPE Designation, content and trademarks. The CDPE, Certified Distressed Property Expert, was launched in 2008, by Alex & Cadey Charfen. This Short Sales course quicky became the fastest growing designation in the history of the real estate industry. Approximately 50,000 real estate professionals took the course, and collectively, rescued nearly two million distressed property owners from the devastating consequences of foreclosure. “I’m very excited about bringing real estate…
Posted On Thursday, 16 March 2023 00:00 Written by
 Summer Goralik is a Real Estate Compliance Consultant and licensed California Real Estate Broker (#02022805). Summer offers real estate brokers a variety of consulting services including assistance with California Department of Real Estate (DRE) audit preparation, mock audits, advertising review, and training. She helps licensees evaluate their regulatory compliance and correct any non-compliant activities. Summer has an extensive background in real estate which includes private sector, regulatory and law enforcement experience. Most recently, she worked for the Orange County District Attorney's Office as a Civilian Economic Crimes Investigator in their Real Estate Fraud Unit. Prior to that, Summer worked for the DRE for six years as an Investigator. Among many achievements, she wrote several articles for DRE, four of which were co-authored with former Commissioner Wayne Bell. Before she embarked on her career in government and law enforcement, Summer also worked in the escrow industry for nearly five years, for both…
Posted On Thursday, 30 June 2022 00:00 Written by
Posted On Tuesday, 27 July 2021 00:00 Written by
"By choosing our path, we choose our destination." Quotemaster.org  When you are looking for the quickest and easiest path up to your mountain, take the Mountain Trail Guide Sherpa with you.   A good financial advisor, a good economist, and a knowledgeable mortgage professional are like Trail Guide Sherpas. They are standing at the top of the mountain, looking down along every trail. When asked, the financial trail guide can point clients to what looks like the best trail to get to their destination.  Let's take a look down the paths of homeownership: 1. The median home price this week of $363,300 is up over 23% year-over-year. The media is saying it is a Home Affordability Crisis.   But remember that Median Home Price does not determine affordability.   Affordability is determined by the relationship between home value Appreciation and wages.    Appreciation is only up 14% year-over-year.   People…
Posted On Monday, 26 July 2021 00:00 Written by
2021 has been a far from typical year. As everyone tries to find what the new normal looks like, we all are trying get ourselves adjusted. As we approach August, we realize the next “new” hurdle will be getting everyone in the family on track with the new schedules and timing of all the kids going back to school. Back to school in any other year takes some getting used too. In 2021, with most of the country sending their kids back to school on a full-time basis is going to take some extra work! These time and schedule adjustments, even for those without children, can become a real challenge. I for one do not have any children living with me that are going back to school. However, the entrance to my community is on the same street as a school. Everyone that lives here knows that you must work…
Posted On Monday, 26 July 2021 00:00 Written by
Posted On Friday, 23 July 2021 00:00 Written by
 Jennifer is Assessments 24x7’s VP of Certification, Coach/Mentor, professional Values Analyst, and instructional designer for client customization and resource development. She specializes in helping clients, coaches and facilitators understand unique assessment results, and assists individuals and groups in personal and professional development. Through educating others in improving communication, understanding critical thinking, embracing learning styles, evaluating emotional intelligence, and aligning behavior and values, Jennifer seeks to infuse others with a passion for learning and growing, encourage self-awareness, and impart simple, practical and applicable knowledge to help grow relationships and increase personal and professional effectiveness. Her career path has included individual and organizational development, secondary and adult education, customer service, corporate finance, and investor relations.She holds a Washington State Secondary Education Teaching Certificate, a Bachelor of Arts in English with an emphasis in Composition & Rhetoric, a Master of Arts in Adult Education and Training, a Master of Science in Psychology, and…
Posted On Thursday, 28 September 2023 00:00 Written by
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