Remember to thank a Veteran!

Written by Posted On Monday, 15 November 2021 00:00

It should happen everyday that we thank a veteran for their service and acknowledge if not for those sacrifices, we wouldn’t have the liberty and freedom we enjoy without paying much attention to it. To all the veterans, and their families that support them; THANK YOU!

In other news, inflation data has really exceeded most estimates and came in at a HOT 6.2%! The FED can say what they want, but prices don’t lie! Since inflation is the arch enemy of interest rates, pay close attention to the bond market please be sure not to let your rate locks expire; it may be very expensive to extend those locks, if possible, at all.

Thirty days or so left to get your deals in so they can close by the end of the year, although some may have even smaller windows than that. Please be sure you know where your cutoff date is and that of your referral partners. You are not alone in this transaction, your title closers, insurance professionals, and even buyers and sellers might not be able, or want to close on 12/24 or 12/31. So, keep that in mind!

 Beware of misinformation and correct it when you can. Social media can be a great value, but it is also a place where misinformation can explode quickly and put you in jeopardy! In just the past few days I have seen people making claims that are flat out untrue. It takes but a few seconds to look before you share, so don’t forward on misinformation. Just FYI: Conforming loans limits are set by the FHFA, and is not owned by NAR, but by MOVE Inc, a subsidiary of News Corp.

As local experts, you need to look at information and verify as best you can. Most of the time a quick Google search will help clarify things. Opinions are fine and facts are facts. Please make sure you, your referral partners, and your clients are sure which is which.

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Michael White

After 18 years working in all phases of mortgage originations, Mike left day to day originations to start his consulting and coaching company. Now, more than 18+ years later, Mike is working with clients across the country in all markets, big and small, that have generated more than three billion dollars in loan originations within a year.

Mike teaches a system that is focused on time management, action planning, marketing a message, and creating value for both clients and referral sources alike. Quite simply, providing more value leads to more opportunities, more income, less time, and a systematic approach that begs to be duplicated.


By breaking down individual aspects of the mortgage business and providing a step by step approach to creating a consistent flow of opportunities that can lead to a highly successful mortgage practice. That is why people who incorporate these strategies out produce the national averages by almost 3 to 1!

Fundamentals and simple strategies provide day to day activities that help provide a “scheduled success” philosophy. It’s all about identifying, targeting, and establishing profitable referral relationships using exceptional value to keep you in the center of your own referral triangle.

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