Dr. Nido Qubein, President of High Point University empowers leaders through his extraordinary insights with exceptional strategies to overcome adversity in this time of challenge. His message shares how to discover the opportunities in a challenge, inspiring leaders to take charge of their organizations even during a pandemic. Dr. Nido Qubein came to the United States as a teenager with little knowledge of English and only $50 in his pocket. His journey has been an amazing success story. The Biography Channel and CNBC aired his life story titled "A Life of Success and Significance." As an educator, he is president of High Point University, an undergraduate and graduate institution with 5,200 students from 40 countries and 50 states. He has authored two dozen multilingual books and audio programs distributed worldwide. As a business leader, he is executive chairman of the Great Harvest Bread Company with 220 stores in 43 states. He serves…
Posted On Wednesday, 27 March 2024 00:00 Written by
The world population today is a little less than 8 billion people, and this number will only increase in the coming years — A definite Hard Trend future certainty. It is estimated by industry experts that by the year 2050, the population will reach around 9.7 billion people. Along with this increase in population comes an increased demand for basic human necessities, such as food, clean water, clothing, and shelter. And connected to all these basic human necessities is the need for more energy and energy storage solutions. What do we need to produce more food? Energy to run farm equipment. What do we need to supply clean water? Energy to run a water treatment plant. What does producing more clothing require? You guessed it — Additional manufacturing plants that again require energy.
Population and the need for energy go hand in hand, and like all trends, this presents an interesting…
Posted On Tuesday, 26 March 2024 00:00 Written by
First let me start out by saying I am not an attorney and all the views here are my own opinions based on the public information and conversations I have had with those in the industry. The recent settlement between NAR and the DOJ contains many items that will need to be addressed and dealt with, all before July 2024 if we are to believe the initial reports. That said, there is more information to cover than we can possibly review in a short blog post, but here are some of the highlights I have spotted and will cover more deeply in future posts. •  This settlement only covers members of NAR and those companies that have completed LESS than two billion dollars in transactions. •  Since not all agents and companies are members of NAR, they are NOT covered by this agreement, but they likely will be affected by it…
Posted On Monday, 25 March 2024 00:00 Written by
According to the latest LendingTree survey of nearly 2,000 Americans, 6 in 10 live in a region with their preferred climate. Of those who don’t, 20% say they’re eyeing a move to their preferred climate in the next year. Here's a closer look at our findings.
61% of Americans reside in a region with their ideal climate, with Westerners (72%) and Southerners (67%) the most content. For 37% of Americans, this was by design, meaning they factored in climate when deciding where to live. Among those who don’t live in their ideal climate, 36% cite proximity to family and 26% cite cost of living as what’s keeping them away.  1 in 5 of those who don’t live in their preferred climate plan to move there in the next year, including a third of Gen Zers. However, 29% of Americans have previously moved for a better climate to later realize they…
Posted On Sunday, 24 March 2024 14:29 Written by
Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.87 percent. “After decreasing for a couple of weeks, mortgage rates are once again on the upswing,” said Sam Khater, Freddie Mac’s Chief Economist. “As the spring homebuying season gets underway, existing home inventory has increased slightly and new home construction has picked up. Despite elevated rates, homebuilders are displaying renewed confidence in the housing market, focusing on the fact that there is a good amount of pent-up demand, an ongoing supply shortage and expectations that the Federal Reserve will cut rates later in the year.” News Facts The 30-year FRM averaged 6.87 percent as of March 21, 2024, up from last week when it averaged 6.74 percent. A year ago at this time, the 30-year FRM averaged 6.42 percent. The 15-year FRM averaged 6.21 percent, up from last…
Posted On Friday, 22 March 2024 08:34 Written by
Hard Trends have three distinct categories — demographics, regulation, and technology — each of which help you find certainty in an uncertain world. While all are vital, demographics are quickly taking precedence, and one in specific will greatly impact business in the near future. In my recent Opportunity Hour: Conversations with the Masters, I interviewed Jason Dorsey, a behavioral researcher and Anticipatory Leader who has led more than a hundred groundbreaking behavioral research studies globally. His passion is uncovering hidden behavioral trends that other Anticipatory Leaders can use to drive measurable results. In authoring his newest bestselling book, titled Zconomy: How Gen Z Will Change the Future of Business — and What to Do About It, Jason reveals the ways in which business leaders can adapt to the dynamic nature of a generation that is unlike all the others currently in the workforce. Together, he and I unboxed common characteristics of Gen Z…
Posted On Thursday, 21 March 2024 00:00 Written by
It cannot be disputed that your cash cow may have brought your organization success in the realm of profit for years. But does that mean it will be the best business strategy to stick with throughout 2024? Truthfully, the answer here has always been “yes and no” because the reality is not rooted in Either/Or — It is Both/And world! As new companies emerge and your well-established competition pursue new innovations, they are bound to bring new solutions to the table. You cannot afford to try to push the same old product or service alone when both your competition and the world is transforming around you!
If you have become one of those business owners who say to yourself, “I can either rely on what has worked in the past and count on it to continue to perform or I can abandon that success to pursue something completely new”, this is where your thought…
Posted On Tuesday, 19 March 2024 00:00 Written by
Are we there yet? No, not just yet! For months now we have seen social media and the “experts” share their thoughts on why rates would be going down significantly. This has caused many in our industry to predict lower rates and talk about 5%, even 4% or lower rates to come. The issue with that is that while lower rates may be in the future, many have hung their hats on this and are now suffering the fact that mortgage rates have yet to make that move as they had expected. While rates are certainly lower than they were last fall, far too may people are thinking about rates that are still far below where we can actually deliver today, and this is causing some people to miss out on opportunities to have bought a home and locked in a PRICE, while maintaining the ability to refinance later if…
Posted On Monday, 18 March 2024 00:00 Written by
Housing supply is finally rebounding as sellers get used to elevated mortgage rates, but it’s not rebounding enough to curb home price growth. High housing costs mean many house hunters remain hesitant to commit. New listings jumped 3.8% month over month on a seasonally adjusted basis in February to the highest level since September 2022, according to a new report from Redfin (redfin.com), the technology-powered real estate brokerage. They were up 14.8% year over year, the largest annual gain since May 2021. Active listings, or the total supply of homes for sale, hit the highest level in a year. They climbed 0.8% from a month earlier on a seasonally adjusted basis, and were little changed (-0.1%) from a year earlier–the smallest annual decline in months. New listings rose fastest from a year earlier in Texas and active listings rose fastest in Florida–the two states that have been building the most…
Posted On Sunday, 17 March 2024 06:55 Written by
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