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Join Cristy's Challenge!Visit her website for more information: https://10poundtakedownchallenge.com/join Cristy “Code Red” Nickel is the author of “The Code Red Revolution” and has been in the health and fitness industry since 1994. While studying Exercise Science at the University of Memphis, Cristy competed in 3 NPC Figure competitions, placing in the top 5 at each show. In 2003, Cristy became a federally licensed professional boxer and foughtin 15 professional fights all over the world over the next 7 years. She was named “Top 3 Most Dangerous Females on the Planet” by Ring Magazine, which landed her a coaching role on MTV’s hit series “MADE.” The success of that show propelled her to New York City to train top celebrities, business tycoons, models and professional athletes. In 2008, Cristy was awarded “New York’s Best Trainer” by Allure Magazine and featured in the August issue. After retiring from boxing, Cristy settled in Boise, Idaho…
Many businesses and organizations in today’s economic environment grow in a linear way. However, one may notice that there are just as many organizations that are growing exponentially. Exponential growth sounds much better than linear growth, doesn’t it? It is! Exponential growth as a business or organization is profoundly advantageous, giving your organization the opportunity to make huge differences in both the industry you operate in and the industries it impacts. There are two obvious questions in regard to exponential growth: What defines exponential growth, and who is capable of achieving it? Are only certain organizations in certain industries capable of exponential growth? Is there a way for your business to go beyond linear growth and start experiencing exponential growth, regardless of your company’s size or location?
We explored these two questions and more in a recent “Opportunity Hour: Conversations with The Masters,” which featured my esteemed colleague, Brad Peterson. Brad…
Some are already gone. Others will follow shortly. Some will be back on Monday or Tuesday, while others won’t be found until some time in January. The point is, if you have your plans all set and you are taking off until next year, have a great time and I will see you next year. However, if you are planning on working next week, you might just be the only game in town! If you are working; then WORK! Show up and personally connect with everyone you can, letting them know you are working and are there to serve those who are actively looking! Believe me, there will be people looking! So, spend some time coming up with your contact plan for Tuesday through Friday, you know, make your list, and check it twice kind of thing! Thoughts on what to do: Call every one of your preapprovals and ask…
Michael F. Combs is a literary fiction and non-fiction writer on a mission to help people find hope, build meaningful relationships and live with no regrets through his uplifting books. His life changed in 2003 after dying and coming back, not once but twice. Deprived of oxygen for too long, he lost his memory which provided a full “mental reset” that restored his childlike wonder of life. After nearly two years in recovery, Michael was more determined than ever to live life to the fullest. With his renewed purpose in life, he went on to defy all odds becoming a prolific fine artist, multi-book author, music and meditation composer and he even achieved his lifelong dream of becoming a pilot. Starting with nothing more than a dream, he earned a spot in aviation history with the The Flight for the Human Spirit, setting six world records and reaching 30 million…
It appears that cold calling Realtors is back front and center with those mortgage people who never learned how to establish and build relationships. The ads and clips on social media hyping the possible rewards of making “100 calls a day” to agents in your market trying to establish a contact and a potential relationship are enough to give anyone pause to ask a few questions, like: 1. Are there even 100 Realtors in your market worth talking too? 2. Do you know who these people are and what their production is? 3. Do they control any business you would be interested in? 4. Are they more focused on listings or buyers? 5. Do they have a team or are they part of a team? 6. Does their company or branch already have a committed relationship? 7. How many other lenders are doing the exact same thing? 8.…
Today’s buzz is all about the “new” real estate market. Given the rise in interest rates, the recent and ongoing scarcity of housing inventory and the skyrocketing costs for new construction impacted by the pandemic, for most of the industry this is a “new” and changing market When the market tightens up, it’s the perfect time to refresh and replace old, tired tools with exciting new options that allow immediate service connections with simplicity and effectiveness And with change comes opportunity! These new resources and platforms that connect are now seamlessly directed to provide the ultimate customer connection and are far easier, faster and economical than the historically useful but dated platforms that give smart agents the competitive edge. So, what’s old that is now new? Let’s review a few oldies that have been “kicked up a notch” to better serve your customers and clients: Video Connection – Remember in…
“Mortgage rates dropped even further this week as two main factors affecting today’s mortgage market became more favorable. Inflation continued to ease while the Federal Reserve switched to a smaller interest rate hike. As a result, according to Freddie Mac, the 30-year fixed mortgage rate fell to 6.31% from 6.33% the previous week. The monthly mortgage payment for a home loan of $400,000 is currently $2,480 compared to $2,680 five weeks ago when rates were above the 7% threshold. Although mortgage rates are more than double those of a year ago, home prices continue to be higher than the previous year due to limited inventory. Looking at the housing supply by income level, buyers earning $75,000 face the most significant housing shortage compared to any other income group. In a balanced market, these buyers should be able to afford half of the homes listed for sale. However, these middle-income buyers…
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Mark Seiden was born to become a real estate leader and professional coach. As a graduate of Cornell University with post-graduate credentials from the University of California-Berkley, he began his career in 1993 at Lois Seiden Real Estate of Westchester County, New York, and was the agency's top agent each year until it was sold in 1997. He continued his ascent by earning a position as the Number 1 Agent for all of Westchester County at Coldwell Banker Residential Brokerage for five consecutive years (1997-2002). In 2003, he founded Mark J. Seiden Real Estate, Inc., rebranding it as the Mark Seiden Real Estate Team in 2008. Since 2004, Mark was and continues to be ranked among the Top 3 Agents for selling single-family homes in all of Westchester/Putnam Counties (over 10,000 agents) - ranking Number 1 in 2008, 2014 and 2015. A natural mentor and gifted communicator, Mark and his…
It appears that cold calling Realtors is back front and center with those mortgage people who never learned how to establish and build relationships. The ads and clips on social media hyping the possible rewards of making “100 calls a day” to agents in your market trying to establish a contact and a potential relationship are enough to give anyone pause to ask a few questions, like: 1. Are there even 100 Realtors in your market worth talking too? 2. Do you know who these people are and what their production is? 3. Do they control any business you would be interested in? 4. Are they more focused on listings or buyers? 5. Do they have a team or are they part of a team? 6. Does their company or branch already have a committed relationship? 7. How many other lenders are doing the exact same thing? 8. What are…
December can be very exciting as well as frustrating; it’s really a choice. With all the holiday celebrations, completing the old year while preparing for the new one can get very complicated if you don’t take time to prepare and prioritize! We deal with an overcrowded social schedule, serious demands placed on our professional obligations, the end of year for our numbers, our referral partner’s numbers, and all the emotions that go with them. One of the keys to help manage and actually enjoy these last days of 2022 is at your fingertips; just prioritize and schedule the things you want and need to get done in advance, and don’t fall victim to “slipping in” additional commitments of your time and energy! First list is the list of family and friend commitments. Parties and gathering Concerts Traditions both old and new Undivided attention Celebrations Now comes the professional obligations Professional…
It was nice to see both rates and applications rebound this past week. Contrary to what many in the mainstream media would have you believe, the housing market isn’t collapsing, and mortgage applications have improved. I expect that this trend will continue in the weeks to come, but we are far from a stable market, so if your clients are tight on the payment, it’s always best to lock and protect the deal because we can always refinance later. For those of you that are working this weekend, it is important to be visible! Get out to every open house you can find, stop in at real estate offices, go live on social media, and just be certain that you maintain personal contact with your people. Now more than ever, personal connections generate opportunities! Last thought for this week is to be sure you start sharing with everyone the last…
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