“The true soldier fights, not because he hates what is in front of him, but because he loves what is behind him.” G.K. Chesterton  G. I. John decided many years ago when he started his military career that he was going to build wealth by buying real estate.  When John first started out, he bought a house in the city where he was stationed using a 100% veteran loan.  He put together a plan to get wealthy during his military career moving from station to station buying a house as his primary residence with each move and keeping the other homes for rental income. 
The challenge that threatened to shoot holes in his life plan was the fact that the more property he bought, the more specialized mortgage products he needed since his VA eligibility was limited to one or two properties. He needed an experienced mortgage loan…
Posted On Friday, 03 June 2022 00:00 Written by
As May ends, people begin their thoughts of summer. Mortgage professionals are no different. Anyone who knows me and works with me understands I stress the value of vacations and time away from work unplugged. I push for a minimum of two full weeks unplugged from the work arena and a series of at least three more long weekends disconnected from work. The summer can provide significant opportunities for fun and frolic, but also can lead to some really challenging issues if we fail to plan and account for everyone’s needs for time off. Time away from work can mean different things to different people. Some want a traditional time block of days away from work. Others prefer to take a few days or even hours off to meet their specific schedules. It can all be managed if we all get together and communicate the needs of everyone so that…
Posted On Tuesday, 31 May 2022 00:00 Written by
Consumer behavior has been dramatically altered since the global pandemic of 2020 first started, and we are not going back! Because we are armed with greater comfort in using digital tools to shop and buy, physical stores need to embrace a digital-first strategy to elevate their in-store retail experiences. What people want and need changes almost daily, and companies are always introducing new, innovative solutions to the average person’s everyday problems, but more importantly, are trying to stay ahead of those changes in what consumers want and need. But how, exactly, can a retailer or hospitality industry business accomplish that feat?
Transformative developments in digital technology provide many new and innovative strategies and solutions, allowing businesses in the retail and hospitality industries to utilize my Hard Trend Methodology to transform their customers’ experiences and pre-solve problems consumers have before a customer has them. Additionally, technological advancements are making it easier to get…
Posted On Tuesday, 31 May 2022 00:00 Written by
Recently I dug into some of my past TunneySides to see what has changed, what has not, and where we might need to revisit. This post – ‘Importance of Parental Involvement’ – from 10 years ago this month details the importance of how parents model healthy behaviors to their children. Playing sports is good for children both physically and socially. Importance of Parental Involvement originally posted on May 27, 2012
While we have no say in who our parents are, we hope they become role models for us. In today’s society with broken and/or dysfunctional homes, we hope and pray that we get lucky enough to have parents/guardians who will provide us with a positive environment. Some of today’s sports stars did make it to the top without the guidance of solid parenthood. As I watched and listened to Robert Griffin III in his acceptance of the Heisman Trophy…
Posted On Friday, 27 May 2022 00:00 Written by
Meet Jo Garner Who Shares Her Story Of How She Created One Of Her First Entrepreneurial Companies And How That Prepared Her For Future Success  “Whatever YOUR personal priorities are, my job is to help you get the mortgage terms that will give you bragging rights when you talk about it and help you score on hitting your goals.” As a mortgage loan officer, my job is to help you get to the benefits you want from your financing terms. What is most important to you? I can help you find the financing terms that will help you get to what you want.  What is your comfort level on a house payment? How much are you comfortable paying down,? What type of financing do you need to get the house you want to buy or refinance? Different clients have different priorities in life—some are buying their first home with very…
Posted On Thursday, 26 May 2022 00:00 Written by
Walking into the gym every morning I get to play a game called: Which Machines Are Open Today? Seriously, the earlier I get there, the crazier it is.  I have arrived at 4:55 AM only to see the same 30 people stretching in the parking lot every morning waiting for the doors to open.  These are legit psychos, and I admire all of them, but perhaps not as much as they admire themselves in the mirrors under the gym’s perfect lighting.
Most days I resort to working out on any machine that is available and camping there as long as possible, waiting for the other ones to open.  It’s a weird experience, but I actually like it, since it keeps my body guessing almost as much as my muscles. Today I got to the gym and the benches were open!  Bars and plates, weights and machines, a free for all! …
Posted On Wednesday, 25 May 2022 00:00 Written by
Decisiveness is hard to come by in today’s world. It seems to be a new trend that businesspeople, executives, and other types of team leaders stew on what the right decision in a specific circumstance is, or go back on what they have said merely weeks prior to completely change gears, much to the dismay of their employees or equals waiting for resolution. There is an interesting phenomenon occurring that points to precisely why this trend of hitting “undo” on a supposedly final decision is taking place, and it is rather simple to figure out. When facing a crucial junction in a project, new product, or industry-altering change, executives and leaders alike simply don’t want to make a decision between two perfectly good options.
Yes, what I just wrote is true — renowned business experts and those in leadership roles actually don’t want to decide. Reading that, you may suddenly have a…
Posted On Tuesday, 24 May 2022 00:00 Written by
Are they facts, or are they excuses? Are the reasons people are not getting what they want, or even afraid to TRY and get what they want, based on the facts, or are they fiction?
I just wanted to pose three questions today and have you just think about them and maybe do a little of your own investigation and start asking some questions. 1. The reason we aren’t selling more houses is due to the lack of inventory! If that were true, why did we have more than six million home sales last year, highest total since 2006? 2. Higher interest rates are killing the market. If that were true, we wouldn’t be on track to sell more than 5.7 million homes this year, which would be the second-best total since 2006. 3. They are losing business to all cash buyers. Yes, all cash buyers are higher…
Posted On Monday, 23 May 2022 00:00 Written by
Keira Ingram is the Real Estate Queenpin, she "Makes Real Estate Bosses". Her personal and business mission is to increase real estate education and ownership in black, brown, and underserved communities. With this mission she has been able to help many people build generational wealth and break generational curses using the power of real estate. Keira is a Multi-state Real Estate Broker, coach, and author. She is the owner of KI & Associates Inc real estate brokerage where she and her team provide real estate services and support to real estate agents, sellers, buyers, and investors in Pennsylvania, Georgia, Maryland, and Delaware. Keira is also the founder and owner of (ABA) Advantage Business Academy, where she and her instructors provide state approved pre-licensure classes, continuing education, professional development, and coaching services. Keira has over sixteen years of experience as a real estate professional assisting investors and clients in buying and…
Posted On Friday, 20 May 2022 00:00 Written by
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