First, let me wish all of you a very Happy New Year! 2020 has been rewarding for the mortgage industry, despite many challenges. The market doesn’t appear to be slowing down at all as we approach 2021 and the busiest listing period of the year and millions of loans that would still benefit from refinancing. So pay attention this weekend and expect a good deal of activity right from the start! The Designation • As I spoke about before, we will begin awarding the “Certified Residential Lending Specialist” designation in January to those that have qualified.• It is a process that reviews individual production of a minimum 100 closed units in a year, with a minimum of 75 purchase units self-sourced.• It also requires verified customer satisfaction of completed surveys by clients either back to their company or a social platform we can verify.• Completion of personal instruction and training…
Posted On Monday, 04 January 2021 00:00 Written by
Viki King is the highly regarded Personal Counsel to many luminaries in the Entertainment Industry. She is the best-selling author of the industry standard book “How To Write A Movie in 21 Days – The Inner Movie Method” and is known for her wit, wisdom and unsurpassed inspiration through lecturing and creative consulting on films and one-on-one talks. She has an uncanny ability to identify the emotional issue that you are struggling with, and readdress it to you in a way that feels like supreme relief. “She gets you from in your way to on your way.” Clients say, “No wonder” and “Of course” and “She hit the nail on the head” and they are forever freed of that thing that would always elude them - whether that be extra weight, or financial fears, health or love concerns.   It is Viki King’s insight and compassion that is most treasured by her…
Posted On Friday, 01 January 2021 00:00 Written by
 Summer Goralik is a Real Estate Compliance Consultant and licensed California Real Estate Broker (#02022805). Summer offers real estate brokers a variety of consulting services including assistance with California Department of Real Estate (DRE) audit preparation, mock audits, advertising review, and training. She helps licensees evaluate their regulatory compliance and correct any non-compliant activities. Summer has an extensive background in real estate which includes private sector, regulatory and law enforcement experience. Most recently, she worked for the Orange County District Attorney's Office as a Civilian Economic Crimes Investigator in their Real Estate Fraud Unit. Prior to that, Summer worked for the DRE for six years as an Investigator. Among many achievements, she wrote several articles for DRE, four of which were co-authored with former Commissioner Wayne Bell. Before she embarked on her career in government and law enforcement, Summer also worked in the escrow industry for nearly five years, for both…
Posted On Wednesday, 30 December 2020 00:00 Written by
In a year like 2020, it is likely we have become professional reactors. Between COVID-19 and the uncertainties of the election, leaders and managers have jumped from fire to fire, putting out the blaze that has been this year. In response to that level of crisis management, organizations large and small have now learned the true meaning behind being lean and agile. However, despite these skills, we must not forget to learn from the cards that were dealt to us in 2020. The goal in any organization should be to learn to move beyond being reactionary and agile, and into being anticipatory and proactive. The reasoning behind encouraging companies to become Anticipatory Organizations is that even after this pandemic ends and we move into the future, digital disruptions will continue to transform all industries, and those same feelings of uncertainty that we all faced in 2020 will resurface in new ways. Wouldn’t you…
Posted On Wednesday, 30 December 2020 00:00 Written by
 As Pacaso CMO, Whitney is responsible for driving demand, building brand and creating exceptional customer experiences online and offline. She launched her career at Zillow as the startup’s first intern. Throughout her 12-year tenure, she held leadership positions in marketing and PR, and played a key role in growing the brand into a household name. Whitney is passionate about bringing the voice of the customer into daily decision-making. Prior to Pacaso, Whitney co-founded Kingston Marketing Group, a Seattle-based marketing agency. 
Posted On Friday, 25 December 2020 00:00 Written by
 Cleve Gaddis is a Master Coach, speaker, and trainer with Workman Success Systems who works with some of America's most-profitable teams. He specializes in helping family-owned brokerages and teams navigate the challenges unique to family businesses. Cleve hosts "Your Move Atlanta," a weekly radio show on 640 AM, a Fox News station on iHeartRadio.  He learned to sales the hard way, by selling vacuum cleaners door to door.  To have Cleve speak live to your company, team, or group, connect with him at  This email address is being protected from spambots. You need JavaScript enabled to view it..
Posted On Wednesday, 23 December 2020 00:00 Written by
For some, the post-coronavirus “new normal” is a frightening concept that rattles their status quo, while others are taking this moment to seize new opportunities afforded to us by a global disruption, as COVID-19 has proven to be. The fact of the matter is that aforementioned opportunity is available to all of us, whether our “new normal” is unbearably difficult or extremely simple. You may be asking yourself: How is that possible? The key in leveraging this worldwide disruptive and still unpredictable virus to your benefit is to implement my Anticipatory Organization Model, where business leaders identify Hard Trends and Soft Trends, differentiate between the two, and use them to pre-solve the new problems headed our way in the “new normal.” New Opportunity Puts Significance Over Success Even at the start of COVID-19, new opportunities were all around us. We must make sure that we have our opportunity antenna up at all times, and more importantly, we must understand what these new…
Posted On Wednesday, 23 December 2020 00:00 Written by
Twas the week before Christmas, And despite what the media has said; Purchase loans and refinance activity, Are far from dead! Buyers are still making offers, On homes both large and small. Despite their faulty belief, That all of the shopping is done at the mall! So don’t pay attention, To those who would say otherwise. Mortgage loan volume, Still continue to set new highs! While this year has been unlike, Any other we have seen. The desire to own and refinance, Are still picking up steam! I will leave you with good tidings, As a coach to some of the best; Don’t miss out on opportunities available, While others party and rest! There are renters wanting to own, Trade-uppers looking to sell and buy; And let us not forget those, Who have yet to Refi! Enjoy some time with your family, Make sure to have some well-deserved fun; But…
Posted On Monday, 21 December 2020 00:00 Written by
 Cleve Gaddis is a Master Coach, speaker, and trainer with Workman Success Systems who works with some of America's most-profitable teams. He specializes in helping family-owned brokerages and teams navigate the challenges unique to family businesses. Cleve hosts "Your Move Atlanta," a weekly radio show on 640 AM, a Fox News station on iHeartRadio.  He learned to sales the hard way, by selling vacuum cleaners door to door.  To have Cleve speak live to your company, team, or group, connect with him at This email address is being protected from spambots. You need JavaScript enabled to view it..
Posted On Thursday, 06 May 2021 00:00 Written by
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