Today's Headlines - Realty Times
Posted On Tuesday, 21 December 2021 00:00 Written by

The FED had it’s meeting this week and made some observations and projections that they supported with their “FACTS”. While Jerome Powell has tried to bury his whole “tapering” comments with a simple shrug of the shoulders and the comment that we won’t use the word transitory any longer, it doesn’t absolve the facts that keep getting shared are just as big a fantasy going forward. So how about we just get real here for the next few minutes.

With all the data the FED looks at, it’s hard not to see they almost always ignore reality. CPI & PPI are significantly flawed measurements because one doesn’t take a real measure of costs, especially food, energy, and housing. When they do look at those numbers, the measurements they use so far behind the reality, it almost makes it a moot point. The other makes assumptions as to how much of the increase in costs will manufactures past along to the consumer.

So, when the FED inflation data says one thing, we as consumers know that things are far worse. You can’t just strip out food and energy and say here it is! You can think that significantly higher wages aren’t going to just not get calculated into the price to the street. You can make mandates, raise taxes, reduce supply, and NOT expect that some how it all works out fine. So, let’s get real. The FED will reduce its bond and treasury purchases by 30B a month, which means by March they should be done completely. That is when they can start raising rates. By their own projections, the consensus is that through 2022 and 2023 we should see 1.5% rise in the FED Funds rate. How it gets spaced out and in what increments will depend on what they see in their tea leaves. While I am never confident in the FEDs ability to forecast, I do think it will happen sooner rather than later. That fact that it will start to happen sooner is good news because it needs to happen, and I believe the long-term securities will benefit from a serious move to tackle inflation.

In the mortgage industry inflation is the devil. The sooner there is a serious attempt to deal with it, the quicker the market will get to the new “normal” and everyone can adjust accordingly! Elimination of FED purchases and higher FED Funds rates will be a good thing in the long run. For the short term, if you like it, lock it!

Questions or comments: This email address is being protected from spambots. You need JavaScript enabled to view it.

Posted On Monday, 20 December 2021 00:00 Written by
Posted On Friday, 17 December 2021 00:00 Written by


SaraG Headshot CoachesSara Guldi is a 15-year veteran of Real Estate. She lives in Florida and has a team in Maryland that consistently exceeds $20 Million in production annually, with an average sales price of approximately $165K.

Sara Guldi, has been a licensed Realtor since 2004. She lives in Florida and for 15 years co-owned a real estate team in Maryland that consistently exceeded $20 million in production annually, with an average sales price of approximately $165K. In their best year, her team did $64 million in production, and they attributed their long-term success to a strong commitment to systems and coaching. Guldi loves helping others build amazing business using the performance coaching systems developed by Workman Success Systems.

Guldi is passionate about coaching and in addition to being a Master Coach with Workman Success Systems, she is also Board-Certified Trainer and Master Practitioner of NLP, as well as Hypnotherapy and MER. Contact her at This email address is being protected from spambots. You need JavaScript enabled to view it..

Posted On Thursday, 16 December 2021 00:00 Written by

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AYR Headshot July 2019 black dressCristy “Code Red” Nickel is the author of “The Code Red Revolution” and has been in the health and fitness industry since 1994. While studying Exercise Science

at the University of Memphis, Cristy competed in 3 NPC Figure competitions, placing in the top 5 at each show.

In 2003, Cristy became a federally licensed professional boxer and fought
in 15 professional fights all over the world over the next 7 years. She was named “Top 3 Most Dangerous Females on the Planet” by Ring Magazine, which landed her a coaching role on MTV’s hit series “MADE.” The success of that show propelled her to New York City to train top celebrities, business tycoons, models and professional athletes. In 2008, Cristy was awarded “New York’s Best Trainer” by Allure Magazine and featured in the August issue.

After retiring from boxing, Cristy settled in Boise, Idaho with her husband, Miles and dog, Annabelle. She has a passion for CrossFit, mountain biking, snowboarding and yoga. She has written thousands of nutrition programs and has worked with clients from all over the world.

Posted On Wednesday, 15 December 2021 00:00 Written by
Posted On Tuesday, 14 December 2021 17:47 Written by
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