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amy 47 ppAmy Stoehr – CEO of Real Estate Masters Guild

Encouraging and supporting like-minded real estate professionals who want success, profitability, balance and significance as their operating model.

I've been training with, teaching for, and learning from the real estate industry's brightest and best since 1993!

My mission since 1998 has been to have a profound impact on improving the quality of people's business and personal lives.

I spent nearly 12 years with one of the real estate industry's most influential trainers, Howard Brinton STAR POWER Systems. Their foundation of best practices from best agents simply made sense. And the synergy and family atmosphere nurtured there is one I continue to seek out when I attend conferences and create in our live event environments.

On the personal side, I love to hike, and I put this to the ultimate test in September 2019 by summiting Mt. Kilimanjaro in Tanzania, Africa. That adventure became a life-altering experience that led to the creation of Kilimanjaro Kidz Education Foundation - I hope you take a few minutes to check it out! A portion of every single coaching package is contributed to better education for the children of the incredible people working on Mt. Kilimanjaro.

Oh, and some of you may appreciate that I'm married since 1994 to an excellent guy who tolerates my craziness - and super proud of the two sons we were blessed to raise.

Posted On Thursday, 26 August 2021 00:00 Written by
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“You can’t build a great building on a weak foundation.”  Picturequotes.com 

How strong are you financially?  Is your source of income stable? If something personally earthshaking should occur, do you have enough savings to cover your expenses for three months or even a year?  Are you investing in things that continue to build your wealth even while you sleep? For example, real estate has historically been an effective hedge against the effects of inflation. 

If you own your home, your net worth is probably looking better and better, with the values on homes appreciating at over 15% year over year. (Median home prices have risen at a higher percentage, but affordability is not calculated on median home price. Affordability is determined by comparing household income with the appreciation rate.) Lawrence Yun, the chief economist with the National Association of Realtors, predicts that home prices will continue to rise over the next year or more but not at the lightning speed we have been experiencing.   

Renters are having a tough time. Rents in many parts of the country have increased over 10% year over year and are predicted to continue rising.   Rising rents are compelling renters to gear up to trek into the homebuying market.   Good news for those entering the homebuying market—more homes will be coming on the market this fall and next year.  The bad news is pricing is still going up, making it a little more challenging to find a home with a payment that matches the budget. However, once you own your home and lock in a mortgage with a low, fixed-rate, you get to enjoy a principal and interest payment that never increases.   

If you want to build a good life living in a home that you own, here are some ways to get started building a solid financial foundation:

1. Get a job with a stable income, even if it is part-time.  If you are self-employed, you will need to show at least a two-year income history on your tax returns.  Mortgage underwriters average the last two years of  NET income. (Some paper expenses can be added back to your income for qualifying purposes.)
2. Set up a realistic budget. Take two or three hours to review your credit card statements and bank statements. Then, find ways to eliminate as many expenses as possible, replacing them with a different product or service that gives you the same benefit at a much lesser cost.  Once you know what you spend each month compared to your income, you will confidently know how much you can afford on a house payment.
3. Build up your savings. Arrange with your payroll department to have a set amount of your paycheck automatically sent to a savings account and let it grow.
4. Improve your credit.   Review your credit at www.annualcreditreport.com and correct any errors. Make your payments on time. If you want your credit scores to improve, keep your balances on credit cards showing LESS than 30% usage on each card.
5. Get a clear vision of the life you want for the next 12 months,  the next five years, and the next ten years. Then, what steps do you need to take to move you closer to that life gradually? 

Get your own copy of Jo Garner’s new book “Choosing the Best Mortgage-The Quickest Way to the Life You Want.”  An essential mortgage guide with people stories for finding the right loan and overcome common barriers. Buy on Amazon and Barnes and Noble or www.JoGarner.com/best-mortgage-book 

Posted On Monday, 23 August 2021 00:00 Written by
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Posted On Friday, 20 August 2021 00:00 Written by


SoniaGabyMartinez

Sonia Gaby Martinez immigrated to the USA in 2000 after her country went through critical economic and political issues. After working in sales for several years in her original country Ecuador, Gaby's first job in the USA was at a tie factory sewing ties by hand,  later and with very little English Gaby became the receptionist of a Real Estate Company in Hallandale, FL.  She obtained her real estate license in 2006 and has been servicing Sellers and Buyers since then. In 2013 Gaby and Her husband founded Xtreme International Realty, a full service Real Estate company, one of the fastest growing real estate firms in Broward County with over (200) associates.  She mentors new agents in their real estate career. Gaby is married and has 2 children 15 and 20 years old.
 
A little more about me: Selected as 2018-2020 Miami Real Estate Board Governor, 2021-2022 Florida Realtors Director, Voted as one of the 10 best real estate agents in Davie, FL, Chosen as "Best of Zillow" 2 years in a row. Chosen as #30 of 100 best realtor/social media in the state of Florida, 2020 Chosen as #1 of 10 Best realtor/social media in Town of Davie. 
 
Real Estate Designations: 
CDPE Certified Distressed Property Expert PSA, Pricing Strategy Advisor, 
Broward school voluntary, 
Co-Founder of Xtreme Responders (Annual toy drives for elementary schools, food drives for Hurricane impact victims) 
Featured in Channel 10 (Community/First responders).  
Featured in Our City of Davie, 2019, 2020 and 2021
Featured in Our City of Davie, Women in Business.
Posted On Friday, 20 August 2021 00:00 Written by
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