Today's Headlines - Realty Times
Posted On Saturday, 24 September 2022 11:15

I have made my career looking at information and trying to see how that information could be used to create positive outcomes. No matter how bad the circumstance, however bleak things may seem; it has been about how does this set of facts lead us to a positive outcome or create a positive direction. The markets recently have been rocked with volatility and with social media always angling for clicks, the fastest way to a headline has always been negativity. What can make people fear the most, and they will click to see how much worse things can get! You see, most people respond more to fear than they do opportunity!

So, I have made it a point to look and access each situation as unique, while being surrounded common themes. Sort of the same way each market, branch, and individual fit into the national news, rates, or guidelines. You must blend it all, so it works into a positive outcome!

The FED raised rates to the surprise of absolutely nobody! The initial reaction was for mortgage rates to jump higher before settling down with little damage done. The FED forecast is to continue to move the short-term market higher and pressure inflation down, way down! So right now, we see imbalance in the yield curve but the anchor in the 30UST remains steady. The 1yr & 2yr UST are over 4%, the 7yr at 3.68% and the 10yr closed at 3.53%. The thoughts are that the markets will accept short term pain and look to see if the FED is serious. I don’t believe we will get a clearer picture until after the midterm elections. So, we have that to look forward to.

For now, we must look at the data and the data shows the average rate on a 30yr fixed rate mortgage since 1971 is 7.76%. The facts are we had rates well above 6% from 1974 to 2004, and then again from 2006 to 2008. All with average rates above or way above 6%. So why are 6% mortgage rates an issue now? Plenty of homes were sold in all of those years; and if housing was such a bad investment now, why would one out of every six deals be an investor purchase?

Just a few things to think about! A special shout out to my friend Barry Habib who took the time to chat with my client Megan Cloud out in Las Vegas and send me a video! I really appreciate the birthday wishes to my grandson Tyler. Barry and I go back to the original Sales Mastery Events and I respect all he has done for the industry as well as always having the time to share thoughts and his talents. If you haven’t looked at MBS Highway, you should really take some time to do so. I happen to be a charter member of MBS Highway and I pay my money every year because it is just that good! Take the path to positive, it is a much better journey!

Questions or comments: This email address is being protected from spambots. You need JavaScript enabled to view it.  

Posted On Monday, 26 September 2022 00:00 Written by
Posted On Monday, 26 September 2022 00:00 Written by

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Krisstina WiseKrisstina Wise is a real estate mogul, Millionaire Coach, and creator of several multi-million dollar businesses including Goodlife Luxury, The Paperless Agent and most recently, WealthyWellthy. She is also an international speaker and the award-winning author of the Amazon Best-Seller Falling for Money, a romance novel for your bank account. Named one of the 100 Most Influential Real Estate Leaders in the country, she has been featured in USA TODAY, as well as by Apple, Contactually and Evernote for her creative leadership with emerging technologies.

Posted On Monday, 26 September 2022 00:00 Written by
Posted On Thursday, 22 September 2022 20:46
Posted On Thursday, 22 September 2022 20:42
Posted On Thursday, 22 September 2022 20:39
Posted On Thursday, 22 September 2022 20:36
Posted On Thursday, 22 September 2022 20:31
Posted On Thursday, 22 September 2022 07:56 Written by

"Don’t do that!” With the preseason now out of the way and the 2022 NFL regular season going strong, you hear coaches still screaming to their players to NOT tackle or block leading with the crown of their helmet. Too many players still drop their heads when they prepare to tackle or block. Hall of Fame Coach Don Shula – 33 years in the NFL – always coached his players to “see what you hit.” Helmet-to-helmet contact is often called “targeting” and is subject to disqualification. Runners will often lower their heads when about to be tackled thereby bracing themselves for the impending blow. This makes it difficult for the oncoming tackler to avoid head-to-head contact.

Many players have suffered life-threatening cervical spine injuries with helmet-to-helmet contact.  For many, playing football becomes out of the question. Football at all levels is full of physical — some say brutal — contact. At the NFL level with the size of today’s players, contact between players does make the word brutal come to life. All sports that involve contact have that risk and perhaps risk even disability. The NFL constantly conducts tests to determine how to better protect its players. In 2022 (even earlier behind the scenes) the NFL has put into use a protective headgear that fits inside the helmet to further reduce the physical impact of contact.

I belong to (was inducted into) the NFL Alumni “Order of the Leather Helmet.” That sounds funny today, but I did wear one in high school. Leather helmets didn’t provide much protection from blows to the head. So most players avoided using their heads for contact and thereby tackled and blocked with their shoulders. That’s why “see what you hit” still makes a lotta sense.

Enter Riddell, the maker, and supplier of today’s plastic football helmets. All NFL teams use the Riddell helmet. To Riddell’s credit, they are working feverishly to improve the inside of their helmets to reduce the impact of any blow. I fail to understand why a player slaps his teammate’s head to congratulate him for a touchdown, catch or sack. Every time the head moves the skull inside the head moves, causing the brain to contact the inside of the skull.  That is why the continuous improvement of the inside of the helmet is important. Football is here to stay. Let’s do all we can to reduce injuries.

Will you encourage others to play sports safely and wisely?

Posted On Friday, 23 September 2022 00:00 Written by
Posted On Thursday, 22 September 2022 00:00 Written by
Posted On Wednesday, 21 September 2022 20:32 Written by
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