Today's Headlines - Realty Times
Artificial intelligence (A.I.), one of the 20 core technologies I identified back in 1983 as the drivers of exponential economic value creation, has started out simple. From Amazon’s Alexa, Siri on your iPhone, or proclaiming “hey, Google…” in your home, there are several small but impactful applications of A.I. that have become fully integrated in our world today. Now, following a historic moment in contemporary history dominated by a global pandemic, A.I. advancements have been turbocharged like never before.Consumer products that implement A.I. that have been in the spotlight for a handful of years are now having to share that fame with Information Technology (IT) solutions and its place in industry. If you haven’t already, from this point forward, it would be a good idea to keep a closer eye on A.I.’s rapid development and look for both predictable problems as well as amazing opportunities. Disrupting IT Operations Now that A.I.…
Words from a basketball coach- “Shooting means every time you catch the ball, your eyes go to the rim. By looking at the rim from any position, allows you to see everything that happens on the floor.” When you are positioning yourself to score on your real estate or mortgage deal, you need to have your eyes on what you want to accomplish. It might be buying a home in a particular neighborhood. You may want to reduce your overall monthly debt by refinancing a mortgage. Knowing your comfort level on move-in costs and monthly payments helps you keep your view of the playing field in perspective. We have experienced the lowest rates we have ever seen several weeks ago. February 2021 saw the price on rates start an upward climb due to the fear of inflation, actions, and comments by the Federal Reserve. Even though mortgage rates are not…
The mortgage and real estate industries are bound by a series of rules, regulations, laws, and hopefully by ethics. While there has always been a few that have avoided or just plain disregarded the rules, most of those in the professions of mortgage and real estate have paid attention to the rules and were likely held to task when they didn’t. The mortgage meltdown led to a huge collapse in the markets worldwide. Most responsible for the violation of trust placed with them have never been held accountable for their actions and some that were, didn’t suffer more than pennies on the dollar for their crimes, forget going to prison for a long time. Today we are facing larger and more overt violations of rules and regulations than we saw prior to the mortgage meltdown and nobody seems to care! Major companies openly violate norms that have been well established…
Since 2005, Ron Howard & Associates has been one of the top teams in the Baltimore region with just under a Billion in sales. Ron's team holds the rare distinction of being one of top selling teams annually and the most favorably reviewed on Zillow with over 780+ reviews. Ron has earned his brokerages highest annual sales award - the Diamond Club - 9 times, while also being inducted into their Circle of Legends and Hall of Fame. Ron became a real estate professional after he and a partner bought, renovated and sold dozens of properties, and he's built upon his professional experiences in sales, information technology, broadcast video production, and computer networking—from which he learned how to launch innovative, high-impact marketing campaigns. A cornerstone accomplishment was creating and launching Proforms, a contract writing software for the residential real estate industry. His specialty in the technology of automating work groups and work flow has bolstered his success in…
The tragic automobile accident that nearly took Tiger Woods’ life recently could certainly be a lesson for all. Remembering my classroom driver education teaching days of many years ago, I can vividly recall my continuous stern warnings to those tenth graders: Speed Kills! While it may not have been announced by the investigation, we certainly can assume that, given that no physical impairment was confirmed, speed was a factor on that tricky road in Southern California. While this accident doesn’t compare to the 500,000 lives that have been lost in the US due to the coronavirus, this article is not written to explain comparisons. Automobile accidents happen every day and many with fatalities. Tiger is lucky to be alive. The tragedy is his loss in the golfing world. That sport like so many others has lost superstars over the years. But what is it that seems to make this…
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A bit about Jo: “Whatever YOUR personal priorities are, my job is to help you get the mortgage terms that will give you bragging rights when you talk about it and help you score on hitting your goals.” As a mortgage loan officer, my job is to help you get to the benefits you want from your financing terms. What is most important to you? I can help you find the financing terms that will help you get to what you want. What is your comfort level on a house payment? How much are you comfortable paying down,? What type of financing do you need to get the house you want to buy or refinance? Different clients have different priorities in life—some are buying their first home with very little down payment funds. Some are recovering from medical challenges, divorces or preparing to send children to college and some are…
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