Today's Headlines - Realty Times

How do you rate your lender realtor partnerships? Jo Garner speaks to how to effectively and profitably collaborate together to create a seamless and stress less experience for your customers and clients. She shares how she so successfully manages to be the LENDER OF CHOICE by providing systematic communication, networking and client retention programs that keep raving clients for life!


A Bit About Jo: 

pic jo garner 3 21 17 rems logo by lsi“Whatever YOUR personal priorities are, my job is to help you get the mortgage terms that will give you bragging rights when you talk about it and help you score on hitting your goals.”

As a mortgage loan officer, my job is to help you get to the benefits you want from your financing terms. What is most important to you? I can help you find the financing terms that will help you get to what you want.  What is your comfort level on a house payment? How much are you comfortable paying down,? What type of financing do you need to get the house you want to buy or refinance?

Different clients have different priorities in life—some are buying their first home with very little down payment funds. Some are recovering from medical challenges, divorces or preparing to send children to college and some are embarking on a long term goal of buying properties to build rental income.”

Jo Garner is a mortgage officer with extensive knowledge in tailoring mortgages to her customers who are refinancing or purchasing homes all over the country. She offers conventional, FHA, VA or other loan programs for refinancing and purchases.

Jo can help you look at rent vs buy, when it makes sense to refinance, how to get the best deal on your home purchase financing.  

Jo Garner has been in the real estate/financing business for over 25 years.  She got her start in Portland, Maine where she first began her real estate career. She received her real estate education from the University of Southern Maine and was personally mentored in San Diego, California by Robert G. Allen, author of Nothing Down, Creating Wealth and The Challenge

On moving back to West Tennessee in 1987, she went into business buying and selling discounted owner-financed notes secured on real estate.  In 1990 Jo went to work for a residential mortgage company and has been a mortgage loan officer for over 25 years.  Her goal is to offer excellent, affordable service to her customers, tailoring the loan programs to the specific needs of her clients.  

In addition to her work in the mortgage field, Jo Garner is the primary sponsor and founder of Talk Shoppe in Memphis. www.TalkShoppe.com Jo Garner also host the radio show Real Estate Mortgage Shoppe airing on News Radio AM 600 WREC and iHeart Radio with podcasts and show notes published on www.JoGarner.com  

Posted On Thursday, 02 April 2020 09:00 Written by
Posted On Thursday, 02 April 2020 05:30 Written by

There is no doubt we are in unprecedented times. For most of us, this creates a heightened degree of stress and uncertainty.  Over a third of the country has been asked to stay home and our once booming economy has come screeching to a halt.  When can any of us remember being told by the government not to go to work?  While this seems somewhat terrifying, we all know that it is for the greater good of all of us.  So here we have it, we are being told to stay home and be still. 

For many real estate agents, asking them to be still is like asking a shark to stop swimming, it’s just not possible.  For many of us, we thrive on busyness and routine, the thought of being still is terrifying.  But there is power in being still, power in slowing down, power in reconnecting with ourselves, and power in not doing anything.  Use this precious time we have been given to reflect and make new priorities, new tasks, new connections, and new to-do lists.  If being busy is what you thrive on, then find tasks to do at home.  If connecting is what you thrive on, then connect in a new way; perhaps by sending text messages, calling loved ones, or even by the traditional, good old-fashioned writing of letters, notes or cards.  And if you just want to feel good, then do something good for others.  Whether that is simply making a donation to your local hospital or paying for a first-responders coffee at your local coffee shop drive through, doing good always feels good.

Extra worry and panic have never served anyone well, and this is a time to dig deep and use your time wisely.  With all of the frightening news that we are bombarded with every day, it is no wonder we are all chomping at the bit to get back to our regular schedules.  Please trust that this will pass, and that we will all be back to our regular schedules soon.  Whether we want to believe it or not, this virus will affect each of us in a profound way.  For some, it will remind us how important it is to slow down once in a while. Yet for others, it hits home the point about needing an emergency fund in the bank.  No matter what lesson we each learn, we will all be better because of it. There is power in being still, you just have to allow it to happen.

 

Source: The Real Estate Zebra Blog

Posted On Thursday, 02 April 2020 05:25 Written by

Do you know that men need makeovers as well as women?  Lauren Draffin shares how she helps men with wardrobe and workforce changes to help to update and to accommodate life changes. Corporate vs. entrepreneurial work, retirement, new career, weight loss etc. Lauren also helps men with closet makeovers to help accommodate changes and looking your best! 


A Bit About Lauren:

Lauren Draffin is a Memphis-based wardrobe stylist. Her services include closet consulting, personal shopping, commercial and editorial direction, styled events from bridal and portraits to TV and custom clothing. LD also specializes in styling large-scale events such as Memphis Fashion Week in addition to wholesale buying, fashion + tech design and retail. She has over 15 years’ experience in the Fashion Industry and has returned to Memphis as a fashion expert and style educator. Lauren’s accomplished work experience gives her clients the tools to execute an effortless and personalized style from the outside in.

After earning her degree in fashion merchandising, Lauren moved to New York City to start her career. After years working with various designers and fashion brands, LD moved back to Memphis to spearhead ‘Styled by LD.' Lauren has empowered men and women to discover their very best, most confident selves. Styled by LD will help you recognize your personal strengths and learn how to execute an effortless wardrobe by becoming fully comfortable in your own skin... all through the power of style! www.styledbyld.com

 

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Q: “Denise, I am following your advice and not getting freaked out by the current state of affairs. I am worried about income, but I figure everyone is in the same situation. Here is my issue: I really want to work on my business structure and systems right now, but nothing is holding my attention. Any suggestions for getting me revved up to tackle some of my projects?”

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