Halley Team
Jim & Crystal Halley
December 2019
Real
"Put Our Family to Work for Your Family"



Daily News And Advice
Today's Feature Stories

Co-Signing? Consider These Points

Co-signing is an awfully nice thing to do for those that need a little help qualifying for a home. Usually it’s a parent helping a child, but it can also be for a relative or close friend. It’s certainly not an uncommon request and, for those who are able, it’s a great way to get someone into a first home. But before you get too much further, there are some things you definitely need to know.

FULL STORY->

You Don’t Need 20% Down and Seven Other Myths That Are Getting in the Way of Homeownership

Think you need to come up with 20% for a down payment in order to buy a house? It might surprise you to know that the median down payment for first-time buyers last year was just 7%, per the National Association of Realtors®. And there are plenty of loan programs out there that require far less. The 20% myth is just one of the things that’s keeping homeownership out of reach. We’re digging in to seven others.

FULL STORY->

Inspection vs. AVM vs. Appraisal

All three of these terms involve some sort of activity on a property. An inspection, an Automated Valuation Model, or AVM, and an appraisal. While related, they all have different functions but sometimes they’re confused with one another. Let’s take a closer look.

FULL STORY->

Is This the Future of Rent-To-Buy?

In theory, the idea behind a rent-to-buy arrangement is a good one for those who want to purchase a home but aren’t quite ready yet. More than anything, it gives buyers hope, and often a solution to their credit woes, while locking in a home that will, presumably, belong to them one day.

FULL STORY->


Mortgage Rates
Averages as of December 2019:


30 yr. fixed: 3.66%
15 yr. fixed: 3.15%
5/1 yr. adj: 3.39%








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Jim & Crystal Halley,Associate Broker CDPE CRS
E-mail: crystalhalley@remax.net
Website: http://www.halleyteam.com
Cell: 248-568-0038
RE/MAX Classic - Novi, Michigan
248-348-3000 x209
26870 Beck Rd.
Novi, MI 48374


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