Your REALTOR:
Joan Ryder
June 2020
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Daily News And Advice
Today's Feature Stories

Forbearance News: Borrowers Can Now Defer Payments Until The End Of Their Loan

Have a forbearance agreement with Fannie Mae or Freddie Mac? You can breathe a big sigh of relief. The Federal Housing Finance Agency (FHFA) has announced that homeowners in COVID-19 related forbearance programs with Fannie and Freddie can defer their missed payments until “the home is sold, refinanced, or at maturity,” they said in a news release.

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Could The Corona Virus Provide The Next Boon For Private Mortgage Lending?

The Corona Virus had all but shut down conventional lending in late March 2020 and most of April 2020. Although it now appears that many banks have loosened up, they are far behind in applications due to the shelter in place restrictions and lack of certainty in the market.

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The Things That Matter The Most In Your Credit Report

If you haven’t looked at your credit report in a while, it’s probably time to go ahead and pull another free one at www.annualcreditreport.com. This is a site supported by the three main credit repositories, Equifax, Experian and TransUnion and allows consumers to get a free report once per year. Consumers are encouraged to retrieve this report primarily to make sure there are no errors showing up. Unfortunately, credit reports have their fair share of mistakes. 

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5 Outdoor Projects for a Beautiful and Fun Homecation Space

As the weather warms up, more families are starting to look forward to getting outside of the home to have some fun or just relax in the sun. And while a vacation may seem like the ultimate goal, most people find that by creating a better outdoor living area, they can have even more fun “homecationing” in their own yards. 

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Mortgage Rates
Averages as of June 2020:


30 yr. fixed: 3.15%
15 yr. fixed: 2.62%
5/1 yr. adj: 3.13%








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Joan Ryder GRI CRS ePRO CRB
E-mail: joanryder1@gmail.com
Website: joanryder.com
(410) 893-1792 x 11

Joan Ryder & Associates Real Estate Inc.
(410) 893-1792
3 Vale Road Suite 200
Bel Air MD 21014


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