Your REALTOR®:
Kathleen Quintarelli
October 2019
Real
Rising To The Challenge



Daily News And Advice
Today's Feature Stories

How Lenders View Retirement Income

If you or someone you know is retired or retiring soon and planning on buying a “forever” home, there are some things to know as it relates to qualifying income. For most, retiring means living on less and essentially downsizing financially. The regular 1st and 15th paycheck is in the rear view mirror and now it’s time for other income to come into play. For most, monthly income comes from social security, interest and dividends and retirement accounts.

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First Time Home Buyers: Your Six Month Plan

First time home buyers who dip their newbie toes in the mortgage waters might soon find out there’s a lot more to know than originally thought. It is a brand new world with lots of new terms, people and businesses and it can be a bit overwhelming at first. Heck, even seasoned buyers can find the mortgage process quite a bit to handle sometimes. But for first timers, knowing ahead of time what to expect and when to expect it will make the process a smooth one.

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You Might Still Qualify as a First Time Buyer–Even If You’ve Owned a Home Before

First time home buyers are sometimes considered a “pump primer” in real estate. Buying an initial home typically means buying from someone else who then buys another home. And on it goes. But it’s often that first time buyer that starts the ball rolling and why they’re encouraged to stop renting and start owning. This group is so important that many state agencies and mortgage companies offer loan programs that cater to first time buyers with special incentives. The incentives could be a lower rate or a contribution toward closing costs and even assistance with a down payment.

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Want to Feel Safer at Home? Follow These Tips

We all love that taste of independence when we have the keys to our apartment. Having no one bossing you around or dealing with an annoying roommate can be quite exhilarating for many people. However, living alone isn’t always that grand- especially when it comes to your safety. 

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5 Questions You Should Ask About Senior Apartments

Moving to a retirement residence could be the answer to senior housing thata you’re looking for. Older seniors who are considering the next stage of their retirement have a lot of reasons to downsize into a retirement residence. Today, housing options like these offer benefits such as:

>> Active living & social lifestyles

>> More convenience and greater FULL STORY->

How to Solve an Ant Problem

Ants can be small in size and potentially harmless, but it can create a lot of problems in your house. They can invade your house if they find a good source of food and water in your house. You need to get rid of the ants to keep your home and foods safe. The ants always invade the house in the form of army and you need to stop this invasion before it becomes too much. If you want to know about how to solve an ant problem, then you can call for a professional ant elimination team FULL STORY->

Now That It’s Fall, Did You Miss the Home Selling Boat?

Worried you missed your window when it comes to selling your home this year? It’s true that spring and summer are the hottest (literally) seasons of the year, with more buyers out there looking to purchase a home and get settled before school starts. Also, there is some recent data out there that says that October and December are two of the slowest months of the year for home sales. 

But that doesn’t mean you can’t offload your home now, or that you FULL STORY->

A Guide for San Diego Seniors Planning to Downsize During Retirement

Are you planning to downsize in the future? Moving to a smaller, more manageable home can be a good way to make the most of your retirement. To make the most of your downsizing move and avoid any added stress, you need a solid plan from start to finish. Missing little details can cost you time, money, and hassle, but this guide to downsizing your home in San Diego during retirement will help you avoid those mistakes and avoid any added tension while moving. 

Costs to FULL STORY->

Why Maintenance Tracking is Beneficial to HOAs

Homeowner Association property management can be a daunting task; however, there are ways to make it easier. One of the most efficient ways to make managing an HOA easier is to add maintenance tracking to your program of maintenance. The reason why maintenance tracking is efficient for HOAs is that maintenance tracking allows you to schedule preventive maintenance, recognize strains on your budget, reduce costs, and improve the efficiency of your team.

Schedule Preventative
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Mortgage Rates
Averages as of October 2019:


30 yr. fixed: 3.64%
15 yr. fixed: 3.16%
5/1 yr. adj: 3.38%








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Kathleen Quintarelli, Associate Broker, NVAR Lifetime Residential Top Producer
E-mail: kathquintarelli@erols.com
Website: http://www.kathleenhomes.com
Cell: 703.862.8808
Weichert, Realtors
703-862-8808
9299 Old Keene Mill Rd.
Burke, VA 22015


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