Kathy Ladd
August 2019
"Your Realtor for Life"

Daily News And Advice
Today's Feature Stories

Three Needless Seller Worries

Starting with the initial decision to sell, worry is often a major issue for sellers; however, once a listing agreement is signed, sellers are no longer alone with their worries. PJ Wade explains Three Needless Worries and how real estate professionals remove stress and worry for sellers.


Where Are the Best Places to Own an Airbnb? It Depends on the Revenue, and the Rules

Count Los Angeles as the latest city to impose new restrictions on Airbnb rentals. Owners must now register their property with the city and also pay a fee of $89.

In addition, “Hosts can only register one property with the city at a time and the property must be their primary residence (where they live at least six months out of the year),” said Curbed. “Rentals are limited to a 120-day annual cap, and rent-stabilized units are no longer allowed to be used for home-sharing—even if the host owns the unit.”


Six Creative Ways to Drum up Interest in Your Home

A perfectly updated home at the right price in a highly coveted neighborhood may sell right away, but what about the rest of the homes that hit the market? You should be able to depend on a well-connected, experienced real estate agent to create a solid marketing plan, network with fellow agents, and hold open houses. But is there something you might be able to do to help get your home sold? There sure is.


Smart Tips to Pay Your Mortgage off Early

New data shows that nearly 40 percent of all homes in the United States are owned free and clear, with “the highest share” in West Virginia at 54%,” said Bloomberg. “Maryland and the District of Columbia were on the other end of the spectrum with rates of 27% and 24%, respectively.”


Millennials Compete With Seniors for Prime Real Estate

The percentage of Toronto-area homes owned by seniors is rising, putting more pressure on an already tight real estate market.

A recent report from Canada Mortgage and Housing Corp. (CMHC) says that rising homeownership rates among seniors in the Toronto area is making it tougher for younger generations to get into the market.

Author Inna Breidburg says that as Toronto’s senior population grows at a faster pace during the next decade, “the conventional FULL STORY->

Generation X Turns 55: How Are They Prepping for Retirement?

It may be hard to believe, but the generation that worshipped Kurt Cobain and witnessed the birth of Hip Hop is at a crossroads. Gen Xers, born in the early to mid 1960s through the early 1980s, have reached a point in their lives where the kids have flown the coop and retirement is creeping around the corner. 

This generation, often typecast as angst-ridden and cynical, is in fact extremely driven and focused on their long-term goals. They’re always FULL STORY->

The Annual Percentage Rate Is Not As Confusing As It Sounds

The Annual Percentage Rate, commonly referred to as the APR, is an oft-misunderstood term. Granted the mortgage world has a lot of different terms that can be a head-scratcher sometimes, but the APR is right up near the top, if not the top, of the list. And the confusion typically starts when borrowers first receive their initial loan disclosures. The APR is simply defined as the cost of money borrowed expressed as an annual rate. But even some loan officers have trouble explaining the APR. FULL STORY->

What’s More Important: A Large Floor Plan or the Right Layout?

More. More. More. That’s what we want in life, and certainly in a home. Right? We’re conditioned to reach for the stars, and, in the real estate world, that means going for the biggest home you can. But is bigger always better?

Yes, Price-per-square-foot is an important factor in determining the value of a home. But it’s not the only one. 

“The reason why the price per square foot method is a poor method to determine market value is FULL STORY->

Why Some Sellers are Offering Concessions to Push Sales

Tighter housing markets caused a seller’s market last year, with many sellers able to receive close-to-asking price for their homes. But we’re now in a market where new home sales fell to a three-year low and inventory has surged.

Sellers that are trying to compete with higher inventory levels will need to be able to compete with other sellers.

One way of doing this is by offering seller concessions rather than lowering the price of the property. Home sales remain FULL STORY->

Mortgage Rates
Averages as of August 2019:

30 yr. fixed: 3.75%
15 yr. fixed: 3.18%
5/1 yr. adj: 3.47%

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Kathy Ladd,REALTOR
(714) 379-8144
(714) 328-6342

11887 Valley View Street
Garden Grove CA 92845

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