Your Home Town Realtor:
Bill Copithorne
August 2020

Daily News And Advice
Today's Feature Stories

Open Shelving in the Kitchen—Yay or Nay?

Watch any home improvement show from the last several years, and you’ll see it: open shelving in the kitchen. But is this trend something you should embrace in your own space? 

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The Mortgage Secret That Could Save You Thousands

Should you be refinancing right now with sub-3% rates? Probably. But are there other ways to save on your mortgage that you might not know about? Definitely. A little-known mortgage payment trick could save you thousands over the life of your loan. 

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Creative Ways To Carve Out A Home Office In Your Place

People have had to get creative about how—and where—to work since the Coronavirus sent so many of us home. For those who already had a home office, the transition may have been relatively easy. But what if you don’t have a dedicated space? These trending home office ideas might help give you focus, especially if your remote work situation may not be as temporary as you first thought. 


How Lenders Set Mortgage Rates

Ever wonder how mortgage lenders set interest rates for their loan programs each and every business day? Wonder why some lenders quote the exact same rate for the exact same program? Maybe why one lender is lower than others? Here’s some insight on how mortgage lenders set their rates each day.

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Mortgage Rates
Averages as of August 2020:

30 yr. fixed: 2.99%
15 yr. fixed: 2.51%
5/1 yr. adj: 2.94%

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Bill Copithorne ABR CRS GRI SRES

Sweeney & O'Connell Real Estate
1189 Mass Ave.
Arlington, MA 02476

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