Tom & Bette Dixon
October 2019
Team Dixon, "Bringing You Home"

Daily News And Advice
Today's Feature Stories

How Lenders View Retirement Income

If you or someone you know is retired or retiring soon and planning on buying a “forever” home, there are some things to know as it relates to qualifying income. For most, retiring means living on less and essentially downsizing financially. The regular 1st and 15th paycheck is in the rear view mirror and now it’s time for other income to come into play. For most, monthly income comes from social security, interest and dividends and retirement accounts.


First Time Home Buyers: Your Six Month Plan

First time home buyers who dip their newbie toes in the mortgage waters might soon find out there’s a lot more to know than originally thought. It is a brand new world with lots of new terms, people and businesses and it can be a bit overwhelming at first. Heck, even seasoned buyers can find the mortgage process quite a bit to handle sometimes. But for first timers, knowing ahead of time what to expect and when to expect it will make the process a smooth one.


You Might Still Qualify as a First Time Buyer–Even If You’ve Owned a Home Before

First time home buyers are sometimes considered a “pump primer” in real estate. Buying an initial home typically means buying from someone else who then buys another home. And on it goes. But it’s often that first time buyer that starts the ball rolling and why they’re encouraged to stop renting and start owning. This group is so important that many state agencies and mortgage companies offer loan programs that cater to first time buyers with special incentives. The incentives could be a lower rate or a contribution toward closing costs and even assistance with a down payment.


Want to Feel Safer at Home? Follow These Tips

We all love that taste of independence when we have the keys to our apartment. Having no one bossing you around or dealing with an annoying roommate can be quite exhilarating for many people. However, living alone isn’t always that grand- especially when it comes to your safety. 


Which Digital Communication “Page” Are You On?

Everybody has a phone in their hands these days, but we are not all on the same “page” digitally. Even with smartphones and virtually-instantaneous messaging, effective communication is far from effortless or automatic.

With so many aps, social media platforms, technologies, and digital tools in use, ensuring communication compatibility on many levels with target prospects and clients requires forethought.

Have you ever watched two professional scuba divers FULL STORY->

Halloween 2019 Home Décor Trends

It’s no secret that Americans love Halloween, and they’re showing their appreciation for the holiday more now than ever. Halloween spending is expected to reach $8.8 billion this year, according to the National Retail Federation’s annual survey conducted by Prosper Insights & Analytics. 

A whopping $2.7 billion of that haul is expected to be spent on decorations. Clearly, it’s not enough to just plop a pumpkin on the porch and FULL STORY->

Three Ways to Successfully Negotiate Realtor Commission

Selling a home is an exciting venture. You’re finally ready to see some cash on the investment you’ve been building for years. 

But then you realize that 5%-6% of the sale price is going to go away before your money ever gets to you. 

Real estate agents are vital to the sale process. Depending on the circumstances, they can get an average 30% higher sale price than trying to sell your home yourself. Obviously, this makes FULL STORY->

If You Have the Option of Putting More Money Down, Should You?

With the exception of the VA and USDA programs, along with certain down payment assistance programs, most every residential loan program does indeed require some sort of a down payment. Many borrowers want to come to the closing table with as little cash as possible and as the down payment amount is the largest chunk of change needed, the lowest down payment is often the request. A conventional loan can ask for a down payment of just 5.0 percent with certain first time buyers loans FULL STORY->

5 Bathroom Ideas for Your New Home

Since bathrooms are spaces that we use every day, their importance is far greater than we give it credit for. This where we start and end our day.  Thus, organizing to make sure that everything is in place in your bathroom is a task we should not take for granted. Here are five ideas that might help you achieve an effortlessly sophisticated, imposing and modern bathroom your new home deserves.

Naught the Pedestal Sink

You should replace the normal and boring sink with a FULL STORY->

Mortgage Rates
Averages as of October 2019:

30 yr. fixed: 3.64%
15 yr. fixed: 3.16%
5/1 yr. adj: 3.38%

Buyers Advice

Sellers Advice

Homeowners Advice

Advice For Borrowers

Homeowner Association News

Tom & Bette Dixon,Realtors

574 Washington St.
Easton MA 02375

Equal Housing Opportunity