Tom & Bette Dixon
December 2019
Team Dixon, "Bringing You Home"

Daily News And Advice
Today's Feature Stories

Co-Signing? Consider These Points

Co-signing is an awfully nice thing to do for those that need a little help qualifying for a home. Usually it’s a parent helping a child, but it can also be for a relative or close friend. It’s certainly not an uncommon request and, for those who are able, it’s a great way to get someone into a first home. But before you get too much further, there are some things you definitely need to know.


You Don’t Need 20% Down and Seven Other Myths That Are Getting in the Way of Homeownership

Think you need to come up with 20% for a down payment in order to buy a house? It might surprise you to know that the median down payment for first-time buyers last year was just 7%, per the National Association of Realtors®. And there are plenty of loan programs out there that require far less. The 20% myth is just one of the things that’s keeping homeownership out of reach. We’re digging in to seven others.


Inspection vs. AVM vs. Appraisal

All three of these terms involve some sort of activity on a property. An inspection, an Automated Valuation Model, or AVM, and an appraisal. While related, they all have different functions but sometimes they’re confused with one another. Let’s take a closer look.


Is This the Future of Rent-To-Buy?

In theory, the idea behind a rent-to-buy arrangement is a good one for those who want to purchase a home but aren’t quite ready yet. More than anything, it gives buyers hope, and often a solution to their credit woes, while locking in a home that will, presumably, belong to them one day.


Mortgage Rates
Averages as of December 2019:

30 yr. fixed: 3.66%
15 yr. fixed: 3.15%
5/1 yr. adj: 3.39%

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Tom & Bette Dixon,Realtors

574 Washington St.
Easton MA 02375

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