Law Offices of Fred Peet
Fred Peet
October 2019
The Law Offices of Fred Peet Representing buyers and sellers throughout Vermont

Daily News And Advice
Today's Feature Stories

How Lenders View Retirement Income

If you or someone you know is retired or retiring soon and planning on buying a “forever” home, there are some things to know as it relates to qualifying income. For most, retiring means living on less and essentially downsizing financially. The regular 1st and 15th paycheck is in the rear view mirror and now it’s time for other income to come into play. For most, monthly income comes from social security, interest and dividends and retirement accounts.


First Time Home Buyers: Your Six Month Plan

First time home buyers who dip their newbie toes in the mortgage waters might soon find out there’s a lot more to know than originally thought. It is a brand new world with lots of new terms, people and businesses and it can be a bit overwhelming at first. Heck, even seasoned buyers can find the mortgage process quite a bit to handle sometimes. But for first timers, knowing ahead of time what to expect and when to expect it will make the process a smooth one.


You Might Still Qualify as a First Time Buyer–Even If You’ve Owned a Home Before

First time home buyers are sometimes considered a “pump primer” in real estate. Buying an initial home typically means buying from someone else who then buys another home. And on it goes. But it’s often that first time buyer that starts the ball rolling and why they’re encouraged to stop renting and start owning. This group is so important that many state agencies and mortgage companies offer loan programs that cater to first time buyers with special incentives. The incentives could be a lower rate or a contribution toward closing costs and even assistance with a down payment.


Want to Feel Safer at Home? Follow These Tips

We all love that taste of independence when we have the keys to our apartment. Having no one bossing you around or dealing with an annoying roommate can be quite exhilarating for many people. However, living alone isn’t always that grand- especially when it comes to your safety. 


Four Ways to Make Your Ceiling a Standout

The floors: gleaming. The walls: painted. The knick knacks: perfectly placed. So why does your home still feel…unfinished? Maybe it’s time to look up. Yes, all the way to that blank, boring ceiling.

“A creative ceiling can completely change the look of a room, taking a space from so-so to stunning,” said House Beautiful. Here are four ways to create a statement ceiling in your home.

Get colorful

“The power of paint is FULL STORY->

Helping Clients Convert Houses Into Homes: A Strategy for Success

A good real estate agent provides the goods that homebuyers need and property owners welcome. The accoutrements that beautify a room, from a bouquet of flowers to a tray of food. The accessories that better every room of a home, townhouse, apartment, or condominium. The accessories that power our devices—the devices we use for work and play—whose ranks include laptops, desktops, smartphones, tablets, and cameras.

A good real estate agent brings housewarming gifts of measurable FULL STORY->

Which Digital Communication “Page” Are You On?

Everybody has a phone in their hands these days, but we are not all on the same “page” digitally. Even with smartphones and virtually-instantaneous messaging, effective communication is far from effortless or automatic.

With so many aps, social media platforms, technologies, and digital tools in use, ensuring communication compatibility on many levels with target prospects and clients requires forethought.

Have you ever watched two professional scuba divers FULL STORY->

Halloween 2019 Home Décor Trends

It’s no secret that Americans love Halloween, and they’re showing their appreciation for the holiday more now than ever. Halloween spending is expected to reach $8.8 billion this year, according to the National Retail Federation’s annual survey conducted by Prosper Insights & Analytics. 

A whopping $2.7 billion of that haul is expected to be spent on decorations. Clearly, it’s not enough to just plop a pumpkin on the porch and FULL STORY->

Three Ways to Successfully Negotiate Realtor Commission

Selling a home is an exciting venture. You’re finally ready to see some cash on the investment you’ve been building for years. 

But then you realize that 5%-6% of the sale price is going to go away before your money ever gets to you. 

Real estate agents are vital to the sale process. Depending on the circumstances, they can get an average 30% higher sale price than trying to sell your home yourself. Obviously, this makes FULL STORY->

Mortgage Rates
Averages as of October 2019:

30 yr. fixed: 3.64%
15 yr. fixed: 3.16%
5/1 yr. adj: 3.38%

Buyers Advice

Sellers Advice

Homeowners Advice

Advice For Borrowers

Homeowner Association News

Fred Peet
802-860-4767 (phone)
800-683-3903 (toll free)
802-860-2822 (fax)
Law Office of Fred Peet
(802) 860-4767
55 Patchen Road South
Burlington, VT 05403

Equal Housing Opportunity